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Final Expense Jobs in Illinois (NOW HIRING)

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Final Expense information

See Illinois salary details

$36.8K

$79.3K

$108.5K

How much do final expense jobs pay per year?

As of Sep 3, 2026, the average yearly pay for final expense in Illinois is $79,271.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,600.00 and $95,400.00 per year, depending on experience, location, and employer.

What is a final expense agent?

Final expense agents are insurance professionals who help clients purchase final expense insurance, a type of life insurance designed to cover end-of-life costs such as funeral expenses, medical bills, and outstanding debts. These agents assess clients’ needs, explain policy options, and guide them through the application process. Their goal is to ensure that families are not financially burdened by these costs when a loved one passes away. Final expense agents often work with seniors and people planning ahead for their end-of-life needs.

What skills and qualifications are needed to thrive as a final expense insurance agent?

To thrive as a Final Expense Insurance Agent, you need a solid understanding of insurance products, sales techniques, and compliance regulations, often supported by a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is typically necessary. Exceptional interpersonal skills, active listening, and empathy help agents build trust and effectively address clients’ end-of-life planning needs. These skills and qualities are crucial to meeting clients’ expectations, providing ethical guidance, and achieving sales targets in a sensitive market.

What are common challenges faced by final expense insurance agents and how can they be addressed?

Final Expense insurance agents often face challenges such as building trust with senior clients, overcoming misconceptions about insurance, and managing a high volume of leads. Successful agents address these by developing strong interpersonal skills, staying patient and empathetic, and educating clients about the benefits of final expense policies. Additionally, agents who consistently follow up with prospects and leverage technology for organization tend to thrive in this role.

What is the difference between Final Expense vs Insurance Agent?

AspectFinal ExpenseInsurance Agent
Required CredentialsLife insurance license, possibly state-specificVaries by insurance type, often requires license
Work EnvironmentPrimarily field-based, client meetings at homes or officesField, office, or remote sales depending on role
Employer & Industry UsageInsurance companies, agencies focusing on final expense policiesMultiple insurance sectors, including life, health, auto
Search & Comparison IntentPeople seeking final expense coverage optionsIndividuals exploring various insurance products

Final Expense agents specialize in selling life insurance policies designed to cover end-of-life costs, often requiring specific licensing. Insurance agents have a broader scope, selling multiple types of insurance, but many also focus on life insurance. While both roles involve client consultations and sales, Final Expense agents focus specifically on end-of-life coverage, making their work more targeted within the insurance industry.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves building client relationships and understanding insurance products. Success often depends on sales skills, product knowledge, and the ability to generate leads, with many agents working independently and earning commissions based on policies sold.

What are popular job titles related to Final Expense jobs in Illinois?

For Final Expense jobs in Illinois, the most frequently searched job titles are:

What job categories do people searching Final Expense jobs in Illinois look for?

The top searched job categories for Final Expense jobs in Illinois are:

Final Expense jobs near you
Infographic showing various Final Expense job openings in Illinois as of August 2026, with employment types broken down into 65% Full Time, 30% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $79,271 per year, or $38.1 per hour.

Licensed Final Expense Agent -- Remote

Integrityfex

Champaign, IL • Remote

Full-time

Posted 2 days ago

New

Job description

About Integrity FEX

Integrity FEX is a life insurance sales organization focused on helping individuals and families find coverage designed to address final expenses and other life insurance needs.

We are expanding our remote sales team and seeking currently licensed life insurance agents who are motivated, professional, and comfortable helping clients by phone.

Position Overview

As a Licensed Final Expense Agent, you will speak with prospective clients interested in learning about life insurance and final expense coverage.

Your role is to understand each client's needs, explain available coverage options, provide appropriate recommendations, and assist with the insurance application process.

This is a remote sales opportunity for individuals who are comfortable managing their own activity, communicating consistently with prospective clients, and working in a performance-driven environment.

Responsibilities
  • Speak with prospective clients regarding final expense and life insurance coverage
  • Conduct phone-based needs assessments
  • Identify each client's coverage goals, budget, and insurance needs
  • Explain available life insurance products clearly and professionally
  • Present appropriate coverage options based on client needs and eligibility
  • Assist clients with completing insurance applications
  • Follow up with clients throughout the application and underwriting process
  • Maintain accurate records of client interactions and sales activity
  • Utilize company-supported sales systems and carrier platforms
  • Participate in ongoing training, coaching, and carrier education
  • Follow applicable insurance regulations, carrier guidelines, and compliance requirements
Qualifications
  • Active Life Insurance Producer License required
  • Strong verbal communication and interpersonal skills
  • Comfortable speaking with prospective clients by phone
  • Ability to conduct professional needs-based sales conversations
  • Self-motivated and capable of managing a remote work schedule
  • Strong follow-up and organizational skills
  • Comfortable using web-based sales and insurance platforms
  • Coachable and willing to participate in ongoing professional development
  • Commitment to ethical and compliant insurance sales practices

Previous final expense or life insurance sales experience is preferred, but licensed agents from other insurance backgrounds are encouraged to apply.

What Integrity FEX Provides
  • Access to multiple established life insurance carriers
  • Final Expense and additional life insurance product options
  • Remote sales technology and systems
  • Structured sales processes and resources
  • Ongoing sales and product training
  • Carrier education
  • Team coaching and support
  • Professional development opportunities
  • Opportunities for increased responsibility based on performance and experience
Who This Role Is For

This opportunity may be a strong fit for a licensed agent who enjoys working directly with consumers, wants to develop their life insurance sales skills, and is comfortable being accountable for their individual sales activity.

Successful agents are consistent, responsive, professional, and focused on helping clients make informed coverage decisions.

Job Details

Job Title: Licensed Final Expense Agent
Company: Integrity FEX
Location: Remote
License Requirement: Active Life Insurance Producer License
Experience: Life insurance or Final Expense sales experience preferred
Work Setting: Remote / Phone-Based Sales

Equal Opportunity

Integrity FEX considers qualified applicants without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other characteristic protected by applicable law.