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Final Expense Jobs in Colorado (NOW HIRING)

GIA Legacy Planning

Un-Capped Commission-Based About Us: We're excited to invite ambitious, friendly go-getters to join our dynamic team as Final Expense Agents. This isn't a cookie-cutter job-it's a modern career path ...

Williams Insurance Group

Life Insurance Agent

Boulder, CO · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most -- from mortgage protection and final expense coverage to retirement-focused products. You do not need ...

Williams Insurance Group

Life Insurance Agent

Denver, CO · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most -- from mortgage protection and final expense coverage to retirement-focused products. You do not need ...

Williams Insurance Group

Life Insurance Agent

Aurora, CO · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most -- from mortgage protection and final expense coverage to retirement-focused products. You do not need ...

The McCrimmon Agency

Life Insurance Sales Agent

Denver, CO · On-site +1

$30K - $160K/yr

We help families protect what matters most through life insurance , mortgage protection , final expense , income protection , and advanced financial solutions. As a broker, we work with 30+ insurance ...

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All JobsFinal Expense JobsFinal Expense Jobs in Colorado

Final Expense information

See Colorado salary details

$40K

$86K

$117.8K

How much do final expense jobs pay per year?

As of Aug 22, 2026, the average yearly pay for final expense in Colorado is $86,020.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,700.00 and $103,600.00 per year, depending on experience, location, and employer.

What is a final expense agent?

Final expense agents are insurance professionals who help clients purchase final expense insurance, a type of life insurance designed to cover end-of-life costs such as funeral expenses, medical bills, and outstanding debts. These agents assess clients’ needs, explain policy options, and guide them through the application process. Their goal is to ensure that families are not financially burdened by these costs when a loved one passes away. Final expense agents often work with seniors and people planning ahead for their end-of-life needs.

What skills and qualifications are needed to thrive as a final expense insurance agent?

To thrive as a Final Expense Insurance Agent, you need a solid understanding of insurance products, sales techniques, and compliance regulations, often supported by a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is typically necessary. Exceptional interpersonal skills, active listening, and empathy help agents build trust and effectively address clients’ end-of-life planning needs. These skills and qualities are crucial to meeting clients’ expectations, providing ethical guidance, and achieving sales targets in a sensitive market.

What are common challenges faced by final expense insurance agents and how can they be addressed?

Final Expense insurance agents often face challenges such as building trust with senior clients, overcoming misconceptions about insurance, and managing a high volume of leads. Successful agents address these by developing strong interpersonal skills, staying patient and empathetic, and educating clients about the benefits of final expense policies. Additionally, agents who consistently follow up with prospects and leverage technology for organization tend to thrive in this role.

What is the difference between Final Expense vs Insurance Agent?

AspectFinal ExpenseInsurance Agent
Required CredentialsLife insurance license, possibly state-specificVaries by insurance type, often requires license
Work EnvironmentPrimarily field-based, client meetings at homes or officesField, office, or remote sales depending on role
Employer & Industry UsageInsurance companies, agencies focusing on final expense policiesMultiple insurance sectors, including life, health, auto
Search & Comparison IntentPeople seeking final expense coverage optionsIndividuals exploring various insurance products

Final Expense agents specialize in selling life insurance policies designed to cover end-of-life costs, often requiring specific licensing. Insurance agents have a broader scope, selling multiple types of insurance, but many also focus on life insurance. While both roles involve client consultations and sales, Final Expense agents focus specifically on end-of-life coverage, making their work more targeted within the insurance industry.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves building client relationships and understanding insurance products. Success often depends on sales skills, product knowledge, and the ability to generate leads, with many agents working independently and earning commissions based on policies sold.

What are popular job titles related to Final Expense jobs in Colorado?

For Final Expense jobs in Colorado, the most frequently searched job titles are:

What job categories do people searching Final Expense jobs in Colorado look for?

The top searched job categories for Final Expense jobs in Colorado are:

Final Expense jobs near you
Infographic showing various Final Expense job openings in Colorado as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 11% Part Time, 1% Temporary, and 3% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $86,020 per year, or $41.4 per hour.

Final Expense Agents-Now Hiring Agents that Lead with Heart!

GIA Legacy Planning

On-site, Remote

Full-time

Posted 25 days ago

Job description

Location: Remote Position/ Work from Home
Job Type: Full-Time/Part-Time
Compensation: Un-Capped Commission-Based
About Us:
We're excited to invite ambitious, friendly go-getters to join our dynamic team as Final Expense Agents. This isn't a cookie-cutter job-it's a modern career path built for people who want flexibility, purpose, and real earning potential. You'll have the freedom to work from anywhere, create a schedule that fits your life, and build a clear path toward financial independence.
This opportunity is ideal for career-driven professionals who want room to grow, sharpen leadership and business skills, and genuinely own their success. You'll work in a thriving virtual environment, receive in-house leads (no cold calling), and have the ability to be contracted with multiple carriers, giving you options that best serve your clients. With a performance-based model and strong support system, you're not just clocking in-you're building a future that scales with your goals.
Responsibilities:
  • Identify client needs and recommend tailored insurance solutions
  • Develop and maintain strong client relationships
  • Generate leads through networking, referrals, and company-provided resources
  • Educate clients on available policies and coverage options
  • Follow up with prospects to close sales and maintain customer satisfaction
  • Stay informed about industry trends and product offerings
  • Work independently while collaborating with a supportive team

What We Offer:
  • Competitive commission structure with potential for bonuses
  • Flexible work schedule (remote position)
  • Comprehensive training and mentorship programs
  • Access to top-rated insurance carriers and products
  • Opportunities for career growth and leadership development
  • Supportive team culture with ongoing coaching and professional development

Requirements:
  • Insurance license (or willingness to obtain one - we provide guidance)
  • Strong communication and interpersonal skills
  • Self-motivated with a results-driven mindset
  • Ability to work independently and manage time effectively
  • Basic computer skills for CRM and client management
  • Technical devices to conduct business laptop, iPad or desktop etc.

Department Independent Sales Agent - Work from Home Locations Castle Rock, CO Remote status Fully Remote

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