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Farm Underwriter Jobs (NOW HIRING)

Auto-Owners Insurance, a top-rated insurance carrier, is seeking entry level motivated Underwriting ... Background and experience in agricultural and/or farm operations strongly encouraged * Above ...

Senior Underwriter

Albany, NY

$97K - $115K/yr

Company Farm Family Farm Family specializes in farm and ranch protection with a wide range of ... The Senior Underwriter serves as a trusted resource to agents and internal partners, provides ...

Senior Underwriter

Omaha, NE

$94K - $111K/yr

Company Farm Family Farm Family specializes in farm and ranch protection with a wide range of ... The Senior Underwriter serves as a trusted resource to agents and internal partners, provides ...

Senior Underwriter

Richmond, VA

$97K - $115K/yr

Company Farm Family Farm Family specializes in farm and ranch protection with a wide range of ... The Senior Underwriter serves as a trusted resource to agents and internal partners, provides ...

Company Farm Family Farm Family specializes in farm and ranch protection with a wide range of ... The Senior Underwriter serves as a trusted resource to agents and internal partners, provides ...

Sr Underwriter

Albany, NY

$7.5K - $110K/yr

Company Farm Family Farm Family specializes in farm and ranch protection with a wide range of ... The Senior Underwriter serves as a trusted resource to agents and internal partners, provides ...

Sr Underwriter

Omaha, NE

$7.5K - $110K/yr

Company Farm Family Farm Family specializes in farm and ranch protection with a wide range of ... The Senior Underwriter serves as a trusted resource to agents and internal partners, provides ...

Company Farm Family Farm Family specializes in farm and ranch protection with a wide range of ... The Senior Underwriter serves as a trusted resource to agents and internal partners, provides ...

Senior Underwriter

Chicago, IL

$101K - $120K/yr

Company Farm Family Farm Family specializes in farm and ranch protection with a wide range of ... The Senior Underwriter serves as a trusted resource to agents and internal partners, provides ...

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Farm Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do farm underwriter jobs pay per year?

As of Aug 2, 2026, the average yearly pay for farm underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

How much do farm underwriters make?

Farm underwriters typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and employer size. They evaluate agricultural insurance applications, requiring knowledge of farming practices and risk assessment tools.

What are common challenges faced by Farm Underwriters, and how can I prepare for them?

Farm Underwriters often encounter challenges such as assessing complex and varied agricultural risks, staying updated with changing regulations and climate-related hazards, and balancing the need for thorough analysis with timely decision-making. To prepare, it's helpful to develop a deep understanding of both farming operations and property-casualty insurance, as well as to build familiarity with industry-standard risk assessment tools. Collaboration with agents, risk engineers, and loss control specialists is common, allowing for shared expertise and more accurate underwriting. Staying proactive, willing to learn, and adaptable will help you effectively meet these challenges and grow in the role.

What jobs make $3,000 a day?

Farm underwriters typically do not earn $3,000 a day; such high daily earnings are more common in roles like investment bankers, senior corporate lawyers, or specialized surgeons. These positions often require advanced education, significant experience, and sometimes high-risk or high-stakes environments. Most farm underwriters earn a salary that is substantially lower, with bonuses or commissions rarely reaching that level daily.

What does a farm underwriter do?

A farm underwriter evaluates insurance applications for agricultural properties and operations, assessing risks related to farming activities, equipment, and land. They determine policy terms, coverage limits, and premiums based on risk analysis, often using specialized software and industry knowledge to ensure accurate underwriting decisions.

What are the key skills and qualifications needed to thrive in the Farm Underwriter position, and why are they important?

To thrive as a Farm Underwriter, you need a solid understanding of agricultural operations, risk assessment, and insurance principles, usually supported by a degree in business, finance, or agriculture. Familiarity with underwriting software, risk modeling tools, and possibly a Chartered Property Casualty Underwriter (CPCU) certification is common. Strong analytical thinking, attention to detail, and excellent communication skills help you succeed in evaluating farm risks and building client relationships. These skills are vital for making sound underwriting decisions that protect both the insurer and the insured while maintaining business growth.

What does a Farm Underwriter do?

A Farm Underwriter evaluates insurance applications for farms and agribusinesses to determine risk and coverage eligibility. They assess factors like property value, land use, equipment, and potential liabilities to set appropriate policy terms and premiums. By analyzing data, conducting evaluations, and staying informed on agricultural trends, they help balance risk for insurance companies while ensuring farmers receive proper coverage.

Will AI replace underwriting?

Farm underwriters analyze risk and determine policy terms, and AI tools are increasingly used to assist in data analysis and risk assessment. While AI can automate routine tasks and improve efficiency, human underwriters are still essential for complex decision-making, interpretation, and judgment. The role is evolving to include oversight of AI systems and integrating technological skills into the underwriting process.
What cities are hiring for Farm Underwriter jobs? Cities with the most Farm Underwriter job openings:
What are the most commonly searched types of Farm Underwriter jobs? The most popular types of Farm Underwriter jobs are:
What states have the most Farm Underwriter jobs? States with the most job openings for Farm Underwriter jobs include:
Infographic showing various Farm Underwriter job openings in the United States as of July 2026, with employment types broken down into 96% Full Time, and 4% Part Time. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Full-time

Retirement, PTO

Posted 12 days ago


Auto-Owners Insurance rating

9.2

Company rating: 9.2 out of 10

Based on 35 frontline employees who took The Breakroom Quiz

22nd of 301 rated insurance


Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.
Job Description
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking entry level motivated Underwriting professional to join our team. The position requires the person to:
  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
  • Becomes familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use.
  • Analyze loss experience, financial conditions and physical characteristics of risks.
  • Acquires a working knowledge of supporting sections of the underwriting department.
  • Effectively communicate with independent agents and other employees through verbal and/or written means.

Desired Skills & Experience
  • Bachelor's degree or equivalent experience.
  • Desired Majors: Agribusiness Management, Crop and Soil Sciences, Animal Science, Horticulture, or similar. Business majors are also acceptable.
  • Background and experience in agricultural and/or farm operations strongly encouraged
  • Above average communication skills (written and verbal)
  • Ability to organize data, multi-task and make decisions independently
  • Exhibit sound judgment and negotiation skills
  • Ability to resolve complex issues
  • An interest in developing product knowledge through participation in approved educational programs

Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.
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