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Final Expense Jobs in Indiana (NOW HIRING)

Skirvin and Associates Inc

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Final Expense/Insurance Sales Agent

Indianapolis, IN · On-site

$70K - $120K/yr

Final expense insurance helps families prepare for funerals, burials, and other end-of-life costs, giving agents a meaningful product to offer while building a long-term sales career. What We Offer ...

Skirvin and Associates Inc

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Final Expense/Insurance Sales Agent

Evansville, IN · On-site

$70K - $120K/yr

Final expense insurance helps families prepare for funerals, burials, and other end-of-life costs, giving agents a meaningful product to offer while building a long-term sales career. What We Offer ...

The West Agency

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Hybrid Sales Rep

Westfield, IN · On-site

$59K - $200K/yr

Final Expense, Mortgage Protection, ADB, Cancer Coverage, Hospitalization Coverage, Critical Illness. Pay: From $6,750.00 per month, up front 100% commission, bonuses + residual income! Company ...

The West Agency

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Hybrid Sales Rep

Fishers, IN · On-site

$59K - $200K/yr

Final Expense, Mortgage Protection, ADB, Cancer Coverage, Hospitalization Coverage, Critical Illness. Pay: From $6,750.00 per month, up front 100% commission, bonuses + residual income! Company ...

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Final Expense information

What are the key skills and qualifications needed to thrive as a Final Expense Insurance Agent, and why are they important?

To thrive as a Final Expense Insurance Agent, you need a solid understanding of insurance products, sales techniques, and compliance regulations, often supported by a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is typically necessary. Exceptional interpersonal skills, active listening, and empathy help agents build trust and effectively address clients’ end-of-life planning needs. These skills and qualities are crucial to meeting clients’ expectations, providing ethical guidance, and achieving sales targets in a sensitive market.

What are some common challenges faced by Final Expense insurance agents and how can they be addressed?

Final Expense insurance agents often face challenges such as building trust with senior clients, overcoming misconceptions about insurance, and managing a high volume of leads. Successful agents address these by developing strong interpersonal skills, staying patient and empathetic, and educating clients about the benefits of final expense policies. Additionally, agents who consistently follow up with prospects and leverage technology for organization tend to thrive in this role.

What are final expense agents?

Final expense agents are insurance professionals who help clients purchase final expense insurance, a type of life insurance designed to cover end-of-life costs such as funeral expenses, medical bills, and outstanding debts. These agents assess clients’ needs, explain policy options, and guide them through the application process. Their goal is to ensure that families are not financially burdened by these costs when a loved one passes away. Final expense agents often work with seniors and people planning ahead for their end-of-life needs.

What are examples of final expenses?

Final expenses for a Final Expense insurance agent typically include funeral costs, burial or cremation expenses, medical bills related to the deceased's final illness, and legal or administrative fees. These expenses are often covered by policies designed to provide financial support to families after a loved one's death. Understanding these costs helps in advising clients on appropriate coverage options.

What is the difference between Final Expense vs Insurance Agent?

AspectFinal ExpenseInsurance Agent
Required CredentialsLife insurance license, possibly state-specificVaries by insurance type, often requires license
Work EnvironmentPrimarily field-based, client meetings at homes or officesField, office, or remote sales depending on role
Employer & Industry UsageInsurance companies, agencies focusing on final expense policiesMultiple insurance sectors, including life, health, auto
Search & Comparison IntentPeople seeking final expense coverage optionsIndividuals exploring various insurance products

Final Expense agents specialize in selling life insurance policies designed to cover end-of-life costs, often requiring specific licensing. Insurance agents have a broader scope, selling multiple types of insurance, but many also focus on life insurance. While both roles involve client consultations and sales, Final Expense agents focus specifically on end-of-life coverage, making their work more targeted within the insurance industry.

What are popular job titles related to Final Expense jobs in Indiana? For Final Expense jobs in Indiana, the most frequently searched job titles are:
What job categories do people searching Final Expense jobs in Indiana look for? The top searched job categories for Final Expense jobs in Indiana are:
Final Expense jobs near you
Infographic showing various Final Expense job openings in Indiana as of May 2026, with employment types broken down into 85% Full Time, 11% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution.

