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Remote Personal Lines Underwriter Jobs (NOW HIRING)

Arbour Specialty

Practice Group Leader-Personal Lines

$46K - $62K/yr

Arbour Specialty is seeking a motivated Practice Group Leader to join our personal lines underwriting team focusing on the Southeast US market. Under the direction of the President, the Practice ...

Risk Strategies

Personal Lines Account Manager

$46K - $62K/yr

Extensive knowledge of Personal Lines underwriting coverage and procedures * Ability to clearly articulate these products/plans to clients and underwriters Physical Demands and Work Environment

Insurance Search Specialists

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Personal Lines Account Manager

San Diego, CA · Remote

$75K - $90K/yr

Personal Lines Account Manager $75,000-$90,000 | Remote | San Diego, CA-Based Brokerage A well ... Stay current on personal lines products, underwriting guidelines, and industry trends What You ...

Elite Insurance Group

Personal Lines Agent

Willmar, MN · Remote

$36K - $48K/yr

Remote (Austin, TX area preferred) Overview: Elite Insurance Group is seeking a licensed and ... Maintain deep knowledge of carriers, products, and underwriting guidelines * Stay current on ...

Elite Insurance Group

Personal Lines Agent

Willmar, MN · Remote

$36K - $48K/yr

Remote (Austin, TX area preferred) Overview: Elite Insurance Group is seeking a licensed and ... Maintain deep knowledge of carriers, products, and underwriting guidelines * Stay current on ...

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Remote Personal Lines Underwriter information

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$33.5K

$66.8K

$152K

How much do remote personal lines underwriter jobs pay per year?

As of Sep 8, 2026, the average yearly pay for remote personal lines underwriter in the United States is $66,771.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,500.00 and $67,500.00 per year, depending on experience, location, and employer.

What is a remote personal lines underwriter?

A Remote Personal Lines Underwriter is an insurance professional who evaluates and analyzes applications for personal insurance policies, such as home, auto, or renters insurance, while working remotely. Their main responsibility is to assess the risk of insuring individuals and decide on coverage terms and premiums. They review information provided by applicants, use underwriting guidelines, and often communicate with agents or clients via phone or email. Working remotely allows them to perform all these tasks from a home office or other location outside of a traditional office setting.

What are the key skills and qualifications needed to thrive as a remote personal lines underwriter?

To thrive as a Remote Personal Lines Underwriter, you need strong analytical skills, attention to detail, and a thorough understanding of personal insurance products, typically supported by a bachelor’s degree and relevant underwriting experience. Familiarity with insurance underwriting software, risk assessment tools, and sometimes certifications like CPCU or AINS are commonly required. Exceptional communication, decision-making, and time management skills help you excel in a remote environment while collaborating with agents and clients. These abilities are crucial for accurately assessing risk, ensuring policy compliance, and maintaining efficient workflow in a virtual setting.

How do remote personal lines underwriters typically collaborate with agents and other underwriters while working off-site?

Remote Personal Lines Underwriters regularly collaborate with insurance agents, fellow underwriters, and support staff through digital communication tools such as email, secure document portals, and video conferencing platforms. They participate in virtual meetings to discuss complex cases, clarify underwriting guidelines, and resolve issues efficiently. Maintaining clear and timely communication is essential, as it ensures seamless processing of applications and fosters a strong team dynamic despite the remote setting. Proactive outreach and responsiveness are key traits for success in this collaborative environment.
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Remote Personal Lines Underwriter jobs near you
Infographic showing various Remote Personal Lines Underwriter job openings in the United States as of August 2026, with employment types broken down into 72% Full Time, 11% Part Time, and 17% Contract. Highlights an 100% Remote job distribution, with an average salary of $66,771 per year, or $32.1 per hour.

Personal Lines Insurance Underwriter

Rural Mutual Insurance

Madison, WI • On-site, Remote

Full-time

Medical, Dental, Vision, Retirement

Re-posted 18 days ago

Job description

Description
If you have strong analytical skills, sound judgment, and a passion for evaluating risk, we invite you to join Rural Mutual Insurance as a Personal Lines Underwriter. You'll play a key role in supporting our agency partners, assessing personal lines risks, and contributing to profitable portfolio growth. This position offers a hybrid work schedule after the completion of onboarding and training.
At Rural Mutual Insurance, we offer a supportive work environment, career growth opportunities, and a comprehensive compensation package that includes health, dental, and vision insurance, a matching 401(k), and generous time off. We've earned consistent recognition as a Madison Magazine Best Places to Work and an A+ AM Best financial strength rating. If you're ready to be part of a team that values your expertise and encourages your professional growth, apply today!
Responsibilities
$46
Qualifications
$47

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