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Home Based Fnol Jobs (NOW HIRING)

  • Retirement

... Home Teleworkers, Alabama - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home ... Make appropriate liability determinations based upon the evidence gathered. * Evaluate any ...

New

  • Retirement

... Home Teleworkers, Alabama - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home ... Make appropriate liability determinations based upon the evidence gathered. * Evaluate any ...

New

  • Retirement

... Home Teleworkers, Alabama - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home ... Make appropriate liability determinations based upon the evidence gathered. * Evaluate any ...

New

  • Retirement

... Home Teleworkers, Alabama - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home ... Make appropriate liability determinations based upon the evidence gathered. * Evaluate any ...

New

  • Retirement

... Home Teleworkers, Alabama - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home ... Make appropriate liability determinations based upon the evidence gathered. * Evaluate any ...

New

  • Retirement

... Home Teleworkers, Alabama - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home ... Make appropriate liability determinations based upon the evidence gathered. * Evaluate any ...

New

  • Retirement

... Home Teleworkers, Alabama - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home ... Make appropriate liability determinations based upon the evidence gathered. * Evaluate any ...

New

  • Retirement

... Home Teleworkers, Alabama - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home ... Make appropriate liability determinations based upon the evidence gathered. * Evaluate any ...

New

  • Retirement

... Home Teleworkers, Alabama - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home ... Make appropriate liability determinations based upon the evidence gathered. * Evaluate any ...

New

  • Retirement

... Home Teleworkers, Alabama - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home ... Make appropriate liability determinations based upon the evidence gathered. * Evaluate any ...

New

  • Retirement

... Home Teleworkers, Alabama - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home ... Make appropriate liability determinations based upon the evidence gathered. * Evaluate any ...

New

  • Retirement

... Home Teleworkers, Alabama - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home ... Make appropriate liability determinations based upon the evidence gathered. * Evaluate any ...

New

  • Retirement

... Home Teleworkers, Alabama - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home ... Make appropriate liability determinations based upon the evidence gathered. * Evaluate any ...

New

  • Retirement

... Home Teleworkers, Alabama - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home ... Make appropriate liability determinations based upon the evidence gathered. * Evaluate any ...

New

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Home Based Fnol information

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$30K

$114.2K

$168.5K

How much do home based fnol jobs pay per year?

As of Aug 13, 2026, the average yearly pay for home based fnol in the United States is $114,151.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,000.00 and $141,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by home based FNOL professionals, and how can they be addressed?

Home Based FNOL professionals often face challenges such as managing high call volumes, navigating complex claim systems, and maintaining effective communication with claimants from a remote environment. Staying organized and leveraging digital tools can help manage workflow efficiently. Regular team check-ins and ongoing training are also vital for staying updated on procedures and enhancing collaboration with colleagues and supervisors. Building strong customer service skills and practicing self-care are important for handling the emotional aspects of the role.

What is the difference between Home Based Fnol vs Claims Adjuster?

AspectHome Based FnolClaims Adjuster
CredentialsInsurance knowledge, communication skillsInsurance licensing, claims handling experience
Work EnvironmentRemote, home officeOffice or field, depending on role
Industry UsageInsurance companies, third-party administratorsInsurance companies, independent agencies
Search & Comparison IntentUnderstanding remote claims reporting rolesEvaluating claims investigation and settlement roles

Home Based Fnol specialists primarily handle initial claims reporting remotely, focusing on customer communication and data collection. Claims Adjusters investigate, evaluate, and settle claims, often working in the field or office. While both roles require insurance knowledge, Home Based Fnol roles emphasize remote customer service, whereas Claims Adjusters focus on claims assessment and resolution.

What are the key skills and qualifications needed to thrive as a home based FNOL?

To thrive as a Home-Based FNOL Representative, you need strong customer service skills, attention to detail, and a foundational understanding of insurance processes, typically supported by a high school diploma or relevant experience. Familiarity with claims management systems, CRM software, and call center tools is commonly required. Excellent communication, problem-solving, and active listening skills help individuals excel in handling sensitive situations with empathy. These abilities ensure accurate claim intake, positive customer experiences, and efficient claims processing in a remote setting.

