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Remote Personal Lines Underwriter Jobs (NOW HIRING)

MR Fairfax

Personal Lines Account Manager - 100% Remote

$46K - $62K/yr

Personal Lines Account Manager - 100% Remote Personal Lines Account Manager Our Bethesda - based commercial insurance agency client is now looking for an experienced Personal Lines Account Manager to ...

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Personal Lines Account Manager

San Diego, CA · Remote

$75K - $90K/yr

Personal Lines Account Manager $75,000-$90,000 | Remote | San Diego, CA-Based Brokerage A well ... Stay current on personal lines products, underwriting guidelines, and industry trends What You ...

Risk Strategies

Personal Lines Account Manager

$46K - $62K/yr

Extensive knowledge of Personal Lines underwriting coverage and procedures * Ability to clearly articulate these products/plans to clients and underwriters Physical Demands and Work Environment

Franklin Madison

Personal Lines Program Manager

$46K - $62K/yr

The Personal Lines Program Manager serves as Franklin Madison's subject matter expert for the ... Evaluate carrier options based on customer needs, underwriting requirements, pricing, and coverage ...

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Remote Personal Lines Underwriter information

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$33.5K

$66.8K

$152K

How much do remote personal lines underwriter jobs pay per year?

As of Aug 15, 2026, the average yearly pay for remote personal lines underwriter in the United States is $66,771.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,500.00 and $67,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a remote personal lines underwriter?

To thrive as a Remote Personal Lines Underwriter, you need strong analytical skills, attention to detail, and a thorough understanding of personal insurance products, typically supported by a bachelor’s degree and relevant underwriting experience. Familiarity with insurance underwriting software, risk assessment tools, and sometimes certifications like CPCU or AINS are commonly required. Exceptional communication, decision-making, and time management skills help you excel in a remote environment while collaborating with agents and clients. These abilities are crucial for accurately assessing risk, ensuring policy compliance, and maintaining efficient workflow in a virtual setting.

What is a remote personal lines underwriter?

A Remote Personal Lines Underwriter is an insurance professional who evaluates and analyzes applications for personal insurance policies, such as home, auto, or renters insurance, while working remotely. Their main responsibility is to assess the risk of insuring individuals and decide on coverage terms and premiums. They review information provided by applicants, use underwriting guidelines, and often communicate with agents or clients via phone or email. Working remotely allows them to perform all these tasks from a home office or other location outside of a traditional office setting.

How do remote personal lines underwriters typically collaborate with agents and other underwriters while working off-site?

Remote Personal Lines Underwriters regularly collaborate with insurance agents, fellow underwriters, and support staff through digital communication tools such as email, secure document portals, and video conferencing platforms. They participate in virtual meetings to discuss complex cases, clarify underwriting guidelines, and resolve issues efficiently. Maintaining clear and timely communication is essential, as it ensures seamless processing of applications and fosters a strong team dynamic despite the remote setting. Proactive outreach and responsiveness are key traits for success in this collaborative environment.
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Remote Personal Lines Underwriter jobs near you
Infographic showing various Remote Personal Lines Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, 1% Temporary, 4% Contract, and 1% Nights. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $66,771 per year, or $32.1 per hour.

Digital Underwriter

Frontline Insurance Managers Inc.

Lake Mary, FL • On-site, Remote

$65K/mo

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Job description

At Frontline Insurance, we are on a mission to Make Things Better, and our Territory Personal Lines Underwriter plays a pivotal role in achieving this vision.  We strive to provide high quality service and proactive solutions to all our customers to ensure that we are making things better for each one. 


What makes us different? At Frontline Insurance, our core values – Integrity, Patriotism, Family, and Creativity – are at the heart of everything we do. We’re committed to making a difference and achieving remarkable things together. If you’re looking for a role, as a Territory Personal Lines Underwriter, where you can make a meaningful impact and grow your career, your next adventure starts here!



Our Territory Personal Lines Underwriter enjoys robust benefits:

  • Hybrid or remote work schedule! 
  • Health & Wellness: Company-sponsored Medical, Dental, Vision, Life, and Disability Insurance (Short-Term and Long-Term).
  • Financial Security: 401k Retirement Plan with a generous 9% match
  • Work-Life Balance: Four weeks of PTO and Pet Insurance for your furry family members. 


What you can expect as a Territory Personal Lines Underwriter: 

  • Orders and reviews reports necessary for proper risk classification.  Makes related policy changes, as necessary.
  • Handles policy change requests:  evaluates underwriting considerations, processes data entry, and executes follow-up action as needed.
  • Reviews property inspections for new business and/or renewals for property or liability concerns.  Recommends action and notifies agency partners, as necessary.
  • Answers telephone inquiries from agency partners and insureds, providing requested billing and basic coverage information, and resolving problems as needed.
  • Assists in reviewing renewal policies with Consent to Rate or high value coverage for accuracy. Evaluating & determining if additional Consent to Rate is required, & and executing follow-up action as needed.  May also include reviewing requests for reinstatement and relief in premium issues from our agency partners.
  • Provide assistance to the underwriting assistants when help is requested and provides viable solutions to their inquiries.
  • Evaluates new business submissions for eligibility and proper classification.  Initiates communication with agents regarding missing information, eligibility, or rating concerns, etc.


What we are looking for as a Territory Personal Lines Underwriter: 

  • Any undergraduate education preferred, minimum 2 years’ experience and/or training in P&C Insurance or equivalent combination of education and experience.
  • Active 20-44 or 220 License required. 
  • An insurance related designation or license for Property and Casualty Insurance is preferred. 


Why work for Frontline Insurance? 

At Frontline Insurance, we’re more than just a workplace – we’re a community of innovators, problem solvers, and dedicated professionals committed to our core values: Integrity, Patriotism, Family, and Creativity.
We provide a collaborative, inclusive, and growth-oriented work environment where every team member can thrive. 


Frontline Insurance is an equal-opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws. 

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