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Debt Recovery Jobs (NOW HIRING)

Debt Recovery Representatives

Tampa, FL ยท On-site +1

$15 - $19.50/hr

We're looking for a Debt Recovery Representative who is driven, empathetic, and skilled in negotiation to join our team. In this role, you'll be responsible for contacting customers with outstanding ...

As a Debt Recovery Manager, you will develop and implement effective collection strategies, monitor key performance indicators, and identify opportunities to improve productivity, efficiency, and ...

As a Debt Recovery Manager, you will develop and implement effective collection strategies, monitor key performance indicators, and identify opportunities to improve productivity, efficiency, and ...

Debt Recovery Representatives

Tampa, FL ยท On-site

$14 - $15.20/hr

We're looking for a Debt Recovery Representative who is driven, empathetic, and skilled in negotiation to join our team. In this role, you'll be responsible for contacting customers with outstanding ...

As a Debt Recovery Manager, you will develop and implement effective collection strategies, monitor key performance indicators, and identify opportunities to improve productivity, efficiency, and ...

As a Debt Recovery Manager, you will develop and implement effective collection strategies, monitor key performance indicators, and identify opportunities to improve productivity, efficiency, and ...

As a Debt Recovery Supervisor, you will be responsible for monitoring team performance, analyzing key metrics, and implementing strategies to improve productivity, collection rates, and overall ...

As a Debt Recovery Supervisor, you will be responsible for monitoring team performance, analyzing key metrics, and implementing strategies to improve productivity, collection rates, and overall ...

As a Debt Recovery Supervisor, you will be responsible for monitoring team performance, analyzing key metrics, and implementing strategies to improve productivity, collection rates, and overall ...

As a Debt Recovery Supervisor, you will be responsible for monitoring team performance, analyzing key metrics, and implementing strategies to improve productivity, collection rates, and overall ...

We are seeking an experienced and strategic Debt Recovery Director to lead and oversee our collections operations. In this pivotal leadership role, you will be responsible for developing and ...

We are seeking an experienced and strategic Debt Recovery Director to lead and oversee our collections operations. In this pivotal leadership role, you will be responsible for developing and ...

We are seeking an experienced and strategic Debt Recovery Director to lead and oversee our collections operations. In this pivotal leadership role, you will be responsible for developing and ...

We are seeking an experienced and strategic Debt Recovery Director to lead and oversee our collections operations. In this pivotal leadership role, you will be responsible for developing and ...

Debt Recovery Agent

Pembroke, GA

$13.75 - $18/hr

We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you'll be responsible for contacting customers with overdue accounts, negotiating payment arrangements ...

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Debt Recovery information

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$39.5K

$57.5K

$69.5K

How much do debt recovery jobs pay per year?

As of Jul 16, 2026, the average yearly pay for debt recovery in the United States is $57,499.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $65,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced in a debt recovery role and how can they be managed?

Professionals in debt recovery often encounter challenges such as handling difficult conversations with clients, meeting collection targets, and navigating complex regulatory requirements. To manage these, it's important to develop strong communication and negotiation skills, stay informed about relevant laws, and maintain detailed records of all interactions. Many teams offer regular training and support, and collaboration with legal or compliance departments can help ensure best practices are followed while maintaining positive client relationships.

What is debt recovery?

Debt recovery is the process of pursuing payments from individuals or businesses who have failed to pay their outstanding bills or debts. This typically involves contacting the debtor, negotiating repayment terms, and, if necessary, taking legal action to recover the owed funds. Debt recovery can be performed by the original creditor or by a specialized debt collection agency. The goal is to recover as much of the outstanding debt as possible while complying with relevant laws and regulations.

What is the difference between Debt Recovery vs Debt Collection?

AspectDebt RecoveryDebt Collection
CredentialsTypically no specific certifications, but knowledge of finance and law helpsOften requires knowledge of collections laws and sometimes certifications
Work EnvironmentOffice-based, sometimes fieldwork for asset recoveryPrimarily office-based, with phone and email communication
Employer & IndustryFinancial institutions, law firms, specialized recovery agenciesBanks, credit card companies, collection agencies

Debt Recovery involves legally pursuing unpaid debts, often through legal channels or asset recovery, while Debt Collection focuses on contacting debtors to secure payments through calls and negotiations. Both roles require understanding of financial laws, but Debt Recovery typically involves more legal procedures. The choice depends on whether the focus is on legal enforcement or direct debtor contact.

What are the key skills and qualifications needed to thrive as a Debt Recovery Specialist, and why are they important?

