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Independent Contractor Fraud Investigator Jobs (NOW HIRING)

Chicago Housing Authority

Senior Investigator

Chicago, IL · On-site

$95K - $100K/yr

The Office of the Inspector General is an independent body within the Chicago Housing Authority ... fraud investigations, procurement and contracting fraud investigations, and other complex ...

Highmark Health

Investigator

... Contracting LICENSES or CERTIFICATIONS Required * None Preferred (any of the following) * Certified Fraud Examiner (CFE) * Certified Professional Coder (CPC) * Certified Outpatient Coder (COC)

Highmark Health

Investigator

New York, NY · On-site

... Contracting LICENSES or CERTIFICATIONS Required * None Preferred (any of the following) * Certified Fraud Examiner (CFE) * Certified Professional Coder (CPC) * Certified Outpatient Coder (COC)

Highmark Health

Investigator

Pittsburgh, PA · On-site

... Contracting LICENSES or CERTIFICATIONS Required * None Preferred (any of the following) * Certified Fraud Examiner (CFE) * Certified Professional Coder (CPC) * Certified Outpatient Coder (COC)

Highmark Health

Investigator

Pittsburgh, PA · On-site

... Contracting LICENSES or CERTIFICATIONS Required * None Preferred (any of the following) * Certified Fraud Examiner (CFE) * Certified Professional Coder (CPC) * Certified Outpatient Coder (COC)

Humana

Fraud and Waste Investigator

... and independent determination of the appropriate courses of action. The Fraud and Waste ... Associates or contractors who live and work from home in the state of California will be provided ...

Humana, Inc.

Fraud and Waste Investigator

... and independent determination of the appropriate courses of action. The Fraud and Waste ... Associates or contractors who live and work from home in the state of California will be provided ...

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How much do independent contractor fraud investigator jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for independent contractor fraud investigator in the United States is $30.83, according to ZipRecruiter salary data. Most workers in this role earn between $22.12 and $35.34 per hour, depending on experience, location, and employer.

What is an independent contractor fraud investigator?

An Independent Contractor Fraud Investigator is a professional hired on a contract basis to examine and analyze potential fraud cases. They investigate fraudulent activities such as insurance fraud, financial fraud, identity theft, or corporate fraud by gathering evidence, conducting interviews, and preparing reports. Unlike full-time employees, they work independently and may take on multiple clients. Their role typically requires strong analytical skills, attention to detail, and knowledge of legal and regulatory standards.

What are some common challenges faced by independent contractor fraud investigators?

A common challenge in this role is managing multiple complex cases simultaneously while maintaining strict attention to detail and meeting client deadlines. Fraud investigators often need to gather evidence from a variety of sources, sometimes navigating incomplete information or uncooperative parties. Since you operate independently, you must also balance managing your own workload and maintaining secure, confidential case records. Staying current with evolving fraud schemes and legal requirements is key to success and effectiveness in this dynamic field.

What are the key skills and qualifications needed to thrive as an independent contractor fraud investigator?

Success as an Independent Contractor Fraud Investigator requires a solid understanding of investigative techniques, fraud detection, and relevant legal procedures, usually paired with experience in finance, insurance, or law enforcement. Familiarity with case management software, data analysis tools, and certifications such as CFE (Certified Fraud Examiner) are highly valuable for this role. Excellent written communication, critical thinking, and self-motivation are crucial soft skills for effective remote work and clear reporting. These skills ensure thorough investigations, accurate findings, and professionalism while working independently and representing clients’ interests.

Are independent contractor fraud investigators in demand?

Independent contractor fraud investigators are in growing demand as organizations seek to prevent financial losses from fraud and misconduct. These roles often require strong analytical skills, knowledge of fraud detection tools, and relevant certifications, with employment opportunities increasing in sectors such as finance, insurance, and government agencies.

How hard is it to become an independent contractor fraud investigator?

Becoming an independent contractor fraud investigator typically requires relevant experience in fraud detection, investigation skills, and knowledge of applicable laws or regulations. Some roles may also require certifications such as Certified Fraud Examiner (CFE) and strong analytical abilities. The difficulty depends on individual qualifications and the specific requirements of the contracting opportunity.

How much do independent contractor fraud investigators earn?

Independent contractor fraud investigators typically earn between $20 and $50 per hour, depending on experience, location, and the complexity of cases. Some may work on a project basis or receive a flat fee for investigations, with salaries varying based on industry and employer size.

What qualifications do I need to be an independent contractor fraud investigator?

