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Debt Recovery Jobs (NOW HIRING)

MCI Careers

Debt Recovery Agent

Midway, GA · On-site

$13.75 - $18/hr

We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you'll be responsible for contacting customers with overdue accounts, negotiating payment arrangements ...

RSI ENTERPRISES INC

Bad Debt Collector

Glendale, AZ · Remote

$17/hr

As a Recovery Specialist, you're involved with dialing out and taking calls, all in the mission to ... You'll flex your skills in skip tracing to track down those debtors and make sure you're on top of ...

RSI

Bad Debt Collector

Glendale, AZ · On-site

$17/hr

As a Recovery Specialist, you're involved with dialing out and taking calls, all in the mission to ... You'll flex your skills in skip tracing to track down those debtors and make sure you're on top of ...

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$39.5K

$57.5K

$69.5K

How much do debt recovery jobs pay per year?

As of Jun 5, 2026, the average yearly pay for debt recovery in the United States is $57,499.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $65,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Debt Recovery Specialist, and why are they important?

To thrive as a Debt Recovery Specialist, you need a solid understanding of financial regulations, negotiation techniques, and debt collection laws, usually supported by a background in finance, business, or related certifications. Familiarity with debt management systems, CRM software, and legal compliance platforms is typically required. Strong communication, resilience, and problem-solving skills help you effectively interact with clients and overcome objections. These abilities are crucial for maximizing debt recovery rates while maintaining ethical standards and positive customer relations.

What are some common challenges faced in a debt recovery role and how can they be managed?

Professionals in debt recovery often encounter challenges such as handling difficult conversations with clients, meeting collection targets, and navigating complex regulatory requirements. To manage these, it's important to develop strong communication and negotiation skills, stay informed about relevant laws, and maintain detailed records of all interactions. Many teams offer regular training and support, and collaboration with legal or compliance departments can help ensure best practices are followed while maintaining positive client relationships.

What is debt recovery?

Debt recovery is the process of pursuing payments from individuals or businesses who have failed to pay their outstanding bills or debts. This typically involves contacting the debtor, negotiating repayment terms, and, if necessary, taking legal action to recover the owed funds. Debt recovery can be performed by the original creditor or by a specialized debt collection agency. The goal is to recover as much of the outstanding debt as possible while complying with relevant laws and regulations.

What is the difference between Debt Recovery vs Debt Collection?

AspectDebt RecoveryDebt Collection
CredentialsTypically no specific certifications, but knowledge of finance and law helpsOften requires knowledge of collections laws and sometimes certifications
Work EnvironmentOffice-based, sometimes fieldwork for asset recoveryPrimarily office-based, with phone and email communication
Employer & IndustryFinancial institutions, law firms, specialized recovery agenciesBanks, credit card companies, collection agencies

Debt Recovery involves legally pursuing unpaid debts, often through legal channels or asset recovery, while Debt Collection focuses on contacting debtors to secure payments through calls and negotiations. Both roles require understanding of financial laws, but Debt Recovery typically involves more legal procedures. The choice depends on whether the focus is on legal enforcement or direct debtor contact.

More about Debt Recovery jobs
What cities are hiring for Debt Recovery jobs? Cities with the most Debt Recovery job openings:
What states have the most Debt Recovery jobs? States with the most job openings for Debt Recovery jobs include:
What job categories do people searching Debt Recovery jobs look for? The top searched job categories for Debt Recovery jobs are:
Debt Recovery jobs near you
Infographic showing various Debt Recovery job openings in the United States as of May 2026, with employment types broken down into 67% Full Time, and 33% Contract. Highlights an 83% In-person, and 17% Remote job distribution, with an average salary of $57,499 per year, or $27.6 per hour.

Attorney - Debt Recovery Litigation

Scott & Associates, PC

Plano, TX • On-site

$70K - $100K/yr

Full-time

Posted 19 days ago

Job description

Scott & Associates, P.C. is a well-established, multi-state legal recoveries law firm seeking a motivated Attorney to join our DFW-based team.


Since our founding in 2000, we’ve grown into a leading force in debt recovery litigation, providing trusted and comprehensive legal solutions for major banks and creditors nationwide.


Our teams are driven, collaborative, and committed to delivering results — and we’re looking for an attorney who shares that mindset.


Why Join Us?

  • No billable hours. Focus on outcomes, not time sheets.
  • Salary + Commission Opportunity. Earn additional compensation for attorney-negotiated settlements.
  • Supportive Environment. Training available for attorneys new to collections or debt recovery litigation.
  • Professional Autonomy. Manage your caseload and courtroom appearances independently, with the backing of a knowledgeable support team.


What You’ll Do

  • Negotiate and resolve pending litigation.
  • Prepare, review, and file pleadings, discovery, and motions.
  • Attend hearings and trials within Dallas and surrounding counties. (mileage and travel expenses reimbursed).
  • Collaborate with staff and opposing counsel to achieve fair, efficient case resolutions.


What We’re Looking For

  • Active law license in the State of Texas.
  • Strong organizational and case management skills.
  • Familiarity with courtroom and civil procedures.
  • Proficiency with Microsoft Office and comfort using technology.
  • Ability to work independently while maintaining professionalism in all interactions.
  • Collection or litigation experience preferred — industry training provided for the right candidate.


Minimum Qualifications

  • Active law license in the State of Texas.
  • Demonstrated ability to analyze cases and negotiate effective settlements.
  • Excellent written and verbal communication skills.
  • Strong attention to detail and the ability to manage multiple priorities.
  • Commitment to professionalism, confidentiality, and client service.


Physical Demands and Work Environment

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodation may be made to enable individuals with disabilities to perform the functions.

While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or fingers; handle or feel objects, tools, or controls. The employee is frequently required to stand; walk; sit; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. The noise level in the work environment is usually low to moderate.


Note

This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an “at will” relationship.


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