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Debt Recovery Jobs in Minnesota (NOW HIRING)

Collateral Research Agent

Hastings, MN ยท On-site

$20 - $23/hr

... debtor hiding a high-value asset.....and then find it. Use social media, mapping tools, and public records to uncover what others miss. Matrix Recovery Service is looking for a Collateral Research ...

... recovery hospital committed to providing world-class inpatient post-ICU services to chronic ... Student debt benefit program. * Your Health Matters: Comprehensive medical/RX, health, vision, and ...

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Debt Recovery information

What are some common challenges faced in a debt recovery role and how can they be managed?

Professionals in debt recovery often encounter challenges such as handling difficult conversations with clients, meeting collection targets, and navigating complex regulatory requirements. To manage these, it's important to develop strong communication and negotiation skills, stay informed about relevant laws, and maintain detailed records of all interactions. Many teams offer regular training and support, and collaboration with legal or compliance departments can help ensure best practices are followed while maintaining positive client relationships.

What is debt recovery?

Debt recovery is the process of pursuing payments from individuals or businesses who have failed to pay their outstanding bills or debts. This typically involves contacting the debtor, negotiating repayment terms, and, if necessary, taking legal action to recover the owed funds. Debt recovery can be performed by the original creditor or by a specialized debt collection agency. The goal is to recover as much of the outstanding debt as possible while complying with relevant laws and regulations.

What is the difference between Debt Recovery vs Debt Collection?

AspectDebt RecoveryDebt Collection
CredentialsTypically no specific certifications, but knowledge of finance and law helpsOften requires knowledge of collections laws and sometimes certifications
Work EnvironmentOffice-based, sometimes fieldwork for asset recoveryPrimarily office-based, with phone and email communication
Employer & IndustryFinancial institutions, law firms, specialized recovery agenciesBanks, credit card companies, collection agencies

Debt Recovery involves legally pursuing unpaid debts, often through legal channels or asset recovery, while Debt Collection focuses on contacting debtors to secure payments through calls and negotiations. Both roles require understanding of financial laws, but Debt Recovery typically involves more legal procedures. The choice depends on whether the focus is on legal enforcement or direct debtor contact.

What are the key skills and qualifications needed to thrive as a debt recovery specialist, and why are they important?

To thrive as a Debt Recovery Specialist, you need a solid understanding of financial regulations, negotiation techniques, and debt collection laws, usually supported by a background in finance, business, or related certifications. Familiarity with debt management systems, CRM software, and legal compliance platforms is typically required. Strong communication, resilience, and problem-solving skills help you effectively interact with clients and overcome objections. These abilities are crucial for maximizing debt recovery rates while maintaining ethical standards and positive customer relations.
What are popular job titles related to Debt Recovery jobs in Minnesota? For Debt Recovery jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Debt Recovery jobs in Minnesota look for? The top searched job categories for Debt Recovery jobs in Minnesota are:
Infographic showing various Debt Recovery job openings in Minnesota as of August 2026, with employment types broken down into 86% Full Time, and 14% Contract. Highlights an 100% In-person job distribution.

Premium Field Insurance Auditor

ARMStrong Insurance Services

Saint Paul, MN โ€ข On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 13 days ago


Job description

ARMStrong Insurance Services is the leading and most trusted name in the world of debt recovery and financial solutions. With a track record of excellence and reliability, we have proudly served businesses across various industries for decades, ensuring efficient B2B collections and tailored debt recovery solutions. As the parent company, ARMStrong is proud to own and operate Brown & Joseph, Paragon, SubroIQ, and NEIS, each a powerhouse in their own right, providing specialized expertise in debt management and financial services.
NEIS, LLC a leader in the insurance audit and loss control prevention industry since 1945 is seeking a Premium Auditor to grow our team. Premium Auditors examine the financial records of businesses insured by commercial property and casualty insurers. As a premium auditor, your primary responsibilities will be looking for evidence of fraud and checking that insured businesses adhere to regulations. You will work from home but are required to travel to each policyholder's location within a limited territory.
Job Responsibilities: 

  • Conduct premium audits for Workers’ Comp, General Liability, Garage, and Auto policies
  • Review financial records and apply audit standards
  • Schedule and perform on-site audits within assigned territory
  • Communicate with policyholders to gather required documentation
  • Identify discrepancies and ensure compliance
  • Prepare and submit audit reports
Job Requirements:
  • Associate’s degree or equivalent experience preferred
  • 2+ years of premium audit experience (preferred)
  • Strong analytical and communication skills
  • Proficiency in Microsoft Excel and Word (Visual Audit and Nexus Audit a plus)
  • Valid driver’s license and reliable transportation
  • Personal auto insurance meeting minimum requirements: $100,000 bodily injury per person; $300,000 per accident (or $300,000 combined single limit)

Compensation and Benefits:
  • Benefit package with health, dental, vision, 401k and more
  • Exceptional training program
  • Flexible schedule
  • Continuing education reimbursements for premium auditing certifications with bonuses after completion
  • Generous paid time off policy and 7 paid holidays 
  • Mileage Reimbursements
  • Compensation consists of base wage and production bonus paid weekly
    • Billable hour rates vary based on experience and knowledge – range is $44 -$50 per billable hour
    • Earning potential is only limited by your drive and resilience - potential of $75k+

We look forward to you joining our team!
#PremiumAuditor #InsuranceAuditor #InsuranceJobs #WorkersComp #WorkersCompensation #CommercialInsurance #InsuranceIndustry #RiskManagement #RiskAssessment #PremiumAudit #InsuranceCareers #InsuranceProfessionals #Underwriting #PolicyCompliance #AuditProfessionals #Eagan #Woodbury #Maplewood #Richfield #Bloomington 

ARMStrong Insurance Services is an Equal Opportunity Employer. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical​​​ condition, pregnancy, genetic information, gender, sexual orientation, gender identity or ​expression, veteran status, or any other status protected under federal, state, or local law.

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