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Final Expense Jobs in Virginia (NOW HIRING)

Life Insurance Agent

Richmond, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most -- from mortgage protection and final expense coverage to retirement-focused products. You do not need ...

Life Insurance Agent

Norfolk, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most -- from mortgage protection and final expense coverage to retirement-focused products. You do not need ...

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Final Expense information

See Virginia salary details

$37.7K

$81.1K

$111K

How much do final expense jobs pay per year?

As of Jul 16, 2026, the average yearly pay for final expense in Virginia is $81,104.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,000.00 and $97,700.00 per year, depending on experience, location, and employer.

What is the difference between Final Expense vs Insurance Agent?

AspectFinal ExpenseInsurance Agent
Required CredentialsLife insurance license, possibly state-specificVaries by insurance type, often requires license
Work EnvironmentPrimarily field-based, client meetings at homes or officesField, office, or remote sales depending on role
Employer & Industry UsageInsurance companies, agencies focusing on final expense policiesMultiple insurance sectors, including life, health, auto
Search & Comparison IntentPeople seeking final expense coverage optionsIndividuals exploring various insurance products

Final Expense agents specialize in selling life insurance policies designed to cover end-of-life costs, often requiring specific licensing. Insurance agents have a broader scope, selling multiple types of insurance, but many also focus on life insurance. While both roles involve client consultations and sales, Final Expense agents focus specifically on end-of-life coverage, making their work more targeted within the insurance industry.

What are final expense agents?

Final expense agents are insurance professionals who help clients purchase final expense insurance, a type of life insurance designed to cover end-of-life costs such as funeral expenses, medical bills, and outstanding debts. These agents assess clients’ needs, explain policy options, and guide them through the application process. Their goal is to ensure that families are not financially burdened by these costs when a loved one passes away. Final expense agents often work with seniors and people planning ahead for their end-of-life needs.

What are the key skills and qualifications needed to thrive as a Final Expense Insurance Agent, and why are they important?

To thrive as a Final Expense Insurance Agent, you need a solid understanding of insurance products, sales techniques, and compliance regulations, often supported by a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is typically necessary. Exceptional interpersonal skills, active listening, and empathy help agents build trust and effectively address clients’ end-of-life planning needs. These skills and qualities are crucial to meeting clients’ expectations, providing ethical guidance, and achieving sales targets in a sensitive market.

What are some common challenges faced by Final Expense insurance agents and how can they be addressed?

Final Expense insurance agents often face challenges such as building trust with senior clients, overcoming misconceptions about insurance, and managing a high volume of leads. Successful agents address these by developing strong interpersonal skills, staying patient and empathetic, and educating clients about the benefits of final expense policies. Additionally, agents who consistently follow up with prospects and leverage technology for organization tend to thrive in this role.
Infographic showing various Final Expense job openings in Virginia as of July 2026, with employment types broken down into 81% Full Time, 15% Part Time, 2% Temporary, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $81,104 per year, or $39 per hour.

$55K - $274K/yr

Contractor

Medical, Life

Re-posted 17 hours ago


Job description

Team Nexa Insurance Solutions is seeking licensed insurance agents interested in working with multiple insurance product lines, including Final Expense, Ordinary Life Insurance, and Medicare Supplement products.
This opportunity is designed for agents who want access to training, carrier options, and a supportive sales environment while building their independent business. Agents will receive ongoing training.
Agents can work in the field for remotely.
PRODUCTS AGENTS MAY OFFER
• Final Expense Insurance
• Ordinary Life Insurance
• Medicare Supplement / Medicare Advantage
• Additional senior-focused insurance products
WHAT WE PROVIDE
• Access to multiple insurance carriers
• Training opportunities and product education
• Electronic application platforms
• Customer management tools
• Flexible scheduling opportunities
• Team support and mentorship available
IDEAL CANDIDATES
• Hold an active Life and Health Insurance License
• Communicate professionally with clients
• Are comfortable using technology for electronic applications
• Want to continue developing their insurance business
Team Nexa Insurance Solutions works with agents seeking a professional environment focused on education, client service, and long-term growth.
This is a commission-based independent contractor opportunity.
Do you want more information or want to contract?
Contact Agency Principle Don Pope
Team Nexa Insurance Solutions
866-212-7124
[email protected]
*Each Agent will Have Individual Results*