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Insurance Agency Owner Jobs in Michigan (NOW HIRING)

Showing results 21-40

Insurance Agency Owner information

See Michigan salary details

$21.8K

$71.8K

$119.8K

How much do insurance agency owner jobs pay per year?

As of Aug 16, 2026, the average yearly pay for insurance agency owner in Michigan is $71,790.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,400.00 and $85,400.00 per year, depending on experience, location, and employer.

What does an insurance agency owner do?

An Insurance Agency Owner manages and operates an insurance agency, overseeing daily business activities such as sales, client service, staffing, and compliance with industry regulations. They are responsible for building relationships with clients, hiring and training agents, and ensuring the agency meets sales targets. Additionally, they may handle marketing, budgeting, and strategic planning to grow the business. Their role combines leadership, sales, and in-depth knowledge of insurance products and policies.

What is the difference between Insurance Agency Owner vs Insurance Agent?

AspectInsurance Agency OwnerInsurance Agent
CredentialsLicenses required, business licenses, possibly additional certificationsState insurance license, specific to insurance type
Work EnvironmentOwns and manages a business, oversees staff and operationsWorks for an insurance company, interacts directly with clients
Employer & Industry UsageOwns an agency, responsible for business growthRepresents an insurance company, sells policies

Insurance Agency Owners manage their own insurance agencies, handling business operations and staff, while Insurance Agents typically work for an insurance company, focusing on selling policies and serving clients. Both roles require licensing, but Agency Owners have broader responsibilities related to business management.

What are some common challenges faced by new insurance agency owners during their first year?

New Insurance Agency Owners often encounter challenges such as building a client base from scratch, managing cash flow, and navigating complex regulatory requirements. Establishing trust with clients and differentiating your agency from competitors can also be demanding. Many new owners spend significant time networking, marketing, and learning the nuances of insurance products to ensure they can provide the best service and advice. Successfully overcoming these challenges requires persistence, strong interpersonal skills, and a willingness to continuously learn and adapt.

What are the key skills and qualifications needed to thrive as an insurance agency owner, and why are they important?

To thrive as an Insurance Agency Owner, you need strong sales acumen, business management skills, in-depth knowledge of insurance products, and often a relevant state license. Familiarity with customer relationship management (CRM) software, quoting tools, and financial management systems is typically required. Outstanding leadership, negotiation, and customer service skills help you build a strong client base and motivate your team. These skills are crucial for effectively growing your agency, ensuring compliance, and achieving long-term business success.

What are popular job titles related to Insurance Agency Owner jobs in MI?

For Insurance Agency Owner jobs in MI, the most frequently searched job titles are:

Infographic showing various Insurance Agency Owner job openings in Michigan as of August 2026, with employment types broken down into 95% Full Time, and 5% Contract. Highlights an 100% In-person job distribution, with an average salary of $71,790 per year, or $34.5 per hour.

Own & Scale Your Insurance Agency - High-Earning Opportunity

AAA The Auto Club Group

Ludington, MI

Full-time

Medical, Life

Posted 5 days ago


AAA The Auto Club Group rating

7.4

Company rating: 7.4 out of 10

Based on 283 frontline employees who took The Breakroom Quiz

229th of 308 rated insurance


Job description

AAA - The Auto Club Group, is seeking ambitious, business-minded, and visionary Entrepreneurial Agency Owners to join our team! One of the Industry's BEST Compensation Packages Earning potential is unlimited through a 100% incentive-based compensation structure. Competitive new-business and renewal commission, complemented by bonus programs (see below) which help your business growth at all stages of your agency's development. The more you invest in your success, the more you can earn! 100% Economic interest in your agency from day 1! Complementary lead programs linked to our membership databases! Launch Bonus (paid once candidate launches fully compliant AAA branded agency) Marketing/lead generation Reimbursement Paid to Agency Owner First 36 months – measured on a quarterly basis Starts in year 3 (month 25) Strong Support Throughout the Process Start with a solid foundation: The EA model is designed to serve the needs of our members. There is much thought, data, and research that goes into our candidate selection, interview process, and agency location placement. We provide EAs with assistance on how to successfully launch and develop their agency into a sustainable and profitable business year over year. Step-by-step assistance: The core of your EA onboarding will be a detailed deployment plan providing guidance to ensure compliance with AAA protocols and standards. Comprehensive education: You will benefit from mixing in-person with virtual training, the program includes core business skills, sales, customer service, products and systems. Resources to help you grow and evolve: As your business grows, you'll benefit from a myriad of resources to help you secure licensed staff, manage financials and cash flows, develop and modify a business plan, and access to a network of experienced EAs and other business experts. Your AAA recruiter can review specifics with you. Agency Owner Overview This opportunity is for self-motivated, results-driven business people interested in building a profitable, multi-line insurance agency. You'll bring business or industry-relevant experience, and need a level of capital to ensure your agency delivers the service AAA—and our members—expect. You'll own and grow an insurance agency that serves new and prospective AAA Members. You'll sell property and casualty, life insurance and AAA memberships along with other products, to a well-defined and loyal client base. Agency Owner Requirements Property & Casualty and Life & Health Insurance Licensing, preferred not required: If you don't have them, you must be willing to obtain at candidate's expense Review and completion of the Business Plan/Cash flow analysis (AAA provides assistance and guidance throughout this process) Learning & Development requirements will be (3 weeks 100% virtual training/live instructor class) AAA branded office - must be approved office space $75K proof of investable capital – (not a franchise fee-proof of funds available for investment into your own business) Must be able to pass background check-criminal history and credit/financial check Products include AAA Membership You'll offer programs for autos, bicycles, RVs and motorcycles. People value their AAA Membership for access to our trusted roadside assistance, and for the more than 126,000 opportunities to save on dining, shopping, hotels, rental cars, travel events and auto care. Property and casualty insurance You'll sell Auto, Home, Renters, Umbrella, Flood, RV, Boat, Motorcycle, Specialty Vehicles and Commercial Lines. Because we always strive to do what's right for our members, you'll also have access to brokered products from multiple, national and regional A rated leading carriers to help you serve a wide variety of needs. (varies by state) Life Insurance You'll sell Term, Universal Life, Whole Life and Annuities. Founded in 1969 and affiliated with AAA, AAA Life Insurance Company has an A- rating (Excellent), which is the 4th highest ranking out of 16, by A.M. Best Company as of September 2016. #J-18808-Ljbffr


What AAA The Auto Club Group employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom


American Automobile Association logo

About American Automobile Association

Sourced by ZipRecruiter

The American Automobile Association (AAA), headquartered in Heathrow, Florida, USA, is a reputable force in the automotive and insurance industry. Originating in 1902, it began as a coalition of motor clubs with the common goal of providing better roads and travel conditions for motorists. Today, AAA is a comprehensive, multifaceted organization that offers a range of services, including roadside assistance, auto repair services, travel agency services, and diverse insurance products - Auto, Home, Life and more. A significant principle for AAA is to continuously deliver value to their 61 million members through safety, security and peace of mind. The company's mission and core values focus on championing its members' rights and interests, advocating innovation, integrity, teamwork and respect.

Industry

Non-profits

Company size

10,000+ Employees

Headquarters location

Heathrow, FL, US

Year founded

1902

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