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Self Employed Life Insurance Jobs in Springfield, MA

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as ...

Do you want to make a LIFE CHANGING impact on a student's life? Do you genuinely LOVE working with ... Delta-T Group is a referral service for self-employed independent contractors seeking behavioral ...

Do you want to make a LIFE CHANGING impact on a student's life? Do you genuinely LOVE working with ... Delta-T Group is a referral service for self-employed independent contractors seeking behavioral ...

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Showing results 1-20

Self Employed Life Insurance information

See Springfield, MA salary details

$17.9K

$88.7K

$144.5K

How much do self employed life insurance jobs pay per year?

As of Aug 6, 2026, the average yearly pay for self employed life insurance in Springfield, MA is $88,657.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,300.00 and $121,600.00 per year, depending on experience, location, and employer.

How much do self-employed life insurance agents make?

Self-employed life insurance agents typically earn between $50,000 and $150,000 annually, with income largely dependent on sales performance, commissions, and client base. Successful agents often have strong sales skills, industry certifications, and work flexible schedules to maximize earnings.

What are the key skills and qualifications needed to thrive as a self-employed life insurance agent?

To thrive as a self-employed life insurance agent, you need a solid understanding of insurance products, sales strategies, and must hold the appropriate state insurance license. Familiarity with customer relationship management (CRM) software, digital marketing tools, and insurance quoting systems is typically required. Strong interpersonal skills, self-motivation, and resilience help agents build client trust and manage the challenges of self-employment. These abilities are crucial for growing a client base, ensuring regulatory compliance, and achieving sustained business success in a competitive industry.

What is the difference between Self Employed Life Insurance vs Independent Insurance Agent?

AspectSelf Employed Life InsuranceIndependent Insurance Agent
CredentialsMay require life insurance licensing and financial knowledgeMust have insurance license and often additional certifications
Work EnvironmentOperates independently, often from home or mobileWorks independently but may collaborate with multiple insurance providers
Employer/Industry UsageTypically a self-employed individual offering life insurance productsActs as an independent contractor representing various insurance companies

Self Employed Life Insurance professionals focus on selling life insurance policies independently, often managing their own business. Independent Insurance Agents also sell life insurance but usually represent multiple companies, providing clients with a range of options. Both roles require licensing and operate independently, but their business models and client interactions differ slightly.

What does it mean to be a self-employed life insurance agent?

A self-employed life insurance agent is an independent professional who sells life insurance policies to individuals and businesses, rather than working directly for a single insurance company. These agents often represent multiple insurers, allowing them to offer clients a wider range of policy options. They are responsible for finding their own clients, managing their business operations, and complying with licensing and regulatory requirements. Self-employed agents typically earn commissions based on the policies they sell instead of receiving a fixed salary.

What are some common challenges faced by self-employed life insurance agents, and how can they be overcome?

Self-employed life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying motivated without direct supervision. Success in this role typically relies on strong networking, persistent prospecting, and effective time management. Many agents find it helpful to join professional associations, leverage online marketing tools, and seek mentorship from experienced peers to grow their business and overcome these hurdles.
What are the most commonly searched types of Life Insurance jobs in Springfield, MA? The most popular types of Life Insurance jobs in Springfield, MA are:
Infographic showing various Self Employed Life Insurance job openings in Springfield, MA as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $88,657 per year, or $42.6 per hour.

Life Insurance Sales Agent - Fully Remote

True North Recruiters

Manchester, CT • Remote

$50K - $100K/yr

Full-time, Part-time, Contractor

Posted 14 days ago


Job description

Life Insurance Sales Agent — 100% Commission, Uncapped Income, Fully Remote

Job Type: Full-time, commission-only (1099)
Location: Remote (U.S.-based, work from anywhere)
Compensation: Commission only · No income cap

The Opportunity

We're looking for motivated, self-driven individuals to join our growing team of licensed life insurance agents. This is a true entrepreneurial role — you control your schedule, your income, and your ceiling. There are no quotas to chase and no commission caps to hit. The harder and smarter you work, the more you earn.

Whether you're an experienced producer looking for a better split or someone hungry to break into the industry, you'll get the training, lead support, and carrier access you need to build a book of business that pays you for years.

No license yet? No problem. If you're not currently licensed, we'll connect you with an exceptional pre-licensing program at a discounted rate, so you can get licensed and start earning quickly.

What You'll Do

  • Connect with individuals and families to understand their financial protection needs.
  • Present and sell term, whole, and universal life insurance products from top-rated carriers.
  • Manage your own pipeline, schedule, and client follow-up.
  • Stay current on products, underwriting guidelines, and industry best practices.
  • Optional: Recruit, mentor, and lead a team of your own agents and earn overrides on their production.

Why Join Us

  • Taubman Financial Management — Taubman Financial Management is a leader in providing clients with cradle to grave financial planning as well as strong coaching and mentoring for people looking to change their lives while serving others. With over 30 years’ experience in the financial services field, we have the tools and the knowledge to help you reach goals you set for your family and yourselves.
  • Uncapped commission — first-year commissions plus renewals and residuals that compound over time.
  • Fully remote — sell nationwide from your home office; no commute, no territory restrictions.
  • Flexible schedule — part-time or full-time, your call.
  • Build a team — leadership and override opportunities for agents who want to scale beyond personal production. Note: building a team is not necessary if you want to remain a solo producer. Either path is absolutely fine with us!
  • Carrier access — contracted with multiple A-rated carriers so you can fit the right product to the right client.
  • Training & support — product training, sales systems, and mentorship for new and experienced agents alike.
  • License support — discounted pre-licensing program for candidates who need to get licensed before going live.

Income Potential

Agents who fully engage with the system consistently reach six-figure incomes after their first year in the business. Your results depend on your effort, activity, and follow-through — there's no cap on what you can earn, and renewals keep paying you long after the initial sale.

Earning examples are not guaranteed. Individual results vary based on effort, market, and persistence.

What We're Looking For

  • Self-motivated, coachable, and comfortable with commission-based income.
  • Strong communication skills and genuine care for client outcomes.
  • Active life insurance license or willingness to obtain one — we'll help you access a discounted, high-quality pre-licensing program to get started.
  • Reliable internet, a quiet workspace, and the discipline to work independently.
  • Sales experience is a plus but not required; character and drive matter more.

Compensation Details

  • Commission-only, independent contractor (1099).
  • First-year commissions, renewals, and residual income on persisting policies. Note: this varies by products sold.
  • Override and bonus structure for team leaders.
  • No base salary or draw — your effort directly determines your earnings.

How to Apply

Click the link and you will be taken to a portal where you will be directed through the application process.

Equal opportunity. We welcome applicants from all backgrounds and experience levels. Independent contractor role — no employment benefits are provided.