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Full Time Insurance Agent information

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$25K

$65K

$121.5K

How much do full time insurance agent jobs pay per year?

As of Aug 8, 2026, the average yearly pay for full time insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is a full time insurance agent?

Full time insurance agents are professionals who work for insurance companies or agencies to sell insurance policies and provide guidance to clients regarding their insurance needs. They help individuals and businesses choose the right coverage for their specific situations, such as auto, health, life, or property insurance. In addition to selling policies, they often handle policy renewals, process claims, and offer ongoing customer service. Full time insurance agents typically work standard business hours and may receive a combination of salary and commissions based on their sales performance.

Can you make a living as a full time insurance agent?

Full-time insurance agents can make a living depending on their sales skills, client base, and commission structure. Income varies widely, with successful agents earning a substantial income through commissions, renewals, and bonuses, but it often requires building a strong network and obtaining relevant licenses. Consistent effort and industry knowledge are key to achieving financial stability in this role.

What are some common challenges faced by full time insurance agents, and how can they be overcome?

Full-time insurance agents often face challenges such as maintaining a steady pipeline of leads, handling client rejections, and keeping up with evolving insurance products and regulations. To overcome these, agents can invest time in networking, leverage referral programs, and participate in ongoing training. Building strong relationships with clients and colleagues, as well as staying organized with client management tools, can also help agents manage their workload effectively and meet sales targets.

What is the difference between Full Time Insurance Agent vs Part Time Insurance Agent?

AspectFull Time Insurance AgentPart Time Insurance Agent
Work HoursTypically 35-40 hours per weekFewer hours, often less than 20 hours per week
CertificationsUsually requires licensing and certificationsSame certifications as full-time, but may vary based on hours
IncomeSteady full-time income and commissionsVariable income based on hours and sales
Work EnvironmentOffice or remote, full-time scheduleFlexible, part-time schedule, often remote or in-office

Full Time Insurance Agents work standard hours, earn steady income, and often have comprehensive benefits. Part Time Insurance Agents work fewer hours, with income and schedule flexibility. Both roles require licensing and serve similar industry needs, but differ mainly in hours and income stability.

Why do so many full time insurance agents quit?

Full-time insurance agents often leave the profession due to high competition, fluctuating income, and the need for strong sales skills. The job requires building client relationships, managing rejection, and staying updated on industry regulations, which can be challenging over time.

What are the key skills and qualifications needed to thrive as a full time insurance agent?

To thrive as a Full Time Insurance Agent, you need strong sales abilities, product knowledge, and typically a state insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is important, as well as ongoing certification in relevant insurance products. Excellent communication, negotiation, and relationship-building skills help agents connect with clients and identify their needs. These skills ensure agents can effectively advise clients, remain compliant, and meet sales targets in a competitive market.
What cities are hiring for Full Time Insurance Agent jobs? Cities with the most Full Time Insurance Agent job openings:
What are the most commonly searched types of Insurance Agent jobs? The most popular types of Insurance Agent jobs are:
What states have the most Full Time Insurance Agent jobs? States with the most job openings for Full Time Insurance Agent jobs include:
Full Time Insurance Agent jobs near you

Agent In Training

Drilling Insurance Agency - Farmers Insurance

Des Moines, IA • Remote

$45K - $65K/yr

Full-time

Re-posted 4 days ago

Job description

Are you looking to start a rewarding career in the insurance industry? We are seeking a motivated Insurance Agent in Training to join our team. This role is designed for individuals who are eager to learn about insurance sales, customer service, and risk management. You will receive hands-on training, mentorship, and support in obtaining your state insurance license. Once licensed, you will transition into a full-time Insurance Agent role, helping clients find the right coverage for their needs.


Benefits

Annual Base Salary + Commission + Bonus Opportunities

Work from Home

Flexible Schedule

Hands on Training

Mon-Fri Schedule

Tuition Reimbursement

Career Growth Opportunities

Evenings Off


Responsibilities
  • Participate in structured training programs to learn about insurance products, sales strategies, and industry regulations.
  • Assist experienced agents in client meetings, policy research, and customer service.
  • Study for and obtain the required state insurance license within a specified timeframe.


  • Develop communication and sales skills through mentorship and role-playing exercises.


  • Generate leads and build relationships with potential clients through networking and outreach.


  • Provide support in processing insurance applications, renewals, and policy adjustments.


  • Maintain accurate records of client interactions and learn about compliance requirements.


  • Stay informed about industry trends and changes in insurance policies.

Requirements
  • Required: High school diploma or equivalent; bachelors degree preferred.
  • Required: Willingness to obtain a Minnesota insurance license (company assistance may be provided).
  • Strong interest in sales, customer service, and personal development.


  • Excellent communication, interpersonal, and problem-solving skills.


  • Self-motivated and goal-oriented with a desire for career growth.


  • Ability to work both independently and as part of a team.


  • Basic proficiency with computers, CRM software, and Microsoft Office.