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Full Time Insurance Agent information

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$25K

$65K

$121.5K

How much do full time insurance agent jobs pay per year?

As of Jun 23, 2026, the average yearly pay for full time insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What kind of insurance agent gets paid the most?

In the insurance industry, specialized agents such as those selling high-net-worth individual policies, commercial insurance, or working in niche markets tend to earn higher commissions and salaries. Experienced agents with strong client networks, advanced certifications, and sales skills typically have higher earning potential than entry-level agents.

What are full time insurance agents?

Full time insurance agents are professionals who work for insurance companies or agencies to sell insurance policies and provide guidance to clients regarding their insurance needs. They help individuals and businesses choose the right coverage for their specific situations, such as auto, health, life, or property insurance. In addition to selling policies, they often handle policy renewals, process claims, and offer ongoing customer service. Full time insurance agents typically work standard business hours and may receive a combination of salary and commissions based on their sales performance.

Why do most insurance agents quit?

Most insurance agents quit due to high competition, challenging sales targets, and inconsistent income, especially during the initial stages of building a client base. The job often requires strong interpersonal skills, self-motivation, and resilience, as it involves ongoing prospecting and rejection. Many also leave because of limited career advancement opportunities or dissatisfaction with commission-based pay structures.

How much does a 215 license make?

A full-time insurance agent with a 215 license in Florida typically earns between $40,000 and $70,000 annually, depending on experience, sales performance, and the employer. Commissions and bonuses can significantly increase total compensation, especially for agents with strong sales skills and client networks.

Can you actually make money as an insurance agent?

Full-time insurance agents can make money through commissions on policies they sell, which can vary based on the type of insurance and sales volume. Successful agents often build client relationships and may earn bonuses or residual income over time. Income potential depends on sales skills, experience, and the ability to generate new business.

What are some common challenges faced by full-time insurance agents, and how can they be overcome?

Full-time insurance agents often face challenges such as maintaining a steady pipeline of leads, handling client rejections, and keeping up with evolving insurance products and regulations. To overcome these, agents can invest time in networking, leverage referral programs, and participate in ongoing training. Building strong relationships with clients and colleagues, as well as staying organized with client management tools, can also help agents manage their workload effectively and meet sales targets.

What is the difference between Full Time Insurance Agent vs Part Time Insurance Agent?

AspectFull Time Insurance AgentPart Time Insurance Agent
Work HoursTypically 35-40 hours per weekFewer hours, often less than 20 hours per week
CertificationsUsually requires licensing and certificationsSame certifications as full-time, but may vary based on hours
IncomeSteady full-time income and commissionsVariable income based on hours and sales
Work EnvironmentOffice or remote, full-time scheduleFlexible, part-time schedule, often remote or in-office

Full Time Insurance Agents work standard hours, earn steady income, and often have comprehensive benefits. Part Time Insurance Agents work fewer hours, with income and schedule flexibility. Both roles require licensing and serve similar industry needs, but differ mainly in hours and income stability.

What are the key skills and qualifications needed to thrive as a Full Time Insurance Agent, and why are they important?

To thrive as a Full Time Insurance Agent, you need strong sales abilities, product knowledge, and typically a state insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is important, as well as ongoing certification in relevant insurance products. Excellent communication, negotiation, and relationship-building skills help agents connect with clients and identify their needs. These skills ensure agents can effectively advise clients, remain compliant, and meet sales targets in a competitive market.
What cities are hiring for Full Time Insurance Agent jobs? Cities with the most Full Time Insurance Agent job openings:
What are the most commonly searched types of Insurance Agent jobs? The most popular types of Insurance Agent jobs are:
What states have the most Full Time Insurance Agent jobs? States with the most job openings for Full Time Insurance Agent jobs include:
Full Time Insurance Agent jobs near you
Insurance Agent

Insurance Agent

Alchemy Financial Group

Goldsboro, NC • On-site

Full-time

Posted 3 days ago

Job description

About the Insurance Agent Position

We're seeking a motivated and competitive worker to join our team as an Insurance Agent. As an Insurance Agent with Alchemy Financial , you'll be responsible for selling policies to clients, handling claims, and keeping track of policy renewals.

Our ideal candidate will have excellent customer service skills for working with a variety of clients. If you think you'd excel as an Insurance Agent, we'd love to hear from you.

Insurance Agent Responsibilities
  • Identify opportunities to sell life, health, or car insurance to a variety of clients, working with them to find the policy that best suits their needs
  • Go through policies with clients so that they have an understanding of the insurance costs and benefits
  • Work alongside marketing team members to further client outreach
  • Work alongside insurance adjusters
  • Maintain all client records
  • Provide continual service by processing insurance renewals and working to retain clients
  • Track insurance claims to ensure the satisfaction of all parties
  • Distribute policy funds after a claim has been settled
  • Answer client and potential client insurance-related queries as needed
Insurance Agent Requirements
  • [2+] years experience as an Insurance Agent
  • BA/BS in business, economics, or related field preferred
  • Appropriate insurance licensing where required by law
  • Excellent customer service skills
  • Superb communication and negotiation skills
  • In-depth knowledge of different types of insurance, including life, health, and car insurance
  • Strong organizational and time-management skills
Employment Type: FULL_TIME

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