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Deposit Operations Processor Jobs in California (NOW HIRING)

BayFed

Deposit Operations Specialist I

Capitola, CA · On-site

$22 - $26.04/hr

Process a variety of deposit operations transactions, including share drafts, Bill Pay items, return deposits, Check 21 processing, ATM deposits, and remote deposit capture (RDC) adjustments.

Axos Bank

Deposit Operations Specialist

San Diego, CA

$18 - $27/hr

About This Job Within Deposit Operations, responsible for a variety of regular and recurring ... Completes daily tasks such as wire processing, stop payments, exception processing, mobile deposit ...

Axos Bank

Deposit Operations Specialist

San Diego, CA · On-site

$18 - $27/hr

About This Job Within Deposit Operations, responsible for a variety of regular and recurring ... Completes daily tasks such as wire processing, stop payments, exception processing, mobile deposit ...

US Bank

Lockbox - Operations Processor

La Mirada, CA · On-site

$20 - $22.60/hr

The Lockbox Operations Processor provides cross-functional production support across Operations ... Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the ...

BancForce

Banking Operations Processor

Los Angeles, CA · On-site

$20 - $22.50/hr

Currently, we have a Banking Operations Processor j ob opportunity with a Bank providing personal ... Monitoring and processing checks received through remote deposit, posting incoming wire transfers ...

Axos Bank

Sr. Deposit Operations Specialist

San Diego, CA · On-site

$18 - $27/hr

About This Job Within Deposit Operations, responsible for a variety of regular and recurring ... Verifies adherence to Bank policies, operating procedures and processes Qualifications: * 4+ years ...

U.S. Bank

Lockbox - Operations Processor

La Mirada, CA · On-site

$20 - $22.60/hr

The Lockbox Operations Processor provides cross-functional production support across Operations ... Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the ...

Cathay Bank

AVP, Sr Deposit Operations Officer

Rosemead, CA · On-site

$32.21 - $36.92/hr

Develops and documents new or changes in the branch process and procedures improving the efficiency ... Experience: * 3- 5 years of deposit operations experience, preferably in a back-office environment ...

East West Bank

Group Operations Manager

El Monte, CA · On-site

$100K - $200K/yr

The Group Operations Manager will be responsible for and assist in the management of various deposit operations teams including Central Processing, Branch Support, and Item Processing. This ...

East West Bank

Group Operations Manager

El Monte, CA · On-site

$100K/yr

The Group Operations Manager will be responsible for and assist in the management of various deposit operations teams including Central Processing, Branch Support, and Item Processing. This ...

Banc of California

Operations Specialist

Los Angeles, CA · On-site

$21.39 - $32.21/hr

Basic knowledge of banking operations & regulations, deposit accounts, and transaction processing. * Working knowledge of account maintenance procedures, stop payments, holds, account restrictions ...

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Deposit Operations Processor information

What is the difference between Deposit Operations Processor vs Deposit Clerk?

AspectDeposit Operations ProcessorDeposit Clerk
CredentialsHigh school diploma; some roles may require banking certificationsHigh school diploma or equivalent
Work EnvironmentBank back-office, processing transactions and dataBank branch, customer service area
Employer & Industry UsageFinancial institutions, banksBank branches, credit unions
Primary ResponsibilitiesProcessing deposits, verifying transactions, data entryAssisting customers, handling deposits and withdrawals

The Deposit Operations Processor primarily handles back-office transaction processing and data verification, while the Deposit Clerk interacts directly with customers at the branch, focusing on deposit and withdrawal services. Both roles are essential in banking operations but differ in responsibilities and work environment.

What is the highest paid position in a bank?

In banking, executive roles such as Chief Executive Officer (CEO), Chief Financial Officer (CFO), and Chief Risk Officer (CRO) are typically the highest paid positions, often earning multi-million dollar compensation packages including salary, bonuses, and stock options. These roles require extensive experience, leadership skills, and often advanced certifications or degrees. Salary levels vary by institution and location but generally surpass those of other banking roles like deposit operations processors or tellers.

What are some of the most common challenges faced by Deposit Operations Processors, and how can they be managed effectively?

Deposit Operations Processors often encounter challenges such as handling high transaction volumes, ensuring accuracy under tight deadlines, and staying updated with regulatory changes. Managing these challenges requires strong attention to detail, effective time management, and a solid understanding of banking compliance standards. Collaborating closely with team members and leveraging automated systems can also help maintain accuracy and efficiency. Continuous learning and proactive communication with other departments are key to addressing issues promptly and minimizing errors.

