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Embedded Finance Jobs (NOW HIRING)

What you'll do As Product Lead, Embedded Finance, your mission is to lead Airwallex's embedded finance products globally, that empower platforms, SaaS companies, and marketplaces to offer world-class ...

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We are seeking a Compliance Manager, Embedded Finance to join our team. In this role, you'll sit within the Collectors Financial Services Team and build the core compliance infrastructure that ...

We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We're backed by Walmart, the world ...

... embedded finance at a global scale. Proudly founded in Melbourne, we have a team of over 2,200 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$8 ...

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Embedded Finance information

See salary details

$37K

$129.1K

$399K

How much do embedded finance jobs pay per year?

As of May 31, 2026, the average yearly pay for embedded finance in the United States is $129,093.00, according to ZipRecruiter salary data. Most workers in this role earn between $86,000.00 and $133,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Embedded Finance professional, and why are they important?

To thrive in Embedded Finance, you need a strong background in finance, fintech, and software development, often supported by degrees in finance, computer science, or related fields. Familiarity with APIs, payment processing platforms, compliance systems, and certifications such as CFA or relevant fintech credentials is highly valuable. Strong analytical thinking, problem-solving abilities, and effective communication are essential soft skills for integrating financial solutions across industries. These competencies are crucial to ensure secure, innovative, and seamless financial services within non-financial platforms.

What are some common challenges professionals face when working in Embedded Finance roles?

Professionals in Embedded Finance often navigate challenges such as integrating financial services seamlessly into non-financial platforms, ensuring compliance with complex regulations, and maintaining robust data security. Collaboration across teams—like product, engineering, and compliance—is essential to deliver a smooth user experience while adhering to legal standards. Staying current with evolving fintech trends and regulatory changes is also key, as these can significantly impact product development and timelines.

What is embedded finance?

Embedded finance refers to the integration of financial services such as payments, lending, insurance, or investments into non-financial platforms or products. This means that companies outside of traditional banking can offer financial services directly to their customers through their own apps or websites. Examples include ride-sharing apps that offer in-app payments, e-commerce sites providing 'buy now, pay later' options, or retail brands offering branded credit cards. Embedded finance streamlines the customer experience by making financial transactions seamless and convenient within everyday digital interactions.

What is the difference between Embedded Finance vs Payment Specialist?

AspectEmbedded FinancePayment Specialist
CredentialsFinancial certifications, fintech knowledgeFinancial or technical certifications, payment systems expertise
Work EnvironmentFintech companies, banks, tech firms integrating financial servicesPayment processing companies, banks, e-commerce platforms
Industry UsageDeveloping embedded financial products within platformsManaging and optimizing payment systems and transactions

Embedded Finance involves integrating financial services directly into non-financial platforms, focusing on product development and user experience. Payment Specialists primarily manage and optimize payment processes and systems. While both roles require financial and technical knowledge, Embedded Finance professionals focus on creating seamless financial integrations, whereas Payment Specialists concentrate on transaction efficiency and security.

More about Embedded Finance jobs
What cities are hiring for Embedded Finance jobs? Cities with the most Embedded Finance job openings:
What states have the most Embedded Finance jobs? States with the most job openings for Embedded Finance jobs include:
Infographic showing various Embedded Finance job openings in the United States as of May 2026, with employment types broken down into 85% Full Time, 12% Part Time, and 3% Contract. Highlights an 77% Physical, 6% Hybrid, and 17% Remote job distribution, with an average salary of $129,093 per year, or $62.1 per hour.

Product Lead, Embedded Finance

Airwallex

San Francisco, CA • On-site

$190K - $300K/yr

Full-time

Posted 2 days ago


Job description

About Airwallex
Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 200,000 businesses worldwide - including Brex, Rippling, Navan, Qantas, SHEIN and many more - with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.
Proudly founded in Melbourne, we have a team of over 2,200 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$8 billion and backed by world-leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you're ready to do the most ambitious work of your career, join us.
Attributes We Value
We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you're motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor.
You're humble and collaborative; turn zero‑to‑one ideas into real products, and you "get stuff done" end-to-end. You use AI to work smarter and solve problems faster. Here, you'll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let's build what's next.
This role is based in SF, Singapore, London or Sydney
About the team
The Product team at Airwallex shapes the company's offerings by working at the intersection of commercial strategy, engineering, design, and financial compliance. You'll join a dynamic, innovative group that defines, builds, and enhances global financial products for some of the fastest-growing businesses worldwide. We value creativity, hustle, and clear communication-our product members are empowered to collaborate across disciplines, iterate quickly, and solve tough challenges together. By joining us, you'll play a critical role in scaling Airwallex's Embedded Finance platform and have the opportunity to make a meaningful impact on our customers and the future of finance.
What you'll do
As Product Lead, Embedded Finance, your mission is to lead Airwallex's embedded finance products globally, that empower platforms, SaaS companies, and marketplaces to offer world-class financial services to their end users. You'll own product strategy, design solutions from the ground up, and guide high-velocity teams as you launch and scale global embedded finance experiences. While also mentoring, developing a team of smart product managers.
Responsibilities:
  • Define and own Airwallex's embedded finance product strategy, solution design, roadmap, and delivery plans.
  • Collaborate closely with engineering, design, and commercial teams to build, launch, and iterate on embedded finance products-including payments, card issuing, banking-as-a-service, and FX-ensuring robustness and scalability as usage grows.
  • Partner with world-class platforms and marketplaces to drive integration and adoption of our embedded finance offerings, handling complex technical, regulatory, and commercial requirements across multiple regions.
  • Deeply understand user needs, target markets, and the competitive landscape; leverage customer and partner feedback to inform strategy and prioritization.
  • Manage difficult tradeoffs between long-term product vision and near-term growth, adapting quickly within a highly data-driven, fast-paced environment.
  • Lead and mentor a high-performing team of Product Managers, developing ownership, curiosity, and excellence in execution.
  • Champion the developer experience for embedded finance integrations and ensure our API and component solutions remain industry-leading.
  • Monitor product performance, drive continuous operational improvement, and remain ahead of industry trends in finance, payments, and technology.
Who you are
  • 5+ years' experience in Product Management, encompassing go-to-market, product design, solution architecture, and product planning.
  • Experience taking products from ideation to delivery at global scale-preferably in fintech, SaaS, payments, or platform product environments.
  • Demonstrated ability to balance user requirements and commercial strategy to deliver meaningful product growth.
  • Proven success in API/platform integration and technical go-to-market launches.
  • Ability to thrive in data-driven, cross-functional teams that move quickly from ideas to reality.
  • Comfortable working across multiple time zones in this global role and with exceptional written and verbal communication skills.
  • Bachelor's degree in STEM, or a related field with impressive academics.

Applicant Safety Policy: Fraud and Third-Party Recruiters
To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page.
Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.
Equal opportunity
Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don't regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.