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Final Expense Jobs in Virginia (NOW HIRING)

SMI

Be Seen First

Sales Representative - Training Provided

Richmond, VA · On-site

$75K - $150K/yr

Company Description We are one of the fastest growing Final Expense organizations. With a system built by agents for agents with leadership that asks you to follow in their footsteps rather than go ...

SMI

Be Seen First

Sales Representative - Training Provided

Richmond, VA · On-site

$75K - $150K/yr

Company Description We are one of the fastest growing Final Expense organizations. With a system built by agents for agents with leadership that asks you to follow in their footsteps rather than go ...

Dependable Life Solutions

Sales Manager

Virginia Beach, VA · On-site

$100K - $150K/yr

We specialize in helping seniors and families secure affordable final expense life insurance while providing our agents with comprehensive training, high-quality leads, and a structured path for ...

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Final Expense information

See Virginia salary details

$37.7K

$81.1K

$111K

How much do final expense jobs pay per year?

As of May 28, 2026, the average yearly pay for final expense in Virginia is $81,104.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,000.00 and $97,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Final Expense Insurance Agent, and why are they important?

To thrive as a Final Expense Insurance Agent, you need a solid understanding of insurance products, sales techniques, and compliance regulations, often supported by a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is typically necessary. Exceptional interpersonal skills, active listening, and empathy help agents build trust and effectively address clients’ end-of-life planning needs. These skills and qualities are crucial to meeting clients’ expectations, providing ethical guidance, and achieving sales targets in a sensitive market.

What are some common challenges faced by Final Expense insurance agents and how can they be addressed?

Final Expense insurance agents often face challenges such as building trust with senior clients, overcoming misconceptions about insurance, and managing a high volume of leads. Successful agents address these by developing strong interpersonal skills, staying patient and empathetic, and educating clients about the benefits of final expense policies. Additionally, agents who consistently follow up with prospects and leverage technology for organization tend to thrive in this role.

What are final expense agents?

Final expense agents are insurance professionals who help clients purchase final expense insurance, a type of life insurance designed to cover end-of-life costs such as funeral expenses, medical bills, and outstanding debts. These agents assess clients’ needs, explain policy options, and guide them through the application process. Their goal is to ensure that families are not financially burdened by these costs when a loved one passes away. Final expense agents often work with seniors and people planning ahead for their end-of-life needs.

What are examples of final expenses?

Final expenses for a Final Expense insurance agent typically include funeral costs, burial or cremation expenses, medical bills related to the deceased's final illness, and legal or administrative fees. These expenses are often covered by policies designed to provide financial support to families after a loved one's death. Understanding these costs helps in advising clients on appropriate coverage options.

What is the difference between Final Expense vs Insurance Agent?

AspectFinal ExpenseInsurance Agent
Required CredentialsLife insurance license, possibly state-specificVaries by insurance type, often requires license
Work EnvironmentPrimarily field-based, client meetings at homes or officesField, office, or remote sales depending on role
Employer & Industry UsageInsurance companies, agencies focusing on final expense policiesMultiple insurance sectors, including life, health, auto
Search & Comparison IntentPeople seeking final expense coverage optionsIndividuals exploring various insurance products

Final Expense agents specialize in selling life insurance policies designed to cover end-of-life costs, often requiring specific licensing. Insurance agents have a broader scope, selling multiple types of insurance, but many also focus on life insurance. While both roles involve client consultations and sales, Final Expense agents focus specifically on end-of-life coverage, making their work more targeted within the insurance industry.

What are popular job titles related to Final Expense jobs in Virginia? For Final Expense jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Final Expense jobs in Virginia look for? The top searched job categories for Final Expense jobs in Virginia are:
Final Expense jobs near you

Work From Home Insurance Agent - Training Provided

MINK Life & Legacy Agency

Fredericksburg, VA • Remote

Full-time

Posted 18 days ago

Job description

Mink Life & Legacy is seeking motivated, coachable individuals who want more time and more control. If you're tired of long commutes or missing moments with family, this work-from-home opportunity offers a real path to a meaningful career - with free, proven training and full support.

What You Can Expect

Independent broker model - not captive, full carrier access

Free, structured training (no experience needed)

Innovative lead program (mortgage protection, final expense, annuities)

Cutting-edge CRM with automated lead upload

Multiple income streams: direct commissions, renewals, and agency overrides

Compensation- 100% Commission Only

Part-time: $50,000-$75,000+

Full-time: $80,000-$150,000+

Income depends on your performance and activity level.

We're Looking For

Self-driven, disciplined, and coachable individuals

Those seeking flexible, remote work

People who want growth, leadership, and long-term income potential

Requirements

Must be eligible to work in the U.S.

Must obtain a life insurance license (we guide you)

Reliable phone, computer, and internet

Apply today and join an independent agency committed to your growth and success.

Employment Type: FULL_TIME

Apply