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Remote Farm Underwriter Jobs (NOW HIRING)

ProAg

Associate Underwriter

USA - Remote Reports To: Underwriter Supervisor Employment Type: Full Time Job Requisition ID: 2026 ... We offer a career with purpose as you support the farmers and ranchers who create food, fuel, and ...

APR

Commercial Lines Account Manager | Farm/Ag

Batavia, NY · On-site +1

$60K - $85K/yr

Batavia, NY | Hybrid or Remote About Our Agency: We are an independent insurance agency committed ... Liaise with multiple carrier underwriters, leveraging these relationships to benefit client ...

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Remote Farm Underwriter information

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$32.5K

$78.9K

$139.5K

How much do remote farm underwriter jobs pay per year?

As of Jun 18, 2026, the average yearly pay for remote farm underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Remote Farm Underwriters, and how can they be addressed?

Remote Farm Underwriters often encounter challenges such as limited on-site access to properties, reliance on digital documentation, and the need to assess risks accurately from afar. To address these, underwriters utilize advanced satellite imagery, online databases, and virtual communication tools to gather information and collaborate with field agents or local representatives. Effective communication and attention to detail are essential, as well as staying updated on agricultural trends and regulations to ensure sound underwriting decisions and manage risks efficiently.

What is the difference between Remote Farm Underwriter vs Remote Commercial Underwriter?

AspectRemote Farm UnderwriterRemote Commercial Underwriter
CredentialsInsurance licenses, underwriting certificationsInsurance licenses, underwriting certifications
Work EnvironmentFarm insurance companies, rural/agricultural settingsCommercial insurance firms, urban/business settings
Industry UsagePrimarily in agricultural and farm insurance sectorsPrimarily in business and commercial insurance sectors
Search & ComparisonOften compared for specialized insurance rolesCompared for broader commercial insurance positions

The Remote Farm Underwriter and Remote Commercial Underwriter share similar credentials and work environments but differ mainly in industry focus. The Farm Underwriter specializes in agricultural and farm insurance, while the Commercial Underwriter handles broader business insurance policies. Both roles require licensing and underwriting expertise, but their industry applications and client bases vary significantly.

What are the key skills and qualifications needed to thrive as a Remote Farm Underwriter, and why are they important?

To thrive as a Remote Farm Underwriter, you need a solid understanding of agricultural practices, risk assessment, and insurance principles, typically backed by a degree in business, agriculture, or a related field. Familiarity with underwriting software, geographic information systems (GIS), and industry-standard risk analysis tools is essential. Strong analytical thinking, attention to detail, and effective communication skills help you evaluate risks and collaborate with agents and clients remotely. These skills and qualities are crucial for accurately assessing farm insurance applications and ensuring profitable, compliant underwriting decisions.

What are remote farm underwriters?

Remote farm underwriters are insurance professionals who evaluate and assess risks related to agricultural properties and farm operations, but they perform their duties remotely rather than working onsite or in a traditional office. They review applications, analyze farm data, determine coverage eligibility, and set policy terms and premiums using digital tools and communication. Their responsibilities often include working with agents, brokers, and clients to ensure farms are properly insured against various risks, such as weather, equipment damage, or liability. Remote farm underwriters need strong analytical skills, knowledge of agriculture, and familiarity with insurance regulations. This role allows for flexible work arrangements and typically leverages technology to facilitate virtual inspections and risk assessments.
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Remote Farm Underwriter jobs near you
Territory Underwriter - Commercial & Farm Property

Territory Underwriter - Commercial & Farm Property

Rural Mutual Insurance

Stevens Point, WI • On-site, Remote

$65K - $85K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

This job post has expired today. Applications are no longer accepted.

Job description

Description
Rural Mutual Insurance is seeking a detail-oriented and relationship-driven Territorial Underwriter to support our captive agents and policyholders in northeastern Wisconsin. You will manage time in the field and your home office, conducting onsite inspections, evaluating risk, making sound underwriting decisions, and partnering closely with agents. This remote position offers the flexibility to work from home, plus a company car, laptop, and smartphone.
At Rural Mutual Insurance, you'll find a welcoming, supportive environment where professional growth is nurtured. Our commitment to a healthy work/life balance is reflected in our competitive compensation package, which includes health, dental, life, LTD, and vision insurance, an employee bonus plan, a matching 401(k) plan, and generous time-off benefits. Join a company that puts people first and builds a rewarding career with Rural Mutual-If you're an experienced underwriter who enjoys field work, values strong relationships, and thrives on making informed decisions, we'd love to speak with you!
Responsibilities
• Evaluate farm and commercial risks for acceptance, modification, or declination in alignment with company underwriting guidelines and assigned authority.
• Conduct onsite inspections of prospects and insureds, assessing operations, exposures, and risk controls; provide clear, actionable risk‑management guidance to agents and policyholders.
• Prepare complete underwriting instructions to support accurate rating, pricing, and issuance of new policies.
• Apply and justify Individual Rate Modifications (IRM) for farm and commercial policies (excluding Workers' Compensation).
• Build strong agent partnerships by offering guidance on eligibility, coverage options, risk improvement, and underwriting expectations.
• Participate in agent training sessions to support product knowledge, risk evaluation skills, and documentation standards.
• Manage a structured weekly schedule of field visits, balancing travel with in-office time for reporting, underwriting analysis, and communication with agents and home office teams.
• Maintain accurate, timely documentation of underwriting decisions, inspection findings, and communications.
• Ensure compliance with company policies, departmental procedures, and all applicable regulatory requirements.
• Perform related duties as needed to support overall departmental goals.
Qualifications
• Minimum of three (3) years of property and casualty underwriting experience.
• Agriculture or agribusiness knowledge strongly preferred.
• Bachelor's degree in Business Administration, Risk Management & Insurance, Agribusiness, or equivalent educational and/or work experience preferred.
• Progress toward professional insurance designations such as CPCU, AFIS, AU, or similar is beneficial.
• Demonstrates strong analytical and decision‑making skills, especially when evaluating diverse commercial and agricultural operations.
• Builds trust through honesty, professionalism, and integrity.
• Thrives when working independently in a field‑based environment while collaborating effectively with internal teams and agents.
• Approaches challenges with initiative, urgency, and high energy.
• Possesses excellent communication and interpersonal skills, with the ability to explain technical concepts clearly.
• Maintains a customer‑focused mindset, delivering positive experiences to agents and policyholders.
• Shows strong organizational and time‑management abilities, including managing travel, documentation, and competing priorities.
• Is proficient with Microsoft 365, underwriting platforms, and digital reporting tools.
• Bilingual abilities (e.g., Spanish, Hmong) are a plus.
• Ability to travel within assigned territory; valid driver's license required.
• Must be able to walk on farms, commercial properties, and uneven terrain during onsite inspections.
• Must be able to communicate clearly in person, by phone, and in writing.

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