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Embedded Finance Jobs (NOW HIRING)

Product Manager Merchant Acquiring or Embedded Finance Domain Location: Toronto, ON Experience: 10+ years (Banking / Financial Services preferred) Department: Product Management Job Summary We are ...

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Embedded Finance information

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$37K

$129.1K

$399K

How much do embedded finance jobs pay per year?

As of May 31, 2026, the average yearly pay for embedded finance in the United States is $129,093.00, according to ZipRecruiter salary data. Most workers in this role earn between $86,000.00 and $133,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Embedded Finance professional, and why are they important?

To thrive in Embedded Finance, you need a strong background in finance, fintech, and software development, often supported by degrees in finance, computer science, or related fields. Familiarity with APIs, payment processing platforms, compliance systems, and certifications such as CFA or relevant fintech credentials is highly valuable. Strong analytical thinking, problem-solving abilities, and effective communication are essential soft skills for integrating financial solutions across industries. These competencies are crucial to ensure secure, innovative, and seamless financial services within non-financial platforms.

What are some common challenges professionals face when working in Embedded Finance roles?

Professionals in Embedded Finance often navigate challenges such as integrating financial services seamlessly into non-financial platforms, ensuring compliance with complex regulations, and maintaining robust data security. Collaboration across teams—like product, engineering, and compliance—is essential to deliver a smooth user experience while adhering to legal standards. Staying current with evolving fintech trends and regulatory changes is also key, as these can significantly impact product development and timelines.

What is embedded finance?

Embedded finance refers to the integration of financial services such as payments, lending, insurance, or investments into non-financial platforms or products. This means that companies outside of traditional banking can offer financial services directly to their customers through their own apps or websites. Examples include ride-sharing apps that offer in-app payments, e-commerce sites providing 'buy now, pay later' options, or retail brands offering branded credit cards. Embedded finance streamlines the customer experience by making financial transactions seamless and convenient within everyday digital interactions.

What is the difference between Embedded Finance vs Payment Specialist?

AspectEmbedded FinancePayment Specialist
CredentialsFinancial certifications, fintech knowledgeFinancial or technical certifications, payment systems expertise
Work EnvironmentFintech companies, banks, tech firms integrating financial servicesPayment processing companies, banks, e-commerce platforms
Industry UsageDeveloping embedded financial products within platformsManaging and optimizing payment systems and transactions

Embedded Finance involves integrating financial services directly into non-financial platforms, focusing on product development and user experience. Payment Specialists primarily manage and optimize payment processes and systems. While both roles require financial and technical knowledge, Embedded Finance professionals focus on creating seamless financial integrations, whereas Payment Specialists concentrate on transaction efficiency and security.

More about Embedded Finance jobs
What cities are hiring for Embedded Finance jobs? Cities with the most Embedded Finance job openings:
What states have the most Embedded Finance jobs? States with the most job openings for Embedded Finance jobs include:
Infographic showing various Embedded Finance job openings in the United States as of May 2026, with employment types broken down into 85% Full Time, 12% Part Time, and 3% Contract. Highlights an 77% Physical, 6% Hybrid, and 17% Remote job distribution, with an average salary of $129,093 per year, or $62.1 per hour.
Business Systems Analyst - Finance/Banking - Local to Pittsburgh, Phoenix, or Charlotte

Business Systems Analyst - Finance/Banking - Local to Pittsburgh, Phoenix, or Charlotte

CGI Inc.

