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Entry Level Credit Risk Analyst Jobs (NOW HIRING)

Senior Credit Risk Analyst

New York, NY · On-site +1

$90K - $140K/yr

K-Dimensional Holdings Inc. dba Coast Job duties: - Analyze internal and external data-including credit bureau, financial, transactional, and application data -to support and refine credit risk ...

Credit Risk Analyst

Manhattan, NY · On-site

$160 - $195/hr

... credit analysis into clear, actionable recommendations for non-credit stakeholders. * Experience building or maintaining quantitative risk models in Python or R. Bonus points * On-chain credit ...

New

Director of Credit Risk Management FLSA Status : Exempt JOB SUMMARY The consumer credit Portfolio Risk Analyst is responsible for the ongoing credit performance, risk management and delinquency ...

New

Risk Analyst

Detroit, MI · Hybrid

$95K - $110K/yr

A growing auto finance company building out its credit risk team. What: Analyze and forecast repossessions, origination risks, servicing exposure, and overall credit performance. When: Newly created ...

Showing results 21-40

Entry Level Credit Risk Analyst information

See salary details

$37K

$113.9K

$197.5K

How much do entry level credit risk analyst jobs pay per year?

As of Sep 4, 2026, the average yearly pay for entry level credit risk analyst in the United States is $113,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,500.00 and $140,500.00 per year, depending on experience, location, and employer.

What does an entry level credit risk analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the key skills and qualifications needed to thrive in the entry level credit risk analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

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What cities are hiring for Entry Level Credit Risk Analyst jobs?

Cities with the most Entry Level Credit Risk Analyst job openings:

What are the most commonly searched types of Credit Risk Analyst jobs?

The most popular types of Credit Risk Analyst jobs are:

What states have the most Entry Level Credit Risk Analyst jobs?

States with the most job openings for Entry Level Credit Risk Analyst jobs include:

Infographic showing various Entry Level Credit Risk Analyst job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 89% Full Time, 8% Part Time, and 2% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $113,881 per year, or $54.8 per hour.

Counterparty Credit Risk Analyst

Raymond James Financial, Inc.

Saint Petersburg, FL • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 6 days ago


Job description

Job Description Summary
We are seeking a highly analytical and technically proficient Counterparty Credit Risk Analyst who enjoys combining financial analysis with data analytics, automation, and technology to improve how counterparty risk is measured, monitored, and managed.
This role is ideal for someone who is equally comfortable analyzing financial statements and building automated Excel models, querying large datasets, and developing dashboards that provide actionable risk insights.
Successful candidates will enjoy building analytical tools, automating manual processes, and leveraging data to improve the firm's counterparty credit risk framework.
Successful candidates will be intellectually curious, highly proficient with data, and motivated to improve existing processes through automation and modern analytical tools.
Job Description
Essential Duties and Responsibilities
  • Develop and maintain a strong understanding of the firm's counterparties, products, transactions, and counterparty credit risk management framework.
  • Perform financial and qualitative analysis of counterparties, including broker-dealers, banks, asset managers, insurance companies, hedge funds, and other financial institutions.
  • Monitor counterparty creditworthiness through analysis of financial performance, ratings actions, market indicators, industry developments, and news events.
  • Monitor and analyze counterparty exposures, limits, concentrations, and utilization trends across counterparties and industry sectors.
  • Extract, transform, and analyze large datasets by querying Oracle and other enterprise databases using SQL, Excel, and other analytical tools to support counterparty monitoring, exposure analysis, portfolio surveillance, and management reporting.
  • Identify emerging risks and potential deterioration in counterparty credit profiles through ongoing surveillance and early warning monitoring.
  • Design, develop, and maintain automated analytical processes, Excel models, SQL queries, dashboards, and AI-enabled workflows that improve the efficiency, consistency, and scalability of counterparty credit risk analysis.
  • Identify and implement opportunities to streamline manual processes through automation, scripting, workflow redesign, and continuous process improvement.
  • Conduct research on financial institutions, capital markets developments, regulatory changes, and macroeconomic trends relevant to counterparty risk.
  • Prepare concise, insightful reporting and presentations for senior management, risk committees, and Board-level audiences.
  • Develop, maintain, and enhance dashboards, automated reporting processes, and data visualizations supporting counterparty credit risk oversight.
  • Support counterparty onboarding, annual reviews, risk assessments, and credit approval processes.
  • Partner with stakeholders across Risk, Treasury, Operations, Capital Markets, Legal, and Data & Technology teams to strengthen risk management capabilities.
  • Support risk framework enhancements, limit management initiatives, stress testing exercises, and strategic projects as assigned.

Knowledge, Skills, and Abilities
Knowledge of:
  • Fundamental concepts, practices, and procedures of counterparty credit risk management.
  • Financial statement analysis and credit assessment methodologies.
  • Financial institutions, capital markets, investment products, and market participants.
  • Exposure measurement concepts, including current exposure, potential future exposure, concentration risk, wrong way risk and limit management.

Skill in:
  • Strong analytical, critical-thinking, and problem-solving abilities.
  • Financial statement analysis and credit assessment.
  • Excellent written and verbal communication skills, including the ability to communicate complex topics clearly and concisely.
  • Advanced proficiency in Microsoft Excel, including complex formulas, PivotTables, Power Query, Power Pivot, dynamic arrays, VBA, spreadsheet automation, financial modeling, and integrating Excel with Oracle and other SQL databases for automated data retrieval and analysis.
  • Experience writing SQL queries to retrieve, transform, and analyze data from Oracle or other relational databases.
  • Data visualization, dashboard development, reporting automation, and analytical reporting techniques.
  • Experience using AI-enabled tools (e.g., Microsoft Copilot or ChatGPT) to improve analytical workflows, documentation, reporting, and productivity is preferred.

Ability to:
  • Analyze and interpret financials, markets, and exposure data.
  • Clean, transform, reconcile, validate, and interpret large financial datasets from multiple internal and external sources.
  • Identify emerging risks and effectively communicate risk implications to stakeholders.
  • Identify patterns, anomalies, and emerging trends through quantitative analysis and translate findings into actionable risk insights.
  • Monitor multiple counterparties and prioritize competing responsibilities.
  • Demonstrate intellectual curiosity, initiative, and a continuous learning mindset, with a passion for leveraging technology and data to improve risk analysis and decision-making.
  • Work collaboratively across business functions and build strong relationships with stakeholders.
  • Embrace innovation and emerging technologies to strengthen risk management practices.

Educational and Experience Requirements
  • Bachelor's degree in Finance, Economics, Accounting, Statistics, Data Analytics, Business, Mathematics, or a related discipline.
  • 2-3 years of experience in financial services, preferably in counterparty credit risk, credit risk, financial institutions analysis, capital markets, risk analytics, or portfolio management.
  • Experience analyzing financial institutions and market participants is preferred.
  • Experience developing analytical and reporting solutions using advanced Excel, SQL, Oracle databases, and similar analytical tools. Experience with automation and workflow improvement is strongly preferred.
  • An equivalent combination of education, training, and relevant experience may be considered.

Education
Bachelor's: Accounting, Bachelor's: Actuarial Science, Bachelor's: Applied Mathematics
Work Experience
General Experience - 7 to 12 months
Certifications
Other Certification Not Listed - Other
Travel
Less than 25%
Workstyle
Hybrid
The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.
At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold themselves and others accountable for delivering results that matter
• Contribute to the continuous evolution of the firm
At Raymond James - as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.
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