What are Deposit Operations Processors?

Deposit Operations Processors are banking professionals responsible for handling and processing various financial transactions related to customer deposit accounts, such as checking and savings accounts. They ensure the accuracy and timeliness of deposits, withdrawals, account transfers, and other related transactions. Their role often involves reconciling balances, resolving discrepancies, maintaining compliance with banking regulations, and providing support to both internal teams and customers. Attention to detail and strong organizational skills are essential in this position to prevent errors and maintain the integrity of financial records.

What are the key skills and qualifications needed to thrive as a Deposit Operations Processor, and why are they important?

To thrive as a Deposit Operations Processor, you need a strong attention to detail, understanding of banking procedures, and familiarity with compliance regulations, typically supported by a high school diploma or relevant experience. Proficiency with banking software, document imaging systems, and Microsoft Office applications is usually required. Strong organizational skills, teamwork, and effective communication help you excel in managing high volumes of transactions and resolving discrepancies. These skills are crucial for ensuring accurate processing, regulatory compliance, and maintaining the integrity of financial operations.

What is the job description of a deposit operations?

A deposit operations processor manages the processing and reconciliation of customer deposits, ensuring accurate and timely posting to accounts. They handle transaction verification, maintain records, and use banking software to support daily deposit activities, often working in a fast-paced financial environment. Attention to detail and knowledge of banking procedures are essential for this role.

How much does a deposit operations specialist make?

A deposit operations specialist typically earns an average salary of around $45,000 to $55,000 per year, depending on experience and the employer. Salaries can vary based on location, certifications, and the complexity of the role, with some positions offering additional benefits or bonuses.

What does an operations processor do?

A deposit operations processor handles the processing of banking transactions such as deposits, withdrawals, and account adjustments. They verify transaction accuracy, ensure compliance with banking regulations, and use banking software to update account information efficiently. Attention to detail and knowledge of banking procedures are essential for this role.
What are popular job titles related to Deposit Operations Processor jobs in California? For Deposit Operations Processor jobs in California, the most frequently searched job titles are:
What job categories do people searching Deposit Operations Processor jobs in California look for? The top searched job categories for Deposit Operations Processor jobs in California are:
What cities in California are hiring for Deposit Operations Processor jobs? Cities in California with the most Deposit Operations Processor job openings:
Deposit Operations Processor jobs near you
Infographic showing various Deposit Operations Processor job openings in California as of July 2026, with employment types broken down into 1% Locum Tenens, 1% As Needed, 63% Full Time, 18% Part Time, and 17% Contract. Highlights an 96% Physical, and 4% Remote job distribution.

Deposit Operations Specialist I

BayFed

Capitola, CA • On-site

$22 - $26.04/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 17 days ago

Job description

Description
About the Role:
The Deposit Operations Specialist I performs functions to support the servicing and maintenance of deposit accounts in compliance with regulations and professional standards. They perform data entry, share draft processing, resolve deposit product inquiries, and provide exceptional service to internal and external customers. They serve as a resource for front line staff in deposit account maintenance, account qualification and research, and other deposit related items.
Scheduled Weekly Hours:
40 hours per week; Monday - Friday; 8:00 - 5:00pm
What you'll be doing:
  • Serve as a resource for branch staff, the Contact Center, and other departments by providing guidance on deposit products, services, transactions, and procedures.
  • Process a variety of deposit operations transactions, including share drafts, Bill Pay items, return deposits, Check 21 processing, ATM deposits, and remote deposit capture (RDC) adjustments.
  • Perform account maintenance activities such as account openings and closures, ownership changes, beneficiary updates, certificate renewals, and account corrections.
  • Manage member disputes from intake through resolution, ensuring compliance with Regulation E requirements and established procedures.
  • Respond to Verification of Deposit and Verification of Asset requests within established service standards.
  • Monitor and reconcile assigned general ledger accounts and assist with account balancing and research.
  • Conduct account research and process maintenance requests, including mail deposits, statement inquiries, account restrictions, and other deposit-related issues.
  • Identify opportunities to improve operational processes and provide recommendations to enhance efficiency, accuracy, and service.
  • Maintain compliance with Credit Union policies and applicable regulations, including Reg E, Reg CC, BSA, OFAC, FACT Act, and Check 21 requirements.

