ZipRecruiter

Log In

1

Deposit Operations Jobs in Virginia (NOW HIRING)

Bank of the James

Deposit Operations Specialist

Forest, VA · On-site

$20 - $22/hr

SUMMARY This position is responsible for enhancing the Deposit Operations Department in performing ACH related functions including, but not limited to Death Notifications, Treasury Reclamations, ACH ...

JOHN MARSHALL BANCORP INC

Fraud Specialist I

Reston, VA · On-site

$24 - $30/hr

Daily responsibilities include reviewing items through the OASIS system and providing critical operational support within the Deposit Operations department. In this role you will: * Review checks and ...

John Marshall Bank

Fraud Specialist I

Reston, VA

$24 - $30/hr

Daily responsibilities include reviewing items through the OASIS system and providing critical operational support within the Deposit Operations department. In this role you will: * Review checks and ...

John Marshall Bank

Fraud Specialist I

Reston, VA · On-site

$24 - $30/hr

Daily responsibilities include reviewing items through the OASIS system and providing critical operational support within the Deposit Operations department. In this role you will: * Review checks and ...

Ruri Software Technologies LLC

Business Analyst

VA · On-site

Required Skills Banking Domain Expertise • Strong experience in: o Deposits o Loans o ACH Payments o Banking Operations o Financial Services Products and Processes Business Analysis • ...

PenFed Credit Union

VP, Deposit Products

Mclean, VA · On-site

Lead deposits improvement initiatives focused on delivering strategic, operational, technical, and/or product development changes such as new product launches, business process improvements ...

M&T Bank

Commercial Deposit Support Specialist

Mclean, VA · On-site

$30.16 - $50.26/hr

The Commercial Deposit Support Specialist (DSS/CDSS) serves as a central point of contact ... This role combines a client-focused mindset, and a commitment to operational accuracy, technical ...

M&T Bank

Commercial Deposit Support Specialist

Mclean, VA · On-site

$30.16 - $50.26/hr

The Commercial Deposit Support Specialist (DSS/CDSS) serves as a central point of contact ... This role combines a client-focused mindset, and a commitment to operational accuracy, technical ...

SPECTRA CREDIT UNION

Operations Specialist

Alexandria, VA · On-site

$23 - $25/hr

Position Overview The Operations Specialist will provide accurate, quality, and timely back-office ... Review remote deposits daily for proper negotiability and upload RDC files to the core system.

Oak View National Bank

Branch Manager

Flint Hill, VA · On-site

$58K/yr

Working knowledge of deposit operations, branch controls, cash handling, customer service standards, banking products and services, and applicable banking laws and regulations. * Demonstrated ability ...

Oak View National Bank

Branch Manager

Marshall, VA · On-site

$58K/yr

Working knowledge of deposit operations, branch controls, cash handling, customer service standards, banking products and services, and applicable banking laws and regulations. * Demonstrated ability ...

next page

Showing results 1-20

All JobsDeposit Operations JobsDeposit Operations Jobs in Virginia

Deposit Operations information

See Virginia salary details

$11

$26

$52

How much do deposit operations jobs pay per hour?

As of Aug 6, 2026, the average hourly pay for deposit operations in Virginia is $26.02, according to ZipRecruiter salary data. Most workers in this role earn between $17.64 and $30.05 per hour, depending on experience, location, and employer.

What are some common challenges faced in a deposit operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in deposit operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What is deposit operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

What are the most commonly searched types of Deposit Operations jobs in Virginia? The most popular types of Deposit Operations jobs in Virginia are:
What are popular job titles related to Deposit Operations jobs in Virginia? For Deposit Operations jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Deposit Operations jobs in Virginia look for? The top searched job categories for Deposit Operations jobs in Virginia are:
What cities in Virginia are hiring for Deposit Operations jobs? Cities in Virginia with the most Deposit Operations job openings:
Deposit Operations jobs near you
Infographic showing various Deposit Operations job openings in Virginia as of August 2026, with employment types broken down into 85% Full Time, 12% Part Time, 1% Temporary, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $54,120 per year, or $26 per hour.

Deposit Operations Specialist

Bank of the James

Forest, VA • On-site

Other

Posted 13 days ago

Job description

Description

SUMMARY

This position is responsible for enhancing the Deposit Operations Department in performing ACH related functions including, but not limited to Death Notifications, Treasury Reclamations, ACH Returns & Corrections and Return Ratio reporting for the Bank's Board of Directors. Employee is responsible for debit card related reporting and maintenance. This position is also responsible for assisting with Debit Card, Check, and ACH fraud claims. 


ESSENTIAL FUNCTIONS

  • Places Death Notifications on system
  • Notates and restricts affected accounts
  • Decisions and returns direct deposits as required
  • Reviews PIM Returns and Corrections and makes necessary entries
  • Adds and removes Originator contacts in Fed Payments Reporter for ACH Originator notifications
  • Completes monthly ACH Return Ratio reporting to be submitted to the Bank's Board of Directors for NACHA compliance
  • Handles Treasury Reclamations
  • Reviews PIM Invalid Account Number report for possible fraud
  • Reviews and sends pre-note returns and corrections via Fedline
  • Balances the daily incoming ACH settlement reports from FRB
  • Responsible for EIM processing review of decisioned items to assure timely returns
  • Non-post review for Carry-over items
  • Processes wire transfer requests
  • Is responsible for reporting quarterly to VISA the bank's volume of payments and card data
  • Serves as administrator of the bank's uChoose Rewards program 
  • Assists branches and customers with uChoose related requests
  • Reviews Enfact cases and attempts to resolve
  • Serves as primary contact for expediting debit card production as necessary 
  • Answers and responds to Deposit Operations requests for research via the bank's helpdesk ticket platform
  • Backup for daily debit card maintenance including processing files, lost/stolen requests, and other miscellaneous card maintenance
  • Reviews daily reports and performs appropriate investigations
  • Processes ACH transactions such as Same Day ACH transfers, External transfers, etc.
  • Serves as back up for Christmas Club payouts and monthly report review
  • Assists with yearly escheatment research
  • Serves as back up for debit card related functions including but not limited to:
  • Fraud/Disputes
  • Report review (daily settlements, compromised account lists, monthly re-issues
  • Returned debit cards
  • Travel exemptions
  • Research requests
  • Enfact exceptions
  • Temporary limit increases
  • Processes Check Fraud and ACH Fraud/Non-Fraud claims
  • Processes account verifications from Social Security and Medicaid
  • Serves as back up in balancing the bank's Application Balancing Report
  • Performs other duties as assigned


EEO:  M/F/Disability/Vet

Requirements

MINIMUM EDUCATION, EXPERIENCE, SKILLS AND ABILITIES 

High school diploma required; some college preferred

Ability to deal effectively and tactfully with internal and external customers

Ability to recognize irregular or suspicious transactions and take appropriate steps to prevent loss

Working knowledge of Microsoft Word, Excel, and PowerPoint

Broad knowledge of bank operations, policies, and procedures

Professional verbal and nonverbal communication skills

Professional appearance

High level of organizational skills and attention to detail

Ability to work overtime, as required

Ability to travel for training purposes

Apply