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Embedded Finance Jobs in Raleigh, NC (NOW HIRING)

Manager, Embedded Systems

Raleigh, NC · On-site

$144K - $198K/yr

Proficiency with embedded development * Recognized as a subject matter expert in software ... Financial and retirement benefits include the Employee Stock Purchase Plan (ESPP), with the ability ...

Financial Analyst

Durham, NC · On-site

$88K/yr

Collaborate with Finance, Sales, Revenue Operations, and other partners What You'll Need to be ... Avalara is an AI-first Company AI is embedded in our workflows, decision-making, and products.

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Embedded Finance information

See Raleigh, NC salary details

$36K

$125.5K

$387.9K

How much do embedded finance jobs pay per year?

As of Jun 16, 2026, the average yearly pay for embedded finance in Raleigh, NC is $125,489.00, according to ZipRecruiter salary data. Most workers in this role earn between $83,600.00 and $129,300.00 per year, depending on experience, location, and employer.

What are some common challenges professionals face when working in Embedded Finance roles?

Professionals in Embedded Finance often navigate challenges such as integrating financial services seamlessly into non-financial platforms, ensuring compliance with complex regulations, and maintaining robust data security. Collaboration across teams—like product, engineering, and compliance—is essential to deliver a smooth user experience while adhering to legal standards. Staying current with evolving fintech trends and regulatory changes is also key, as these can significantly impact product development and timelines.

What is embedded finance?

Embedded finance refers to the integration of financial services such as payments, lending, insurance, or investments into non-financial platforms or products. This means that companies outside of traditional banking can offer financial services directly to their customers through their own apps or websites. Examples include ride-sharing apps that offer in-app payments, e-commerce sites providing 'buy now, pay later' options, or retail brands offering branded credit cards. Embedded finance streamlines the customer experience by making financial transactions seamless and convenient within everyday digital interactions.

What are the key skills and qualifications needed to thrive as an Embedded Finance professional, and why are they important?

To thrive in Embedded Finance, you need a strong background in finance, fintech, and software development, often supported by degrees in finance, computer science, or related fields. Familiarity with APIs, payment processing platforms, compliance systems, and certifications such as CFA or relevant fintech credentials is highly valuable. Strong analytical thinking, problem-solving abilities, and effective communication are essential soft skills for integrating financial solutions across industries. These competencies are crucial to ensure secure, innovative, and seamless financial services within non-financial platforms.

What is the difference between Embedded Finance vs Payment Specialist?

AspectEmbedded FinancePayment Specialist
CredentialsFinancial certifications, fintech knowledgeFinancial or technical certifications, payment systems expertise
Work EnvironmentFintech companies, banks, tech firms integrating financial servicesPayment processing companies, banks, e-commerce platforms
Industry UsageDeveloping embedded financial products within platformsManaging and optimizing payment systems and transactions

Embedded Finance involves integrating financial services directly into non-financial platforms, focusing on product development and user experience. Payment Specialists primarily manage and optimize payment processes and systems. While both roles require financial and technical knowledge, Embedded Finance professionals focus on creating seamless financial integrations, whereas Payment Specialists concentrate on transaction efficiency and security.

What job categories do people searching Embedded Finance jobs in Raleigh, NC look for? The top searched job categories for Embedded Finance jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Embedded Finance jobs? Cities near Raleigh, NC with the most Embedded Finance job openings:

FinTech Innovation & Partnerships Manager

Align Technology, Inc.