What is a home based FNOL?

Home Based FNOL refers to professionals who handle First Notice of Loss (FNOL) processes from a remote or home-based setting. FNOL is the initial step in the insurance claims process, where clients report a loss, such as an accident or damage. Home Based FNOL employees gather details from claimants, enter information into company systems, and may provide initial guidance on next steps. Working from home allows these employees to efficiently assist customers while maintaining security and confidentiality standards. This role is vital in ensuring prompt and accurate claims processing for insurance companies.
More about Home Based Fnol jobs

What cities are hiring for Home Based Fnol jobs?

Cities with the most Home Based Fnol job openings:

What are the most commonly searched types of Fnol jobs?

The most popular types of Fnol jobs are:

What states have the most Home Based Fnol jobs?

States with the most job openings for Home Based Fnol jobs include:

Infographic showing various Home Based Fnol job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 15% Part Time, and 7% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $114,151 per year, or $54.9 per hour.

Sr. Claims Specialist, Commercial Casualty - Remote

CSAA

Ohio, IL โ€ข On-site

Full-time

Retirement

Posted 3 days ago

New


Job description

External candidates: In order for your application to be correctly processed please sign-in before you apply

Internal candidates: Please go to Workday and click "Find Jobs" link under Career

Thank you for considering opportunities with us!

Job Title

Sr. Claims Specialist, Commercial Casualty - Remote

Requisition Number

R7910 Sr. Claims Specialist, Commercial Casualty - Remote (Open)

Location

Colorado - Home Teleworkers

Additional Locations

Alabama - Home Teleworkers, Alabama - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home Teleworkers, California - Home Teleworkers, Connecticut - Home Teleworkers, Delaware - Home Teleworker, District of Columbia - Home Teleworkers, Florida - Home Teleworkers, Georgia - Home Teleworkers, Idaho - Home Teleworkers, Illinois - Home Teleworkers, Indiana - Home Teleworkers, Iowa - Home Teleworkers, Kansas - Home Teleworker, Kentucky - Home Teleworkers, Louisiana - Home Teleworkers, Maine Home Teleworkers, Maryland - Home Teleworkers, Massachusetts - Home Teleworkers, Michigan - Home Teleworkers, Minnesota - Home Teleworkers, Mississippi - Home Teleworker, Missouri - Home Teleworker, Montana - Home Teleworkers {+ 21 more}

Job Information

We're Mobilitas, a commercial insurance company created by CSAA Insurance Group. Our mission is to reinvent commercial insurance in the mobility space to offer our partners innovative solutions for today's way of doing business. At Mobilitas, we believe in what's possible and we use our inventive skills to meet the demands of modern mobility with exceptional service. We're looking for motivated, innovative individuals who think big, move fast and are dedicated to creating a company from the ground up, without the constraints of a traditional insurance company. We're excited to push the boundaries of commercial insurance and are looking for enthusiastic team members to help us reimagine insurance.

We are actively hiring for a Sr. Claims Specialist, Commercial Casualty - Remote

Your Role: As a Sr. Claims Specialist, Commercial Casualty you will be responsible to resolve all aspects of 1st and 3rd party injury claims of low to moderate complexity for personal lines as well as our commercial claims. Your duties will require you to become licensed in several states as you will be handling claims in a multitude of regions across the nation.

Your Work:
  • Manage all claims efficiently and effectively to an appropriate resolution with minimal supervision.

  • Handle all aspects of liability injury claims of low to moderate complexity to include all coverage, liability and damage concerns.

  • Handle 1st party exposures to include Medical Payment coverage, PIP, Uninsured Motorists, Under-insured Motorists claims as well as ADB (Auto-Death Benefit) claims.

  • Assist in taking first notice of loss calls (FNOL) and participate in the department phone queue as needed.

  • Make coverage determinations and conduct investigative work of a complex nature, advising customers as to accurate course of action related to coverage issues.

  • Make appropriate liability determinations based upon the evidence gathered.

