ZipRecruiter

Log In

1

Final Expense Jobs in Colorado (NOW HIRING)

next page

Showing results 1-20

All JobsFinal Expense JobsFinal Expense Jobs in Colorado

Final Expense information

See Colorado salary details

$40K

$86K

$117.8K

How much do final expense jobs pay per year?

As of Aug 26, 2026, the average yearly pay for final expense in Colorado is $86,020.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,700.00 and $103,600.00 per year, depending on experience, location, and employer.

What is a final expense agent?

Final expense agents are insurance professionals who help clients purchase final expense insurance, a type of life insurance designed to cover end-of-life costs such as funeral expenses, medical bills, and outstanding debts. These agents assess clients’ needs, explain policy options, and guide them through the application process. Their goal is to ensure that families are not financially burdened by these costs when a loved one passes away. Final expense agents often work with seniors and people planning ahead for their end-of-life needs.

What skills and qualifications are needed to thrive as a final expense insurance agent?

To thrive as a Final Expense Insurance Agent, you need a solid understanding of insurance products, sales techniques, and compliance regulations, often supported by a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is typically necessary. Exceptional interpersonal skills, active listening, and empathy help agents build trust and effectively address clients’ end-of-life planning needs. These skills and qualities are crucial to meeting clients’ expectations, providing ethical guidance, and achieving sales targets in a sensitive market.

What are common challenges faced by final expense insurance agents and how can they be addressed?

Final Expense insurance agents often face challenges such as building trust with senior clients, overcoming misconceptions about insurance, and managing a high volume of leads. Successful agents address these by developing strong interpersonal skills, staying patient and empathetic, and educating clients about the benefits of final expense policies. Additionally, agents who consistently follow up with prospects and leverage technology for organization tend to thrive in this role.

What is the difference between Final Expense vs Insurance Agent?

AspectFinal ExpenseInsurance Agent
Required CredentialsLife insurance license, possibly state-specificVaries by insurance type, often requires license
Work EnvironmentPrimarily field-based, client meetings at homes or officesField, office, or remote sales depending on role
Employer & Industry UsageInsurance companies, agencies focusing on final expense policiesMultiple insurance sectors, including life, health, auto
Search & Comparison IntentPeople seeking final expense coverage optionsIndividuals exploring various insurance products

Final Expense agents specialize in selling life insurance policies designed to cover end-of-life costs, often requiring specific licensing. Insurance agents have a broader scope, selling multiple types of insurance, but many also focus on life insurance. While both roles involve client consultations and sales, Final Expense agents focus specifically on end-of-life coverage, making their work more targeted within the insurance industry.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves building client relationships and understanding insurance products. Success often depends on sales skills, product knowledge, and the ability to generate leads, with many agents working independently and earning commissions based on policies sold.

What are popular job titles related to Final Expense jobs in Colorado?

For Final Expense jobs in Colorado, the most frequently searched job titles are:

What job categories do people searching Final Expense jobs in Colorado look for?

The top searched job categories for Final Expense jobs in Colorado are:

Final Expense jobs near you
Infographic showing various Final Expense job openings in Colorado as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 11% Part Time, 1% Temporary, and 3% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $86,020 per year, or $41.4 per hour.

LEADS LEADS LEADS | Final Expense Sales Agent

Golden Memorial Insurance Services

Westminster, CO • On-site

$100 - $2.5K/wk

Other

Medical, Dental, Retirement

Re-posted 15 days ago

Job description

Position: Final Expense Insurance Agent
Employment Type: Independent Agent (1099) | Commission Only


Job Description

At GM Nation, we believe success is built through hard work, consistency, strong mentorship, and a proven system.

We are expanding throughout Colorado and looking for motivated individuals who want greater control over their income and career growth. As a Final Expense Insurance Agent, you’ll meet with families who have requested information about life insurance and help them find coverage that fits their needs and budget.

This is a field-based, commission-only sales opportunity where your effort, activity, and consistency directly influence your earning potential.


Who We Are

GM Nation is the #1 Final Expense agency in the nation. We’ve built a winning culture centered around opportunity, leadership, mentorship, and personal growth.

Whether you’re an experienced insurance professional, newly licensed, or ready to begin a new career path, we provide the tools, training, and ongoing support to help you succeed.


Why Join GM Nation?

  • Unlimited earning potential with competitive commissions and bonuses
  • Exclusive lead opportunities from individuals who have requested information
  • One product. One-page application. Unlimited opportunity.
  • Comprehensive training and mentorship from proven industry leaders
  • Flexible scheduling and the independence to build your own business
  • Leadership and career advancement opportunities
  • Company- and agency-sponsored trips, contests, recognition, and incentives
  • A supportive, growth-focused culture committed to helping agents win
  • Guidance through the Colorado life insurance licensing process, if needed

Key Responsibilities

  • Meet with families to discuss their life insurance needs
  • Present Final Expense coverage options and clearly explain policy benefits
  • Help clients select coverage that aligns with their goals and budget
  • Complete applications accurately and professionally
  • Build lasting client relationships through exceptional service
  • Follow up with prospective clients and maintain existing relationships
  • Manage appointments, sales activity, and follow-up independently
  • Participate in ongoing training, coaching, and team meetings

Qualifications

  • Strong communication and interpersonal skills
  • Self-motivated, dependable, and goal-oriented
  • Positive attitude with a willingness to learn and be coached
  • Ability to work independently and manage time effectively
  • Comfortable meeting with clients in person
  • Sales or customer service experience is helpful but not required
  • Bilingual communication skills are a plus
  • Must hold an active Colorado Life Insurance License or be willing to obtain one—we’ll help guide you through the process

Important Compensation Information

This is a 1099 independent-contractor position with commission-only compensation. There is no hourly wage or guaranteed salary. Earnings vary based on individual activity, sales performance, and consistency.


Build Your Future With GM Nation

If you’re looking for more than a traditional job and want the opportunity to build a career with flexibility, meaningful work, and unlimited growth potential, GM Nation may be the right fit for you.

Join a team dedicated to helping families, developing leaders, and creating life-changing opportunities every day.


Apply today and discover why so many agents have chosen to build their future with GM Nation.

Company Description

Golden Memorial is the #1 Final Expense agency in the nation, helping families protect what matters most while creating life-changing opportunities for agents across the country. With a simple one-product approach, a one-page application, industry-leading training, and a proven system, we make it easy for motivated individuals to build a rewarding career, grow their income, and achieve long-term success. Whether you're experienced or just getting started, Golden Memorial provides the support, mentorship, and opportunity to help you reach your full potential.