Final Expense/Insurance Sales Agent

Skirvin and Associates Inc

Indianapolis, IN • On-site

$70K - $120K/yr

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

Skirvin & Associates is expanding its sales team in Kentucky and Indiana. We contract with Old American Insurance Company; a company focused on serving the senior market with final expense life insurance solutions.

This is an opportunity for licensed or unlicensed sales-minded individuals who want a clear system, assigned territory, hands-on training, and access to a steady lead flow. Instead of spending most of your time cold prospecting, agents are supplied with qualified leads in their assigned area.

Every day, thousands of Americans reach retirement age, creating continued demand in the senior market. Final expense insurance helps families prepare for funerals, burials, and other end-of-life costs, giving agents a meaningful product to offer while building a long-term sales career.

What We Offer

Skirvin & Associates provides the structure, and support agents need to build a strong book of business:

Assigned sales territory in Kentucky or Indiana
Sales leads provided in your assigned area
Training for both licensed and unlicensed agents
Support through the licensing process if needed
Access to Old American’s proven final expense sales system
Lead financing options for qualified agents
Opportunity to work with direct mail, digital, and data leads
Field and product training
Renewal income opportunity
Performance-based earning potential
A senior market niche with consistent demand

What You Will Do

As a Final Expense Sales Agent, you will meet with prospects in your assigned territory and help them understand life insurance options designed to cover final expenses.

Responsibilities include:

Contacting assigned leads
Explaining final expense life insurance options clearly and ethically
Completing applications accurately
Maintaining consistent communication with your manager
Building long-term relationships in your assigned market
Working toward weekly and monthly production goals

Who We Are Looking For

This role is best suited for individuals who are self-driven, coachable, and comfortable speaking with people.

Ideal candidates may have experience in:

Insurance sales
Final expense sales
Medicare or senior market sales
Home services sales
Automotive sales
Real estate
Security, solar, pest control, or similar direct sales roles
Customer service or relationship-based sales

Prior insurance experience is helpful but not required. Training is available for the right candidate.

Minimum Requirements

Must be at least 18 years old
Must be able to pass a background check
Must hold or be willing to obtain a life insurance license
Must be authorized to work in the United States
Must be willing to work in an assigned Kentucky or Indiana territory
Must be coachable and willing to follow a proven sales system
Reliable transportation is preferred for field appointments

Compensation

This is a performance-based sales opportunity. Agents are compensated through commissions, with renewal income and bonus opportunities available based on production and qualification. Consistent agents following the system may target strong annual earnings, with many sales roles in this market designed for income potential. Earnings depend on licensing, effort, sales activity, territory, and production.

Why Skirvin & Associates

Skirvin & Associates give agents a practical path into the senior insurance market. We provide training, territory structure, and lead support so agents can focus on selling and serving clients instead of spending most of their time searching for prospects.

Old American Insurance Company has served the senior market since 1939 and specializes in final expense insurance. Skirvin & Associates supports agents with the tools, training, and lead access needed to compete in this market.

Apply Today

Skirvin & Associates is currently interviewing candidates for available Kentucky and Indiana territories. Licensed and unlicensed candidates are encouraged to apply.

Apply now to discuss available territories, licensing steps, training, and lead support.

Company Description

Skirvin and Associates is a contractor for Old American Insurance Company, focused on recruiting, training, and supporting sales agents who serve families in the Senior Market. Our agents help clients with final expense and related life insurance needs while working in assigned territories with access to lead programs, field support, and a proven agency system.
We provide opportunities for both licensed and unlicensed candidates who are serious about building a career in insurance sales. Agents receive guidance on licensing, product knowledge, appointment setting, and client service. Instead of spending most of their time cold prospecting, agents can focus on meeting with families, presenting solutions, and growing their business.
Skirvin and Associates offers independent work, flexible scheduling, protected territory opportunities, and income potential based on personal effort, activity, and sales performance. Candidates must be at least 18 years old, able to pass a background check, and willing to obtain or maintain the required state insurance license.