To thrive as a Debt Recovery Specialist, you need a solid understanding of financial regulations, negotiation techniques, and debt collection laws, usually supported by a background in finance, business, or related certifications. Familiarity with debt management systems, CRM software, and legal compliance platforms is typically required. Strong communication, resilience, and problem-solving skills help you effectively interact with clients and overcome objections. These abilities are crucial for maximizing debt recovery rates while maintaining ethical standards and positive customer relations.
More about Debt Recovery jobs
What cities are hiring for Debt Recovery jobs? Cities with the most Debt Recovery job openings:
What states have the most Debt Recovery jobs? States with the most job openings for Debt Recovery jobs include:
What job categories do people searching Debt Recovery jobs look for? The top searched job categories for Debt Recovery jobs are:
Infographic showing various Debt Recovery job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 75% In-person, and 25% Remote job distribution, with an average salary of $57,499 per year, or $27.6 per hour.

Debt Recovery Manager

Railroad Retirement Board

Washington, DC โ€ข On-site, Remote

$107K - $139K/yr

Full-time

This job post hasย expired today.ย Applications are no longer accepted.


Job description

Summary
This position is located in the Railroad Retirement Board's Bureau of Fiscal Operations. The incumbent will be responsible for coordinating all debt recovery activities within the RRB and with other government agencies and external organizations.
This job announcement may be used to fill one or more vacancies.
This is a non-bargaining unit position.
Learn more about this agency
Duties
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As a Debt Recovery Manager, you will:
  • Oversee and direct the activities of the section through the preparation of operations plans, establishment of priorities, staff allocation, and assignment creation.
  • Supervise a staff of debt recovery supervisors, specialists, and others involved in various aspects of the debt recovery program.
  • Oversee RRB efforts to recover funds through debt collection agencies.
  • Administer the RRB's Treasury Cross Servicing and Offset Programs, which recovers overpayments after routine recovery procedures have failed.
  • Develop and oversee efforts to recover delinquent debts by Federal salary offset and offset to other Federal payments.
  • Prepare various financial and management reports on debt recovery activities and accounts receivable balances for officials of the RRB and other agencies.

Requirements
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Conditions of employment
  • Must be a U.S. Citizen
  • Males born after 12/31/59 must be registered for Selective Service
  • Suitable for Federal employment, determined by a background investigation
  • May be required to successfully complete a probationary period
  • Complete the initial online assessment and USAHire Assessment, if required

Qualifications
Minimum Qualifications for GS-14 level:
One year of specialized experience equivalent to the GS-13 grade level in the Federal service.
Specialized experience: is experience that demonstrates management/leadership experience, such as preparing operation plans, setting priorities, overseeing assignments, allocating staff, and utilizing leaders and supervisors to direct work; experience with agency's efforts to recover funds through debt collection agencies and with development of policies and procedures for debt recovery activities; experience preparing a variety of financial and management reports for agency officials, the Treasury, and the Office of Management and Budget.
Only experience obtained by the closing date of this announcement will be considered.
Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional, philanthropic, religious, spiritual, community, student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.
Education
There is no education substitution for this position.
Additional information
Reasonable Accommodation (RA) Requests: If you believe you have a disability (i.e., physical or mental), covered by the Rehabilitation Act of 1973 as amended that would interfere with completing the USA Hire Competency Based Assessments, you will be granted the opportunity to request a RA in your online application. Requests for RA for the USA Hire Competency Based Assessments and appropriate supporting documentation for RA must be received prior to starting the USA Hire Competency Based Assessments. Decisions on requests for RA are made on a case-by-case basis. If you meet the minimum qualifications of the position, after notification of the adjudication of your request, you will receive an email invitation to complete the USA Hire Competency Based Assessments, based on your adjudication decision. You must complete all assessments within 48 hours of receiving the URL to access the USA Hire Competency Based Assessments if you received the link after the close of the announcement. To determine if you need a RA, please review the Procedures for Requesting a Reasonable Accommodation for Online Assessments here.
INTERAGENCY CAREER TRANSITION ASSISTANCE PLAN (ICTAP):
  • ICTAP provides eligible displaced Federal competitive service employees with selection priority for competitive service vacancies. You must be determined to be well-qualified for the vacancy to be eligible for special selection priority. After submission of an acceptable application which meets ICTAP eligibility, you will be determined to be well-qualified for a vacancy if your rating places you in the 85th percentile or higher in total possible points.
  • ICTAP eligibles must submit proof of eligibility for special selection priority. Please see the Required Documents section below for more information. Click here for more information on ICTAP.

If you are a male applicant who was born after 12/31/59 you are required to register under the Military Selective Service Act; the Defense Authorization Act of 1986 requires that you be registered, or you are not eligible for appointment in this agency.
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Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution.
Benefits
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A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.
Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.