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Insurance Agent Jobs in Tennessee (NOW HIRING)

Shelter Insurance

Insurance Agent

Elizabethton, TN · On-site

We are seeking an exceptional entrepreneur to make a difference in Elizabethton, TN and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

Shelter Insurance

Insurance Agent

Athens, TN

We are seeking an exceptional entrepreneur to make a difference in Athens, TN and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and become ...

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Insurance Agent information

See Tennessee salary details

$22.7K

$59K

$110.3K

How much do insurance agent jobs pay per year?

As of Jun 13, 2026, the average yearly pay for insurance agent in Tennessee is $59,015.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,400.00 and $69,900.00 per year, depending on experience, location, and employer.

What Does an Insurance Agent Do?

Insurance agents contact potential customers to sell car, home, travel, medical, or life insurance policies. Insurance agents inform customers of policy terms and work directly with customers to renew, change, or transfer policies. Also, insurance agents gather and analyze customer information then use this to identify the most appropriate policies. Insurance agents provide customer service, conduct research about customer needs, and deliver presentations about policy options.

What are the key skills and qualifications needed to thrive as an Insurance Agent, and why are they important?

To thrive as an Insurance Agent, you need a solid understanding of insurance products, sales techniques, and relevant regulations, often supported by a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Strong interpersonal skills, active listening, and persuasive communication help agents build trust and effectively address client needs. These competencies are vital for meeting sales targets, ensuring compliance, and maintaining long-term client relationships.

What is the difference between Insurance Agent vs Insurance Broker?

AspectInsurance AgentInsurance Broker
CredentialsLicensed to sell policies for specific insurance companiesLicensed to represent multiple insurance companies and offer a variety of policies
Work EnvironmentTypically employed by an insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageInsurance companies, agenciesBrokerage firms, independent agencies
Search & Comparison IntentLooking for agents to buy policies from specific insurersSeeking brokers who can compare policies across multiple insurers

While both Insurance Agents and Insurance Brokers assist clients with insurance policies, agents usually represent a single insurer, whereas brokers work independently to compare options across multiple companies. Understanding these differences helps you choose the right professional for your insurance needs.

How much do insurance agents earn?

Insurance agents typically earn a combination of base salary and commissions, with median annual earnings around $50,000 to $60,000. Top performers can earn over $100,000 annually, depending on sales success, experience, and the insurance products they sell.

What are some common challenges Insurance Agents face when building their client base, and how can they overcome them?

Insurance Agents often encounter challenges such as establishing trust with new clients, differentiating themselves in a competitive market, and managing client rejections. To overcome these obstacles, agents typically focus on building strong relationships through personalized service, maintaining up-to-date product knowledge, and leveraging networking opportunities. Successful agents also use digital marketing tools and referrals to expand their reach and consistently follow up with prospects to nurture long-term relationships.

What kind of insurance agent gets paid the most?

Specialized insurance agents, such as those selling high-net-worth individual policies, commercial or industrial insurance, or working in niche markets like cybersecurity or professional liability, tend to earn higher commissions and salaries. Agents with advanced certifications, extensive experience, and strong client networks often achieve higher compensation levels in the industry.

What jobs pay 2000 a day?

High-earning jobs that can pay around $2,000 a day typically include specialized roles such as experienced insurance agents, surgeons, corporate lawyers, or senior executives. These positions often require advanced skills, certifications, or extensive experience, and may involve high-pressure environments or significant responsibilities.

What does an Insurance Agent do?

An Insurance Agent helps clients choose and purchase insurance policies that best fit their needs, such as health, life, auto, or property insurance. They assess clients' financial situations, explain various insurance options, and guide them through the application process. Insurance Agents also provide ongoing customer service, assist with policy changes, and help clients file claims when necessary. Their role requires strong communication and sales skills, as well as a thorough understanding of insurance products and regulations.

Is being an insurance agent worth it?