  • Evaluate any potential for subrogation and initiate an initial notice of subrogation request.

  • Develop negotiation strategies to resolve claims effectively and efficiently with insureds, claimants, or representatives of the injured parties.

  • Communicate pertinent case facts to a supervisor, manager or committee when appropriate.

  • Actively shapes our company culture (e.g., participating in employee resource groups, volunteering, etc.).

  • Lives into cultural norms (e.g., willing to have cameras when it matters: helping onboard new team members, building relationships, etc.).

  • Travels as needed for role, including divisional / team meetings and other in-person meetings.

  • Fulfills business needs, which may include investing extra time, helping other teams, etc.

Required Experience, Education and Skills:
  • 4+ years of claims experience with a minimum of 3+ years in casualty adjuster experience.

  • High school (HS/GED) or a minimum of 3 years experience in casualty claims role within P&C insurance industry.

  • Must hold an Adjuster's license for all applicable states or obtain license(s) within 90 days of filling position as a condition of employment.

What would make us excited about you:

  • 5+ years of casualty claims adjuster experience.

  • BA/BS in business, insurance or related area, or equivalent combination of education and experience.

  • Commercial Claims handling experience.

  • Bilingual (Spanish) a plus.

  • Actively shapes our company culture (e.g., participating in employee resource groups, volunteering, etc.).

  • Lives into cultural norms (e.g., willing to have cameras when it matters: helping onboard new team members, building relationships, etc.).

  • Travels as needed for role, including divisional / team meetings and other in-person meetings.

  • Fulfills business needs, which may include investing extra time, helping other teams, etc.

Please note we are hiring for this role remote anywhere in the United States with the following exceptions: Hawaii and Alaska.

Why Choose a Career at Mobilitas?

At Mobilitas, we are a mission-driven organization proudly committed to empowering our members, our employees, and our communities to thrive.

Recognition: We offer a total compensation package, annual bonus eligibility for most roles, 401(k) with a company match, and so much more! Read more about what we offer and what it is like to be a part of our dynamic team at careers.mobilitasinsurance.com.

Career Growth: We believe in growth for everyone. Here at Mobilitas, leaders and mentors partner with employees to align interests, unlock development opportunities, and support longterm success.

Flexible Workplace: We embrace a remote-first culture through our Flexible Workplace. Most employees hold Home-Flex roles, working primarily from home, often with the flexibility to work from various locations including Mobilitas offices. Our flexible workplace empowers you to balance remote work with intentional inperson moments that deepen connection and collaboration.

Inclusion and Belonging: An inclusive and welcoming workplace is the cornerstone of our success. By fostering an environment where people feel valued and heard, we deepen our ability to understand and meet the unique needs of our members. This strengthens innovation and enhances our products and services, giving us a competitive edge in the market.

Sustainability: As climate change leads to more frequent and severe weather events, we are taking bold action to build more resilient communities and reduce our environmental impact.

Submit your application to be considered. We communicate via email, so check your inbox and/or your spam folder to ensure you don't miss important updates from us.

CSAA is committed to providing reasonable accommodations to qualified applicants and employees with disabilities or other limitations. If you would like to request an accommodation to participate in the job application or interview process, please contact jobs@mobilitasinsurance.com

If you apply and are selected to continue in the recruiting process, we will schedule a preliminary call with you to discuss the role and will disclose during that call the available salary/hourly rate range based on your location. Factors used to determine the actual salary offered may include location, experience, or education.

Mobilitas does not provide visa sponsorship for this role. Applicants must have authorization to work indefinitely in the US. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Mobilitas Insurance Group is an equal opportunity employer.

#LI-CH1

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The national average salary range for this position is $74,295.00-$82,550.00. However, we have a location-based compensation structure. Our salary ranges vary and are calculated based on work location. The starting pay range for this position across all the states we hire in is $74,295.00-$99,050.00. This role also includes an opportunity for a company-wide annual discretionary bonus, through our Annual Incentive Plan (AIP), of up to 8% of eligible pay.This job posting will be unposted on Tue, 18 Aug 2026.