To become an independent contractor fraud investigator, relevant qualifications typically include a background in criminal justice, law enforcement, or accounting, along with strong analytical and investigative skills. Professional certifications such as Certified Fraud Examiner (CFE) or similar credentials can enhance credibility, and experience with data analysis tools or interview techniques is often beneficial.
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Independent Contractor Fraud Investigator jobs near you
Infographic showing various Independent Contractor Fraud Investigator job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 18% Part Time, and 8% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $64,132 per year, or $30.8 per hour.

Senior Investigator

Chicago Housing Authority

Chicago, IL • On-site

$95K - $100K/yr

Full-time

Medical, Dental, Vision, Life, PTO

Posted 9 days ago

Job description


The Office of the Inspector General is an independent body within the Chicago Housing Authority (CHA) responsible for investigations and audits to identify fraud, theft, waste, abuse, and misconduct within or affecting CHA. The OIG works to promote integrity and effectiveness in all CHA programs.
The Senior Investigator will be responsible for conducting administrative and criminal investigations of alleged fraud, waste, abuse, mismanagement, and misconduct by the Authority's officers, employees, Commissioners, CHA residents, program participants, and contractors. A Senior Investigator is expected to provide skilled leadership and work collaboratively with other investigative staff to conduct criminal investigations, financial/public benefits fraud investigations, procurement and contracting fraud investigations, and other complex investigations.
DUTIES AND RESPONSIBILITIES
  • Take primary responsibility for assigned case load of criminal and administrative investigations, from development of investigative work plan, collection of evidence, to recommendation for case disposition, consistent with policies and procedures set forth by the Inspector General
  • Gather evidence through a variety of methods including but not limited to site visits, open source research, document requests, administrative and grand jury subpoenas, and photography and video.
  • Conduct investigative interviews of complainants, witnesses, and subjects
  • Prepare detailed reports to document all investigative activities conducted during an investigation
  • Review and analyze extensive data, business records, and financial records to determine whether evidence of waste, fraud, or misconduct exists
  • Maintain well-organized investigative case files and documentation in OIG electronic case management system
  • Make recommendations for corrective action to impacted business units; share ideas on improving overall efficiencies
  • Testify in criminal and civil court, at arbitrations, and at administrative hearings
  • Work on joint investigations with law-enforcement agencies including but not limited to the Federal Bureau of Investigations, HUD OIG, Social Security OIG, Department of Labor OIG, and respond to requests from prosecutors (State and Federal)
  • Perform other duties as assigned and consistent with the department mission

QUALIFICATIONS
Bachelor's degree from an accredited college or university supplemented by a preferred minimum of 7 years of investigative experience involving investigative research and report writing, in-person interviews, and fact-finding analysis, preferably in an investigative, legal, or compliance environment, with an emphasis on financial and contractor fraud, benefits fraud, employee misconduct, or ethics investigations.
This position requires: strong interpersonal skills, a collaborative mindset, and the ability to work with a wide range of constituencies with diplomacy, tact, and discretion in handling confidential information. Excellent written and verbal communication skills with knowledge of the applicable federal and state laws and regulations. Exceptional organizational, time-management, and decision-making skills. A self-motivated individual with sound judgment, and demonstrated analytical and problem-solving skills. A facility with computer software applications, including Word and Excel. A valid driver's license is required.
Within 90 days of hire, selected candidate will be required to be fingerprinted for criminal background check. Employment will be contingent upon the results of the fingerprint based criminal history background search.
BENEFITS AT-A-GLANCE
  • Vacation, Sick and Personal, competitive PTO package
  • Medical (HMO, PPO, and No employee cost High-Deductible PPO) Dental, Vision, and Life Insurance
  • Short-Term and Long-Term Disability Insurance
  • Long-Term Care Insurance
  • Pet Insurance
  • Parking Transit
  • Prepaid Legal Services
  • Brightstar 529 College Savings Plan
  • Identity Theft Protection
  • Hospital Indemnity Insurance
  • Voluntary Critical Illness Insurance
  • Deferred Compensation Plan: Empower 457/401(a) with a 3% employer match
  • Pension Plan: CHA makes contributions on behalf of the employee, along with the employee's 3% contribution; 100% vesting occurs after 6 years of continuous employment or opt-out of CHA's Retirement Plan and continues to participate in the Municipal Employees Annuity and Benefit Fund of Chicago
  • Hybrid work schedule (position specific) This position may be eligible for remote work following a successful completion of a 90-day probationary period according to CHA's established policies and procedures.

"Applications will be accepted for 30 days from the date of posting. However, the position may be closed at any point if a sufficient number of qualified applications are received."
Salary Range: $95,000 - 100,000
Grade: S9
FLSA: Exempt
Union: None

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