Insurance agents sell policies and advise clients on coverage options, often working on commission which can lead to variable income. The role requires strong communication skills, industry knowledge, and licensing, with job stability depending on market demand and individual performance.
More about Insurance Agent jobs
What are the most commonly searched types of Insurance Agent jobs in Tennessee? The most popular types of Insurance Agent jobs in Tennessee are:
What are popular job titles related to Insurance Agent jobs in Tennessee? For Insurance Agent jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Insurance Agent jobs in Tennessee look for? The top searched job categories for Insurance Agent jobs in Tennessee are:
What cities in Tennessee are hiring for Insurance Agent jobs? Cities in Tennessee with the most Insurance Agent job openings:
What are popular job titles related to Insurance Agent jobs in TN? For Insurance Agent jobs in TN, the most frequently searched job titles are:
Insurance Agent jobs near you
Insurance Agent

Insurance Agent

Shelter Insurance

Elizabethton, TN • On-site

Full-time

Posted 13 days ago

Shelter Insurance rating

6.8

Company rating: 6.8 out of 10

Based on 20 frontline employees who took The Breakroom Quiz

231st of 261 rated insurance

Job description

A company built to serve you. It's your career, Shelter it!

We are seeking an exceptional entrepreneur to make a difference in Elizabethton, TN and become our newest Shelter Insurance Agent.
Do you have a desire to meet new people, develop new contacts, and become known in your community?
Are you passionate about serving your community?
Do you want to grow your sales, business, and networking skills to new heights?
Would you like to do what you love and love what you do?
Do you have a desire to control your own income?
Have you wanted to start you own business but extreme start-up costs stopped you in your tracks?
If you answered "yes" to these questions, then you owe it to yourself to learn more about becoming a Shelter Insurance Agent.
At Shelter, we do not require a previous background in the insurance industry. While the experience is a plus, it is far from a necessity. Around half of our new Shelter Agents have never worked in insurance; our agents have backgrounds ranging from real estate and retail sales to education and coaching.
What is required? A motivated attitude, an entrepreneurial spirit, and skilled capacity for effectively communicating with clients in a sales atmosphere.
While some sales experience & a degree with general business courses is helpful, our mix of in-house and virtual new agent training schools, paired with continuing industry education courses, helps you build the foundation necessary to launch your agency.
At Shelter we do not require prospective agents to have capital/assets on hand to be considered for an agency. We do not "sell" agencies and Shelter does not "loan" money to agents to begin their business. We provide the opportunity. The only expectations are that you meet sufficient sales requirements and core business proficiencies. If you are no longer a Shelter agent for any reason, your financial responsibilities are limited to any unsatisfied bills owed through your departure. This could include advertising contracts, telephone bills, and utilities.
A true business owner's mindset is required to succeed! While developing prospects and selling Shelter products in your agency will be your main focus, you may also have the opportunity to bring on staff to help you perform general administrative duties and improve your sales.
If you possess a strong desire to be a business owner, a vigorous passion for helping people, and a desire to work for a company that strives to be a leader in its communities, then take the first steps to explore a partnership with Shelter Insurance Companies. Shelter has one of the top new-agent programs in the entire insurance industry, and if you are committed to hard work, we can help you launch your insurance sales career.

Shelter Agents receive a tremendous amount of support as they build their business:

  • Support to Launch Your Career
  • Unlimited New Commissions
  • Lucrative Bonus & Incentive Opportunities
  • Exceptional Contract Benefits
  • Professional Sales Training
  • Subsidies & Office Staff Reimbursement, if applicable
  • Computer & Technology Support

Shelter has a purpose driven culture that centers on:

  • Being a Leader in and Giving Back to Our Communities
  • Diversity & Inclusion
  • Financial Strength & Stability

Our agents are achieving an unprecedented level of personal growth, career fulfillment and financial success. Take the first step towards operating your own Shelter Insurance Agency today!

Applicants must be eligible to work in the United States. No relocation compensation.

If interested, please apply by:

07/30/2026

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