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Final Expense Jobs (NOW HIRING)

Jacobs Final Expense Agency

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Final Expense Life Insurance Agent

Memphis, TN · Remote

$50K - $100K/yr

We are seeking a Final Expense Sales Agents to join our team! If you love a challenge that allows you to earn unlimited income, travel, meet new people, and be in charge of your own career, then this ...

Family Comes First LLC

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Remote Final Expense Agent

Irvine, CA · Remote

$48K - $100K/yr

Remote Final Expense Agent ONLY 2 POSITIONS REMAINING ***SHIFT we are hiring for is 9 to 6 or 10 to 7pm PST. We are looking for experienced, licensed Final Expense agents to join our remote inbound ...

NORTH AMERICAN SENIOR BENEFITS

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Final Expense Agents Needed

Lafayette, LA · On-site

We are an honest Final Expense Group, and we are looking to hire a couple of Final Expense Producers in your region. You will represent some of the top Carriers in our industry, carriers like Americo ...

Cypress Memorial Insurance Services

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Insurance Agent - Final Expense

Watsonville, CA · On-site

$500/day

Licensed Final Expense Agent An opportunity to represent a #1 Final Expense agency in the nation. - Commission paid upon submission - Renewals start the very next month - Leads are exclusive and ...

NORTH AMERICAN SENIOR BENEFITS

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Telesales-Final Expense Agents Needed

Houston, TX · On-site

We are an honest Final Expense Group, and we are looking to hire a couple of Final Expense Producers in your region. You will represent some of the top Carriers in our industry, carriers like Americo ...

NORTH AMERICAN SENIOR BENEFITS

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FINAL EXPENSE AGENTS NEEDED - FREE LEADS

Dallas, TX · On-site

We are an honest Final Expense Group, and we are looking to hire a couple of Final Expense Producers in your region. You will represent some of the top Carriers in our industry, carriers like Americo ...

NORTH AMERICAN SENIOR BENEFITS

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FINAL EXPENSE AGENTS NEEDED-FREE LEADS

New Orleans, LA · On-site

We are an honest Final Expense Group, and we are looking to hire a couple of Final Expense Producers in your region. You will represent some of the top Carriers in our industry, carriers like Americo ...

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Final Expense information

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$38K

$81.8K

$112K

How much do final expense jobs pay per year?

As of Aug 28, 2026, the average yearly pay for final expense in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What is a final expense agent?

Final expense agents are insurance professionals who help clients purchase final expense insurance, a type of life insurance designed to cover end-of-life costs such as funeral expenses, medical bills, and outstanding debts. These agents assess clients’ needs, explain policy options, and guide them through the application process. Their goal is to ensure that families are not financially burdened by these costs when a loved one passes away. Final expense agents often work with seniors and people planning ahead for their end-of-life needs.

What skills and qualifications are needed to thrive as a final expense insurance agent?

To thrive as a Final Expense Insurance Agent, you need a solid understanding of insurance products, sales techniques, and compliance regulations, often supported by a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is typically necessary. Exceptional interpersonal skills, active listening, and empathy help agents build trust and effectively address clients’ end-of-life planning needs. These skills and qualities are crucial to meeting clients’ expectations, providing ethical guidance, and achieving sales targets in a sensitive market.

What are common challenges faced by final expense insurance agents and how can they be addressed?

Final Expense insurance agents often face challenges such as building trust with senior clients, overcoming misconceptions about insurance, and managing a high volume of leads. Successful agents address these by developing strong interpersonal skills, staying patient and empathetic, and educating clients about the benefits of final expense policies. Additionally, agents who consistently follow up with prospects and leverage technology for organization tend to thrive in this role.

What is the difference between Final Expense vs Insurance Agent?

AspectFinal ExpenseInsurance Agent
Required CredentialsLife insurance license, possibly state-specificVaries by insurance type, often requires license
Work EnvironmentPrimarily field-based, client meetings at homes or officesField, office, or remote sales depending on role
Employer & Industry UsageInsurance companies, agencies focusing on final expense policiesMultiple insurance sectors, including life, health, auto
Search & Comparison IntentPeople seeking final expense coverage optionsIndividuals exploring various insurance products

Final Expense agents specialize in selling life insurance policies designed to cover end-of-life costs, often requiring specific licensing. Insurance agents have a broader scope, selling multiple types of insurance, but many also focus on life insurance. While both roles involve client consultations and sales, Final Expense agents focus specifically on end-of-life coverage, making their work more targeted within the insurance industry.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves building client relationships and understanding insurance products. Success often depends on sales skills, product knowledge, and the ability to generate leads, with many agents working independently and earning commissions based on policies sold.
More about Final Expense jobs

What cities are hiring for Final Expense jobs?

Cities with the most Final Expense job openings:

What states have the most Final Expense jobs?

States with the most job openings for Final Expense jobs include:

What job categories do people searching Final Expense jobs look for?

The top searched job categories for Final Expense jobs are:

Final Expense jobs near you
Infographic showing various Final Expense job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 85% Full Time, 10% Part Time, and 4% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.

Final Expense Life Insurance Agent

Jacobs Final Expense Agency

Memphis, TN • Remote

$50K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 7 days ago

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Job description

We are seeking a Final Expense Sales Agents to join our team! If you love a challenge that allows you to earn unlimited income, travel, meet new people, and be in charge of your own career, then this is where you want to be!

Responsibilities:

  • Present and underwrite insurance policies to new and existing clients
  • Develop and calculate suitable plans based on clients' needs

Qualifications:

  • Insurance License
  • Coachable
  • Goal Oriented
  • Trainable
  • Career Driven
  • Self-Motivated

Company Description

The Jacobs Final Expense is A team that believes in investing in people, building leaders, and creating real opportunities for growth. We proudly represent the nation’s top Final Expense insurance company — and we’re expanding across **Arkansas, Kansas, Kentucky, Missouri, and Tennessee**.

We’re looking for **hungry, driven, and family‐focused sales professionals** who want to make a meaningful impact. Whether you’re experienced or brand new to the industry, you’ll find a home here.

**Why Agents Choose The Jacobs Final Expense**
Our agents love what they do — and they succeed. You’ll be supported by a strong network of managers who are ready to guide, train, and help you win. We make sure every agent has the tools, mentorship, and resources needed to build a thriving book of business.

**No Insurance Experience? No Problem.**
If you’re enthusiastic, motivated, and creative, we’re ready to invest in your success. You don’t need a life insurance license — **we’ll help you obtain one** and walk with you every step of the way.

**What You Can Expect**
- A team culture built on support, growth, and accountability
- Access to the industry’s best Final Expense products
- Leadership that puts agents first
- A proven system that helps you help families
- A career path with unlimited earning potential

If you’re ready to grow, ready to learn, and ready to build a career that matters, **apply today and start the journey of a lifetime with The Jacobs Final Expense.**