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Entry Level Personal Lines Underwriter Jobs (NOW HIRING)

Personal Lines Underwriter

Draper, UT ยท On-site

$52 - $68/hr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto ...

NY ยท On-site

$62 - $65/hr

Our Territory Personal Lines Underwriter enjoys robust benefits: * Hybrid or remote work schedule! * Health & Wellness: Company-sponsored Medical, Dental, Vision, Life, and Disability Insurance ...

New

As an Underwriter specializing in Property and Casualty Insurance, you'll play a pivotal role in evaluating risks and ensuring tailored insurance solutions for our clients. This is your chance to ...

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Entry Level Personal Lines Underwriter information

See salary details

$33.5K

$66.8K

$152K

How much do entry level personal lines underwriter jobs pay per year?

As of Sep 4, 2026, the average yearly pay for entry level personal lines underwriter in the United States is $66,771.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,500.00 and $67,500.00 per year, depending on experience, location, and employer.

What does an entry level personal lines underwriter do?

An Entry Level Personal Lines Underwriter evaluates insurance applications for personal products such as auto, home, and renters insurance. They review information from applicants, assess risks, and determine whether to approve or deny coverage based on company guidelines. Entry-level underwriters work closely with agents and more experienced underwriters to learn the decision-making process, ensuring that policies are written profitably while meeting customer needs. They also help with quoting premiums and may interact with customers to gather additional information.

What are the key skills and qualifications needed to thrive as an entry level personal lines underwriter?

To thrive as an Entry Level Personal Lines Underwriter, you need a solid understanding of insurance principles, risk assessment, and attention to detail, usually supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, policy management systems, and sometimes industry certifications like AINS can be advantageous. Strong analytical thinking, communication, and customer service skills help you explain decisions and collaborate effectively with agents and clients. These abilities are crucial for accurately evaluating risk, ensuring compliant policy issuance, and building positive business relationships.

What is the difference between Entry Level Personal Lines Underwriter vs Personal Lines Underwriter?

AspectEntry Level Personal Lines UnderwriterPersonal Lines Underwriter
CredentialsHigh school diploma or equivalent; some roles may prefer a bachelor's degreeTypically requires a similar or higher level of education, often with some industry certifications
Work EnvironmentOffice setting, working with insurance policies and dataSimilar office environment, with increased responsibility and decision-making
Employer & Industry UsageEntry-level roles in insurance companies, focusing on personal lines policiesMore experienced roles within the same industry, handling complex cases

In summary, Entry Level Personal Lines Underwriters are just starting their careers, focusing on basic policy evaluation, while Personal Lines Underwriters have more experience and handle complex cases. Both roles are essential in the insurance industry, with the main difference being experience and responsibility level.

How do you become an entry level personal lines underwriter?

To become an entry-level personal lines underwriter, candidates typically need a bachelor's degree in fields like finance, business, or insurance. Gaining knowledge of insurance policies, risk assessment, and using underwriting software is important, and some employers may prefer or require relevant internships or certifications such as the CPCU or AINS. Strong analytical skills and attention to detail are essential for success in this role.
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What cities are hiring for Entry Level Personal Lines Underwriter jobs?

Cities with the most Entry Level Personal Lines Underwriter job openings:

What are the most commonly searched types of Personal Lines Underwriter jobs?

The most popular types of Personal Lines Underwriter jobs are:

What states have the most Entry Level Personal Lines Underwriter jobs?

States with the most job openings for Entry Level Personal Lines Underwriter jobs include:

Infographic showing various Entry Level Personal Lines Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 20% Part Time, and 3% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $66,771 per year, or $32.1 per hour.

Personal Lines Insurance Underwriter

Rural Mutual Insurance

Madison, WI โ€ข On-site, Remote

Full-time

Medical, Dental, Vision, Retirement

Re-posted 14 days ago


Job description

Description
If you have strong analytical skills, sound judgment, and a passion for evaluating risk, we invite you to join Rural Mutual Insurance as a Personal Lines Underwriter. You'll play a key role in supporting our agency partners, assessing personal lines risks, and contributing to profitable portfolio growth. This position offers a hybrid work schedule after the completion of onboarding and training.
At Rural Mutual Insurance, we offer a supportive work environment, career growth opportunities, and a comprehensive compensation package that includes health, dental, and vision insurance, a matching 401(k), and generous time off. We've earned consistent recognition as a Madison Magazine Best Places to Work and an A+ AM Best financial strength rating. If you're ready to be part of a team that values your expertise and encourages your professional growth, apply today!
Responsibilities
$46
Qualifications
$47