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Embedded Finance Jobs (NOW HIRING)

We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We're backed by Walmart, the world ...

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Embedded Finance information

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$37K

$129.1K

$399K

How much do embedded finance jobs pay per year?

As of Jul 21, 2026, the average yearly pay for embedded finance in the United States is $129,093.00, according to ZipRecruiter salary data. Most workers in this role earn between $86,000.00 and $133,000.00 per year, depending on experience, location, and employer.

What are some common challenges professionals face when working in Embedded Finance roles?

Professionals in Embedded Finance often navigate challenges such as integrating financial services seamlessly into non-financial platforms, ensuring compliance with complex regulations, and maintaining robust data security. Collaboration across teams—like product, engineering, and compliance—is essential to deliver a smooth user experience while adhering to legal standards. Staying current with evolving fintech trends and regulatory changes is also key, as these can significantly impact product development and timelines.

What is embedded finance?

Embedded finance refers to the integration of financial services such as payments, lending, insurance, or investments into non-financial platforms or products. This means that companies outside of traditional banking can offer financial services directly to their customers through their own apps or websites. Examples include ride-sharing apps that offer in-app payments, e-commerce sites providing 'buy now, pay later' options, or retail brands offering branded credit cards. Embedded finance streamlines the customer experience by making financial transactions seamless and convenient within everyday digital interactions.

What are the key skills and qualifications needed to thrive as an Embedded Finance professional, and why are they important?

To thrive in Embedded Finance, you need a strong background in finance, fintech, and software development, often supported by degrees in finance, computer science, or related fields. Familiarity with APIs, payment processing platforms, compliance systems, and certifications such as CFA or relevant fintech credentials is highly valuable. Strong analytical thinking, problem-solving abilities, and effective communication are essential soft skills for integrating financial solutions across industries. These competencies are crucial to ensure secure, innovative, and seamless financial services within non-financial platforms.

What is the difference between Embedded Finance vs Payment Specialist?

AspectEmbedded FinancePayment Specialist
CredentialsFinancial certifications, fintech knowledgeFinancial or technical certifications, payment systems expertise
Work EnvironmentFintech companies, banks, tech firms integrating financial servicesPayment processing companies, banks, e-commerce platforms
Industry UsageDeveloping embedded financial products within platformsManaging and optimizing payment systems and transactions

Embedded Finance involves integrating financial services directly into non-financial platforms, focusing on product development and user experience. Payment Specialists primarily manage and optimize payment processes and systems. While both roles require financial and technical knowledge, Embedded Finance professionals focus on creating seamless financial integrations, whereas Payment Specialists concentrate on transaction efficiency and security.

More about Embedded Finance jobs
What cities are hiring for Embedded Finance jobs? Cities with the most Embedded Finance job openings:
What states have the most Embedded Finance jobs? States with the most job openings for Embedded Finance jobs include:
Infographic showing various Embedded Finance job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 84% Physical, 5% Hybrid, and 11% Remote job distribution, with an average salary of $129,093 per year, or $62.1 per hour.

Product Director, Embedded Finance

Airwallex

San Francisco, CA • On-site

$240K - $340K/yr

Full-time

Re-posted 11 days ago


Job description

About Airwallex
Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 250,000 businesses worldwide - including Brex, Rippling, Navan, Qantas, SHEIN and many more - with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.
Proudly founded in Melbourne, we have a team of over 2,300 of the brightest and most innovative people in tech across 27 offices around the globe. Valued at US$11 billion and backed by world-leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you're ready to do the most ambitious work of your career, join us.
Attributes We Value
We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you're motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor.
You're humble and collaborative; turn zero‑to‑one ideas into real products, and you "get stuff done" end-to-end. You use AI to work smarter and solve problems faster. Here, you'll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let's build what's next.
About the team
The Product team at Airwallex shapes the company's offerings by working at the intersection of commercial strategy, engineering, design, and financial compliance. You'll join a dynamic, innovative group that defines, builds, and enhances global financial products for some of the fastest-growing businesses worldwide. We value creativity, hustle, and clear communication-our product members are empowered to collaborate across disciplines, iterate quickly, and solve tough challenges together. By joining us, you'll play a critical role in scaling Airwallex's Embedded Finance platform and have the opportunity to make a meaningful impact on our customers and the future of finance.
What you'll do
Embedded Finance represents one of the most important growth opportunities for Airwallex and for the broader financial industry.
You will lead a team of Product Managers responsible for building the capabilities that power embedded payments, financial accounts, cards, treasury services, and global money movement through Airwallex's platform. Working closely with Engineering, Design, Commercial, Partnerships, Compliance, and Executive Leadership, you will help shape the future of Airwallex's platform strategy and drive meaningful business impact across the company.
This role is ideal for a product leader who combines strategic thinking, strong execution, deep customer empathy, and exceptional product judgment. You are energized by complex platform challenges and passionate about creating elegant experiences that make sophisticated financial infrastructure feel intuitive and accessible for customers and partners.
Responsibilities:
  • Define and drive the long-term product vision, strategy, and roadmap for Airwallex's Embedded Finance portfolio.
  • Identify new opportunities to expand how customers and partners leverage Airwallex infrastructure, balancing long-term platform investments with immediate customer and business needs.
  • Lead, mentor, and develop a high-performing team of Product Managers, fostering a culture of ownership, excellence, customer obsession, and continuous learning.
  • Partner closely with Engineering and Design leaders to deliver scalable, reliable, and thoughtfully crafted products that delight customers while meeting the needs of a rapidly growing global business.
  • Champion a high bar for product quality, user experience, and execution excellence across the organization.
  • Drive alignment across cross-functional stakeholders, including Commercial, Partnerships, Operations, Compliance, Risk, Legal, and Executive Leadership teams.
  • Leverage customer insights, market dynamics, competitive intelligence, and data to inform strategic decisions and investment priorities.
  • Establish clear success metrics and accountability frameworks to measure customer impact, business outcomes, and product performance.
  • Influence company strategy through a deep understanding of customer needs, market opportunities, and the evolving embedded finance ecosystem.
  • Serve as a thought partner to senior leadership on platform strategy, ecosystem growth, and the future direction of Airwallex's financial infrastructure products.
Requirements
  • 10+ years' experience of product management experience, including significant experience leading product teams in high-growth technology or fintech environments.
  • Proven track record of defining and scaling successful platform, infrastructure, payments, fintech, or ecosystem products.
  • Strong strategic thinker with the ability to connect customer needs, technical capabilities, and business objectives into a clear product vision.
  • Deep customer empathy and strong product intuition, with a passion for creating simple, elegant experiences that solve meaningful customer problems.
  • Proven success in API/platform integration and technical go-to-market launches.
  • Strong analytical and commercial mindset with experience making data-informed decisions and prioritizing high-impact opportunities.
  • Comfortable working across multiple time zones and with exceptional written and verbal communication skills.
  • Strong record of academic achievement from a highly respected university.
Preferred Qualifications
  • Experience in Embedded Finance, Banking-as-a-Service, Payments, Treasury, Cards, Financial Infrastructure, Platform Products, APIs, or Developer Platforms.
  • Experience building products for businesses, software platforms, marketplaces, or ecosystem partners.
  • Experience operating in global markets and navigating regulatory, operational, and technical complexity at scale.

Applicant Safety Policy: Fraud and Third-Party Recruiters
To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page.
Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.
Equal opportunity
Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don't regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.