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Embedded Finance Jobs (NOW HIRING)

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and ...

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Embedded Finance information

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$37K

$129.1K

$399K

How much do embedded finance jobs pay per year?

As of Sep 2, 2026, the average yearly pay for embedded finance in the United States is $129,093.00, according to ZipRecruiter salary data. Most workers in this role earn between $86,000.00 and $133,000.00 per year, depending on experience, location, and employer.

What is embedded finance?

Embedded finance refers to the integration of financial services such as payments, lending, insurance, or investments into non-financial platforms or products. This means that companies outside of traditional banking can offer financial services directly to their customers through their own apps or websites. Examples include ride-sharing apps that offer in-app payments, e-commerce sites providing 'buy now, pay later' options, or retail brands offering branded credit cards. Embedded finance streamlines the customer experience by making financial transactions seamless and convenient within everyday digital interactions.

What are the key skills and qualifications needed to thrive as an embedded finance professional?

To thrive in Embedded Finance, you need a strong background in finance, fintech, and software development, often supported by degrees in finance, computer science, or related fields. Familiarity with APIs, payment processing platforms, compliance systems, and certifications such as CFA or relevant fintech credentials is highly valuable. Strong analytical thinking, problem-solving abilities, and effective communication are essential soft skills for integrating financial solutions across industries. These competencies are crucial to ensure secure, innovative, and seamless financial services within non-financial platforms.

What are some common challenges professionals face when working in embedded finance roles?

Professionals in Embedded Finance often navigate challenges such as integrating financial services seamlessly into non-financial platforms, ensuring compliance with complex regulations, and maintaining robust data security. Collaboration across teams—like product, engineering, and compliance—is essential to deliver a smooth user experience while adhering to legal standards. Staying current with evolving fintech trends and regulatory changes is also key, as these can significantly impact product development and timelines.

What is the difference between Embedded Finance vs Payment Specialist?

AspectEmbedded FinancePayment Specialist
CredentialsFinancial certifications, fintech knowledgeFinancial or technical certifications, payment systems expertise
Work EnvironmentFintech companies, banks, tech firms integrating financial servicesPayment processing companies, banks, e-commerce platforms
Industry UsageDeveloping embedded financial products within platformsManaging and optimizing payment systems and transactions

Embedded Finance involves integrating financial services directly into non-financial platforms, focusing on product development and user experience. Payment Specialists primarily manage and optimize payment processes and systems. While both roles require financial and technical knowledge, Embedded Finance professionals focus on creating seamless financial integrations, whereas Payment Specialists concentrate on transaction efficiency and security.

More about Embedded Finance jobs

What cities are hiring for Embedded Finance jobs?

Cities with the most Embedded Finance job openings:

What states have the most Embedded Finance jobs?

States with the most job openings for Embedded Finance jobs include:

Infographic showing various Embedded Finance job openings in the United States as of August 2026, with employment types broken down into 50% Full Time, and 50% Part Time. Highlights an 50% In-person, and 50% Hybrid job distribution, with an average salary of $129,093 per year, or $62.1 per hour.

Business Development (Embedded Finance) Director

Brex

New York, NY • Hybrid

Full-time

Posted 11 days ago


Job description

Business Development ("BD") at Brex

The primary focus of the BD team is to drive growth of Brex's Embedded Finance platform. We are Brex's Zero to One team, responsible for originating, launching, and scaling partnerships that drive nonlinear corporate card spend. This can include new vertical and market exploration, embedded distribution models, and other strategic bets. We are responsible for strategy, sourcing, negotiation and cross-functional leadership throughout the partner lifecycle. 

Every member of our team directly impacts our bottom line as we work closely with infrastructure and application partners (Coupa, Navan, Zip, Tekion, etc.) to drive non-linear growth in revenue. In the past twelve months, our BD business has experienced immense growth, with 5x YoY increase in volume through our partners. This growth underscores the significant potential of embedded payments and highlights our technology's growing appeal, making platforms the fastest-growth pillar within Brex.

What You'll Do

As a BD Director you will help generate revenue for Brex by developing a pipeline of partners and then executing on a go-to-market strategy for several anchor partners to drive card volume. You will combine prior experience in product partnerships/channel sales with the unique technology, partnerships and market opportunity at Brex. Some of our engagement models include embedded card integrations, reseller motions, and co-sell relationships. You will be deeply integrated with Product/Engineering, Sales, Product Marketing, Legal and other teams. 

This is a full-stack, individual contributor BD role - you will lead the entire partnership lifecycle from sourcing and contracting through to product integration and activation of the first 50 customers. You'll collaborate cross-functionally to structure bespoke embedded payment solutions, develop joint go-to-market plans, and ensure Brex's platform is deeply embedded in our partners' workflows.

This role is ideal for an ex-founder or high-agency operator with both product and go-to-market instincts, who thrives in ambiguity and wants to build something zero to one.

Some of our engagement models include embedded card integrations, reseller motions, and co-sell relationships. You will be deeply integrated with Product, Engineering, Sales, Product Marketing, Legal and other teams.

Where You'll Work 

This role will be based in our New York City office. We are a hybrid environment that combines the energy and connections of being in the office with the benefits and flexibility of working from home. We currently require a minimum of three coordinated days in the office per week, Monday, Wednesday and Thursday. As a perk, we also have up to four weeks per year of fully remote work!

Responsibilities

  • Proactively identify and source net-new partners while expanding existing partner relationships through end-to-end execution (sourcing, business case creation, legal contracting, product integration, and early customer activation) 
  • Develop strategies for partner acquisition and expansion, identifying new verticals, market segments, and GTM pathways to support Brex's "bend the curve" growth goals
  • Collaborate with Product, Engineering, Legal, Finance, Sales, and Marketing teams to launch complex integrations and activate early usage
  • Navigate ambiguity, distill complexity into actionable decisions, and take initiative in new, undefined opportunity areas
  • Transition-activated partnerships to scaled go-to-market execution and performance tracking in collaboration with AE teams
  • Support Brex's growth into strategic customer segments through targeted partnerships instead of fixed vertical ownership
  • Operate like a founder with ownership across strategy, documentation, integration execution, and driving impact

Requirements

  • 8+ years of experience in strategic partnerships, product partnerships, or enterprise sales in B2B industry, preferably at a high-growth startup
  • Proven track record of revenue responsibility, exceeding quota targets and achieving strategic objectives
  • Proven ownership of the full engagement lifecycle from discovery, scoping, pricing, contracting, and delivery with accountability of results
  • High energy and creativity, with a passion for building relationships and thriving in hands-on, self-starter environments
  • Comfortable managing multiple work streams in a fast-paced, constantly evolving environment while maintaining clarity and focus
  • Business acumen spanning the range from strategic mindset (view of market dynamics, partner value propositions, strategic negotiations) to tactical initiatives to build the business
  • Self-starter with a drive to win by serving customers and growing revenue
  • Up to 25% travel required

Bonus Points

  • Ex-Founder experience or hybrid backgrounds combining strategy, product, and GTM
  • Fintech or embedded finance experience
  • Experience integrating financial products into SaaS or workflow platforms
  • Background in management consulting with operating experience in startups

Compensation

The expected OTE range for this role is $311,880 - $389,850. The starting wage will depend on a number of factors including the candidate's location, skills, experience, market demands, and internal pay parity. The OTE figure listed here includes base salary and commissions, which may or may not be earned depending on performance.  Depending on the position offered, equity and other forms of compensation may be provided as part of a total compensation package.