Pittsburgh, PA • On-site

Full-time

Retirement, PTO

Posted 12 days ago


CGI rating

7.2

Company rating: 7.2 out of 10

Based on 18 frontline employees who took The Breakroom Quiz

111th of 203 rated it services


Job description

Business Systems Analyst - Finance/Banking - Local to Pittsburgh, Phoenix, or Charlotte
Category: Business Analysis (functional and technical)
Main location: United States, Pennsylvania, Pittsburgh
Alternate Location(s): United States, Arizona, Phoenix
United States, North Carolina, Charlotte
Position ID:J0526-1193
Employment Type: Full Time
Position Description:
We are looking for a Senior Business Systems Analyst with experience in embedded finance and Banking-as-a-Service platforms. The candidate will define platform requirements, support fintech partner integrations, and ensure embedded financial products meet regulatory and compliance standards across payments, accounts, lending, and BSA/AML controls.
Candidate must live in or be willing to relocate to Pittsburgh, PA, Phoenix, AZ, or Charlotte, NC in a Hybrid working model
Your future duties and responsibilities:
. Define functional requirements for embedded finance capabilities - embedded payments, accounts, lending, and compliance modules.
. Translate partner and enterprise client use cases into platform capability requirements and API product features.
. Conduct gap analysis on BaaS platform capabilities; propose solutions aligned with the product roadmap.
. Author and review API specifications (REST/JSON, OpenAPI/Swagger) for embedded financial services endpoints.
. Define data schemas, event models, and integration patterns for real-time payment, account, and compliance data flows.
. Define requirements for embedded BSA/AML capabilities - KYC/KYB onboarding workflows, transaction monitoring, and SAR/CTR data flows.
. Ensure embedded product designs incorporate CIP, beneficial ownership, and FinCEN compliance controls.
. Partner with Compliance and Legal to validate product flows meet BSA, AML, OFAC, and applicable licensing requirements.
. Serve as primary BA liaison for fintech and enterprise partners integrating the embedded financial platform.
. Lead requirements workshops, integration design sessions, and go-live readiness reviews.
. Write user stories, acceptance criteria, integration runbooks, and partner-facing functional documentation.
. Manage backlog in JIRA; coordinate UAT and defect resolution in an Agile/SAFe delivery model.
Required qualifications to be successful in this role:
. 7+ years in business systems analysis; 3+ years in embedded finance, BaaS, open banking, or fintech platform delivery.
. Strong understanding of embedded finance products - embedded payments (ACH, RTP, card), embedded accounts, embedded lending, and BaaS infrastructure.
. Hands-on experience writing and reviewing REST API specifications, JSON payloads, and OpenAPI/Swagger documentation.
. Working knowledge of BSA/AML compliance for fintech/BaaS platforms - KYC/KYB, CDD, transaction monitoring, OFAC screening.
. Experience delivering in Agile/SAFe environments; proficiency in JIRA, Confluence, or Azure DevOps.
. Ability to engage both technical (engineering) and non-technical (product, compliance, client) stakeholders.
Other Information:
CGI is required by law in some jurisdictions to include a reasonable estimate of the compensation range for this role. The determination of this range includes various factors not limited to skill set, level, experience, relevant training, and licensure and certifications. To support the ability to reward for merit-based performance, CGI typically does not hire individuals at or near the top of the range for their role. Compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range for this role in the U.S. is $79,600.00 - $156,700.00.
CGI's benefits are offered to eligible professionals on their first day of employment to include:
. Competitive compensation
. Comprehensive insurance options
. Matching contributions through the 401(k) plan and the share purchase plan
. Paid time off for vacation, holidays, and sick time
. Paid parental leave
. Learning opportunities and tuition assistance
. Wellness and Well-being programs
#LI-GA1
Skills:
  • Agile Business Analysis
  • Agile Requirements Engineering
  • English

What you can expect from us:
Together, as owners, let's turn meaningful insights into action.
Life at CGI is rooted in ownership, teamwork, respect and belonging. Here, you'll reach your full potential because...
You are invited to be an owner from day 1 as we work together to bring our Dream to life. That's why we call ourselves CGI Partners rather than employees. We benefit from our collective success and actively shape our company's strategy and direction.
Your work creates value. You'll develop innovative solutions and build relationships with teammates and clients while accessing global capabilities to scale your ideas, embrace new opportunities, and benefit from expansive industry and technology expertise.
You'll shape your career by joining a company built to grow and last. You'll be supported by leaders who care about your health and well-being and provide you with opportunities to deepen your skills and broaden your horizons.
Come join our team-one of the largest IT and business consulting services firms in the world.
Qualified applicants will receive consideration for employment without regard to their race, ethnicity, ancestry, color, sex, religion, creed, age, national origin, citizenship status, disability, pregnancy, medical condition, military and veteran status, marital status, sexual orientation or perceived sexual orientation, gender, gender identity, and gender expression, familial status or responsibilities, reproductive health decisions, political affiliation, genetic information, height, weight, or any other legally protected status or characteristics to the extent required by applicable federal, state, and/or local laws where we do business.
CGI provides reasonable accommodations to qualified individuals with disabilities. If you need an accommodation to apply for a job in the U.S., please email the CGI U.S. Employment Compliance mailbox at US_Employment_Compliance@cgi.com. You will need to reference the Position ID of the position in which you are interested. Your message will be routed to the appropriate recruiter who will assist you. Please note, this email address is only to be used for those individuals who need an accommodation to apply for a job. Emails for any other reason or those that do not include a Position ID will not be returned.
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All CGI offers of employment in the U.S. are contingent upon the ability to successfully complete a background investigation. Background investigation components can vary dependent upon specific assignment and/or level of US government security clearance held. Dependent upon role and/or federal government security clearance requirements, and in accordance with applicable laws, some background investigations may include a credit check. CGI will consider for employment qualified applicants with arrests and conviction records in accordance with all local regulations and ordinances.
CGI will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with CGI's legal duty to furnish information.

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