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Full Time 1099 Insurance Agent Jobs in Springfield, MA

AMBA

Professional Liability Insurance Agent

Hartford, CT · On-site

$55K/yr

Description Position at AMBA Inside Sales Insurance Specialist (P&C Professional Liability & Cyber) Remote Full-Time About the Role We're hiring an Inside Sales Insurance Specialist to support a 50 ...

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All Jobs1099 Insurance Agent JobsFull Time 1099 Insurance Agent JobsFull Time 1099 Insurance Agent Jobs in Springfield, MA

Full Time 1099 Insurance Agent information

See Springfield, MA salary details

$24.9K

$64.8K

$121.1K

How much do full time 1099 insurance agent jobs pay per year?

As of Jul 27, 2026, the average yearly pay for full time 1099 insurance agent in Springfield, MA is $64,794.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,300.00 and $76,700.00 per year, depending on experience, location, and employer.

What is the difference between Full Time 1099 Insurance Agent vs Full Time W-2 Insurance Agent?

AspectFull Time 1099 Insurance AgentFull Time W-2 Insurance Agent
Employment StatusIndependent contractorEmployee
TaxationResponsible for self-employment taxesTaxes withheld by employer
BenefitsNo employer-provided benefitsTypically receives benefits like health insurance and paid time off
Work EnvironmentFlexible, self-managedStructured, company-managed
Commission & IncomePrimarily commission-based, potential for higher earningsBase salary plus commissions, more income stability

Full Time 1099 Insurance Agents operate as independent contractors, offering flexibility but handling their own taxes and benefits. In contrast, Full Time W-2 Insurance Agents are employees with structured pay, benefits, and employer tax responsibilities. The choice depends on desired work style and benefits preference.

What is the highest paying insurance agent job?

The highest paying insurance agent roles are typically senior or specialized positions such as captive agents for large companies or those selling high-net-worth client policies, often earning six-figure incomes through commissions and bonuses. Success depends on experience, sales skills, and the ability to build a client base, with some top agents earning over $200,000 annually. Certifications like Chartered Life Underwriter (CLU) or Chartered Financial Consultant (ChFC) can also enhance earning potential.

Can I work as an independent insurance agent?

A full-time 1099 insurance agent works as an independent contractor, meaning they operate their own business and are not employed directly by an insurance company. They typically sell policies on a commission basis and need to obtain appropriate licensing and certifications to work legally in this role.

What is a 1099 insurance agent?

A 1099 insurance agent is an independent contractor who sells insurance policies and receives income reported on a 1099 form. They typically work on commission, set their own schedules, and are responsible for their own taxes and expenses. This role often requires licensing and sales skills within the insurance industry.

Why do so many insurance agents quit?

Insurance agents often quit due to the high competition, inconsistent income, and the need for strong sales skills. The job typically involves commission-based pay, which can lead to financial instability, especially for new agents, and requires ongoing prospecting and client management. These factors contribute to high turnover rates in the profession.
What are the most commonly searched types of 1099 Insurance Agent jobs in Springfield, MA? The most popular types of 1099 Insurance Agent jobs in Springfield, MA are:
What are popular job titles related to Full Time 1099 Insurance Agent jobs in Springfield, MA? For Full Time 1099 Insurance Agent jobs in Springfield, MA, the most frequently searched job titles are:
What job categories do people searching Full Time 1099 Insurance Agent jobs in Springfield, MA look for? The top searched job categories for Full Time 1099 Insurance Agent jobs in Springfield, MA are:
Full Time 1099 Insurance Agent jobs near you

Insurance Agent - Charlton, MA

Horace Mann - Agent Opportunities

Charlton, MA • On-site

Full-time

Posted 18 days ago

Job description

At Horace Mann, we are dedicated to supporting our insurance professionals in their pursuit of financial success. Our company culture is based on collaboration and mentorship, which allows our agents to experience personal and professional growth. By partnering with us, insurance professionals can achieve financial stability and peace of mind, benefiting themselves and the educators they serve. If you are ready to take the first step towards a brighter financial future and make your financial goals a reality, we invite you to join us. With Horace Mann's expertise and your drive for success, we can help you reach your financial potential and make a significant impact in serving others.
Horace Mann is here to help you unlock your full potential by providing:
  • Industry competitive performance-based [1099] compensation + 48-month incentive package.
    • Earning incentives based upon activity in the initial 48 months.
    • Earning quarterly production incentives for the first 48 months.
  • A dedicated Premier Service Rep to assist with client service work.
  • A niche market to increase your opportunity for success.
  • Technology and continued training to support your base of operations.
  • A multiline product portfolio, and
  • Market and relationship-building programs

Several factors will dictate your level of success, including:
  • Commitment to finding and implementing solutions to help educators achieve financial prosperity.
  • Focus on achieving market access and forming strong connections.
  • Ability to confidently deliver product information to groups and individuals.
  • Engagement in networking, community, sales, and industry events.
  • Devotion of your time and resources to guarantee the success of your business.

Requirements:
  • Strong interpersonal and business management skills while building your agency.
    • 2-5 years of experience in the insurance and financial services industry preferred; and
  • Resident State General Lines Insurance Licenses:
    • Life and Health Insurance License
    • Property and Casualty Insurance License
  • Gain FINRA Series 6 & 63 if applicable in certain regions.

Schedule a confidential call to learn more:
Learn More | Horace Mann Opportunities | Scheduling link
Horace Mann Educators Corporation - Founded by Educators for Educators
We're the country's most comprehensive multiline insurance and financial services company serving educators. At Horace Mann, we know educators care for our children's future and believe they deserve someone to look after theirs. We're an equal opportunity employer.
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