Morrisville, NC

$77K - $77K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago


Job description

The Business Innovation & Strategic Partnerships Manager - Financial Services serves as an External Growth Engine, leading the identification, evaluation, and scaling of fintech partnerships to drive innovation, revenue growth, and differentiated financial solutions across the U.S. market. This role is accountable for expanding the organization's capabilities through external partners while ensuring solutions are scalable, compliant, and commercially viable.
Sitting at the intersection of fintech, commercial strategy, regulatory execution, and customer experience, this role focuses on enabling orthodontists, general dentists, and DSOs to improve affordability, increase treatment conversion, and support longterm growth through bestinclass financing and payment options.
The role owns the endtoend lifecycle of thirdparty financial services programs-from partner identification and commercial structuring to pilot execution, gotomarket launch, analytics, and ongoing performance management-acting as a catalyst for growth beyond internal build efforts.
External Growth & Fintech Partner Strategy
  • Identify, evaluate, and onboard fintech partners across payments, lending, BNPL, AIdriven credit decisioning, billing, and digital wallets.
  • Build and manage a prioritized partner pipeline aligned to strategic growth, customer needs, and product roadmap priorities.
  • Own partner due diligence, strategic fit assessment, and onboarding readiness in collaboration with Legal, Compliance, and Finance.
Commercial Models, Pilots & Strategic Alliances
  • Structure partnership commercial models, including revenue share, referral, embedded finance, and whitelabel arrangements.
  • Design, launch, and scale pilots and proofs of concept with clear performance metrics and decision gates.
  • Establish and manage strategic alliances to accelerate timetomarket and expand financial services capabilities.
Partner Performance & Innovation Pipeline Management
  • Serve as primary owner for assigned fintech partners, driving performance management, governance, roadmap alignment, and value realization.
  • Track partner and program performance using defined KPIs and advanced analytics; translate insights into iterative improvements and growth opportunities.
  • Continuously manage the external innovation pipeline, sourcing and testing new partnerled solutions.
Design & Scale Fintech Solutions
  • Identify, validate, and commercialize patient financing and payment solutions that enhance affordability, conversion, and practice economics.
  • Codevelop differentiated financial products with partners to meet the needs of individual practices and enterprise DSOs.
DSO & Enterprise Engagement
  • Partner closely with DSOs and large group practices to understand operational, financial, and compliance needs.
  • Tailor financing programs, workflows, and solution positioning to drive enterpriselevel adoption and scalability.
GotoMarket Execution
  • Collaborate with Sales, Marketing, and Business Development to develop value propositions, GTM strategies, campaigns, and field enablement tools.
  • Support sales teams with training, messaging, and objection handling related to financial solutions and partnerships.
Legal, Compliance & CrossFunctional Leadership
  • Coordinate closely with Legal and Compliance teams on contracts, regulatory readiness, thirdparty risk, and audit requirements.
  • Work crossfunctionally with Finance, Sales Operations, Analytics, and Operations to ensure compliant, scalable execution.
Executive Communication & Customer Engagement
  • Deliver clear, executiveready updates on partner performance, risks, pipeline, and strategic recommendations.
  • Spend approximately 15-30% of time in customerfacing environments to maintain strong market and practitioner insights.
Key Outputs & Deliverables
  • A highimpact fintech partner portfolio aligned to growth and innovation priorities.
  • Codeveloped financial products that accelerate affordability, conversion, and revenue growth.
  • Scalable partnership playbooks, including onboarding frameworks, commercial templates, governance models, and KPI dashboards.
  • Bachelor's degree or equivalent experience.
  • 6+ years of experience in fintech, financial services, business innovation, partnerships, or related commercial roles.
  • Strong understanding of payments, lending, patient financing, BNPL, or embedded financial solutions.
  • Demonstrated experience working with DSOs, enterprise customers, or multilocation practices.
  • Strong analytical, strategic thinking, and commercial structuring skills.
  • Excellent communication, executive presentation, and stakeholder management capabilities.
Preferred:
  • Experience in dentistry, healthcare, or other regulated industries.
  • MBA or advanced business degree.
  • Familiarity with analytics platforms, performance dashboards, and AIenabled decisioning tools.
  • Experience supporting gotomarket strategy, field enablement, or sales acceleration.
What You'll Bring:
  • A builder's mindset and passion for external growth through fintech partnerships.
  • Comfort operating in fastpaced, matrixed, and regulated environments.
  • A collaborative leadership style with a bias toward execution and measurable outcomes.
  • Ability to influence without authority and align diverse stakeholders around shared goals.
If provided, base salary or wage rate ranges are the range in which Align reasonably expects to set a candidate's pay for the posted position. Actual placement depends on the individual skills and experience level of a candidate plus the total compensation and equity across team members. For other locations outside of the primary location, the base salary range will be adjusted geographically. 
 
For Field Sales roles, the salary listed is the base pay only and does not include the applicable incentive compensation plan. A cost of living adjustment may be added to base pay for higher cost areas in the U.S. 
 
Our internship hourly rates are a standard pay determined based on the position and your location, year in school, degree, and experience.
General Description of All Benefits
We are pleased to provide a general description of the benefits Align offers to full-time employees in this position.  
 
Family Benefits.  Align offers employees and their eligible dependents medical (with a Health Savings Account option for some plan offerings),  dental, and vision in accordance with those plans.  Align also offers to employees:
  • Discounts on Invisalign and Vivera to employees and their eligible dependents after 90 days of employment
  • Back-up Child/Elder Care and access to a caregiving concierge
  • Family Forming Benefits - Available to Employees, and their spouse or domestic partner, covered under one of Align's health plans
  • Breast Milk Delivery and Lactation Support Services
  • Employee Assistance Program
  • Hinge Health Virtual Physical Therapy - Available to all employees and eligible dependents (age 18+) enrolled in an Align medical Plan
Employee benefits.  Align offers its employees:
  • Short-term and long-term disability insurance in accordance with those plans.
  • Basic Life Insurance and Accidental Death and Dismemberment.  Voluntary Supplemental Life Insurance for Employee, Spouse/Domestic Partner, and Child(ren) are available for purchase in accordance with those plans.
  • Flexible Spending Accounts - Employees may be eligible to participate in a health care account (including a limited health FSA if enrolled in a HDHP), dependent care account, and a pre-tax commuter benefit plan.
  • 401k plan (with a discretionary Company match of 50% up to 6% of eligible earnings up to a maximum match of 3%.). Employer match vests after two years - 25% year one and 100% at year two. Align offers traditional, Roth, and after-tax options.
  • Employee Stock Purchase Program (Employees must work 20 hours or more and be employed on purchase date to be eligible).
  • Paid vacation of up to 17 days during the first full year of employment (currently accrued at the rate of 5.24 hours each pay-period), which carries over to a maximum cap of 30 days.  Annual paid vacation time accrual increases based on tenure. Both exempt and non-exempt employees who work 32 hours or more per week receive prorated vacation accrual based on their regularly scheduled work hours and tenure.
  • Sick time is accrued throughout the year at the rate of one hour for every thirty worked. Employees can carry over unused sick leave each year, up to a maximum balance of 80 hours.
  • 11 Company-designated paid holidays throughout the year.
  • If employed for at least 12 consecutive months, Align will grant up to 6 weeks of paid Parental Leave. If employed for less than 12 consecutive months, Align will grant up to 4 weeks of paid Parental Leave.  All parental leave must be completed within one year of the birth or placement of the child.  Parental leave is in addition to any state and/or local parental leave benefits. Three days of paid bereavement leave. In some cases, due to travel the amount of paid leave may be extended to 5 paid days off. To the extent applicable state or local law offers more generous benefits, Align complies with any such law.
  • Non-exempt employees will receive full pay for up to 10 days of jury duty.  Exempt employees will receive their full salary during any week they serve and perform any work. Other insurance such as legal, critical illness, voluntary accident, long-term care, auto, home and pet insurance are available for purchase.  
To the extent applicable state or local law offers more generous benefits, Align complies with any such law.