You're Perfect For This Role If You Have:
  • High school diploma or equivalent.
  • At least one year of banking or credit union experience.
  • Strong knowledge of deposit accounts, account maintenance, and operational processes.
  • Proficiency in Microsoft Office applications, including Excel, Word, Outlook, and PowerPoint.
  • Strong attention to detail with the ability to accurately process transactions and account changes.
  • Excellent verbal and written communication skills.
  • Ability to research, analyze, and resolve member and operational issues independently.
  • Experience reconciling accounts or performing bookkeeping/accounting-related tasks is a plus.
  • Ability to manage multiple priorities while working both independently and collaboratively within a team environment.

Who We Are:
Bay Federal Credit Union was started in 1957 when local school teachers pooled their money together to start a credit union. This original vision and investment has grown into the area's largest locally-owned financial institution, with nearly $1.6 billion in assets. Today, Bay Federal provides full service financial products and solutions to individuals and businesses in Santa Cruz, Monterey, and San Benito counties.
As a local, member-owned, not-for-profit financial cooperative, we are passionate about contributing to the community and being an integral part of its incredible story. Each year, our employees volunteer their time and donate their money to local non-profits, schools, and events. Our managers serve on local non-profit Boards of Director to be involved, understand challenges, and to make a real difference in the communities we serve.
From our founding as a teacher's credit union, Bay Federal has continued our commitment to education. We offer annual student scholarships for members and offer a comprehensive array of solutions to support our member's financial wellness. Through online financial education course offerings, solutions for teachers and students, as well as special programs for youth, our financial wellness programs are free and available to the public. This is a small part of our work in creating thriving and vibrant communities!
We look forward to continuing our story, and hope that you will be a part of it!
Why You'll Love Working at Bay Federal Credit Union
At Bay Federal, we believe that when our employees thrive, our members and community do too. We're proud to offer a comprehensive benefits package and meaningful perks designed to support your well-being, growth, and success, both at work and beyond.
Comprehensive Benefits
  • 401(k) Matching: We'll match your contributions dollar-for-dollar up to 5% of your pay.
  • Annual Bonus Eligibility: Share in our success through our annual bonus plan.
  • Health Coverage That Cares: Choose from quality Medical, Dental, Vision, Life Insurance, and Long-Term Disability options.
  • Employee Assistance Program: Receive up to six face-to-face sessions per person, per reason, for you and your household.
  • Wellness Program: Holistic support for your physical, financial, and emotional health.
  • Rocket Lawyer Legal Services: Company-sponsored program that provides legal documents, advice, and attorney assistance for a wide range of needs.
  • Additional Options: Customize your coverage with Pet Insurance and Aflac supplemental plans.

Perks That Set Us Apart
  • Recognized as the #1 Credit Union to Work For by Credit Union Journal.
  • Named a Best Place to Work in the Bay Area by SF Business Times and Silicon Valley Journal.
  • 11 paid Federal Holidays each year, so you can recharge and celebrate.
  • Career Growth & Development:
    • Access to industry-standard webinars and LinkedIn Learning courses.
    • Leadership partnership with Cabrillo College - a 12-week program designed for emerging supervisors and managers.
    • $1,500 Mac McCormac Employee Scholarship to support your education goals.
  • Hybrid Work Environment: Enjoy flexibility with remote work opportunities and connect in person during our biannual All-Staff Meetings.

Bay Federal Credit Union is proud to offer a competitive, robust compensation and benefits package. Bay Federal considers many factors in determining base pay such as experience, education/training, internal peer equity, job location, and other business considerations when extending an offer. For Santa Cruz, CA only, the pay scale Bay Federal reasonably expects to pay for this position is $22 - $26.04 per hour. Salaries are based on the geographic location in which you live if working remotely.
Bay Federal provides health care benefits, life and disability insurance, paid holidays and 401k with a company match to eligible employees; along with employee paid voluntary benefits. Paid time off is accrued per paycheck for eligible employees at a rate based on your tenure. Leaves of absences are available in adherence with state and federal regulations.
Bay Federal is committed to providing equal employment opportunity for all persons regardless of age, disability, national origin, race, color, religion, sex, sexual orientation, gender, gender identity or expression, pregnancy, veteran or military status, marital and civil partnership/union status, alienage or citizenship status, creed, genetic information or any other status protected by applicable federal, state, or local law. Bay Federal is at at-will employer.
For CCPA's requirements regarding security practices and procedures, please see our privacy page here (https://www.bayfed.com/privacy). Bay Federal Credit Union takes our obligation to keep our member's data safe and secure and adhere to industry standard best practices.

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