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Debt Recovery Jobs in Texas (NOW HIRING)

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

Prepare regular reports on debt collection activities, including outstanding balances, volatility, payment trends, collection performance, and recovery rates for management review. * Quality ...

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

Prepare regular reports on debt collection activities, including outstanding balances, volatility, payment trends, collection performance, and recovery rates for management review. Quality Assurance:

Spruce Power

Debt Collector

Houston, TX · On-site

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar ... The Asset Recovery Collector will be detail-oriented, dependable, productive, and have strong work ...

Energy Service Experts

Debt Collector

Houston, TX · On-site

$19 - $22/hr

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar ... The Asset Recovery Collector will be detail-oriented, dependable, productive, and have strong work ...

Scott & Associates, PC

Discovery Paralegal

Plano, TX · On-site

$20 - $25/hr

Since our founding in 2000, we've grown into a leading force in debt recovery, providing trusted and comprehensive legal solutions for financial institutions nationwide. Our teams are driven ...

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All JobsDebt Recovery JobsDebt Recovery Jobs in Texas

Debt Recovery information

See Texas salary details

$36.2K

$45.9K

$53.7K

How much do debt recovery jobs pay per year?

As of Aug 8, 2026, the average yearly pay for debt recovery in Texas is $45,864.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,300.00 and $50,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced in a debt recovery role and how can they be managed?

Professionals in debt recovery often encounter challenges such as handling difficult conversations with clients, meeting collection targets, and navigating complex regulatory requirements. To manage these, it's important to develop strong communication and negotiation skills, stay informed about relevant laws, and maintain detailed records of all interactions. Many teams offer regular training and support, and collaboration with legal or compliance departments can help ensure best practices are followed while maintaining positive client relationships.

What is debt recovery?

Debt recovery is the process of pursuing payments from individuals or businesses who have failed to pay their outstanding bills or debts. This typically involves contacting the debtor, negotiating repayment terms, and, if necessary, taking legal action to recover the owed funds. Debt recovery can be performed by the original creditor or by a specialized debt collection agency. The goal is to recover as much of the outstanding debt as possible while complying with relevant laws and regulations.

What is the difference between Debt Recovery vs Debt Collection?

AspectDebt RecoveryDebt Collection
CredentialsTypically no specific certifications, but knowledge of finance and law helpsOften requires knowledge of collections laws and sometimes certifications
Work EnvironmentOffice-based, sometimes fieldwork for asset recoveryPrimarily office-based, with phone and email communication
Employer & IndustryFinancial institutions, law firms, specialized recovery agenciesBanks, credit card companies, collection agencies

Debt Recovery involves legally pursuing unpaid debts, often through legal channels or asset recovery, while Debt Collection focuses on contacting debtors to secure payments through calls and negotiations. Both roles require understanding of financial laws, but Debt Recovery typically involves more legal procedures. The choice depends on whether the focus is on legal enforcement or direct debtor contact.

What are the key skills and qualifications needed to thrive as a debt recovery specialist, and why are they important?

To thrive as a Debt Recovery Specialist, you need a solid understanding of financial regulations, negotiation techniques, and debt collection laws, usually supported by a background in finance, business, or related certifications. Familiarity with debt management systems, CRM software, and legal compliance platforms is typically required. Strong communication, resilience, and problem-solving skills help you effectively interact with clients and overcome objections. These abilities are crucial for maximizing debt recovery rates while maintaining ethical standards and positive customer relations.
What are popular job titles related to Debt Recovery jobs in Texas? For Debt Recovery jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Debt Recovery jobs in Texas look for? The top searched job categories for Debt Recovery jobs in Texas are:
What cities in Texas are hiring for Debt Recovery jobs? Cities in Texas with the most Debt Recovery job openings:
Debt Recovery jobs near you
Infographic showing various Debt Recovery job openings in Texas as of August 2026, with employment types broken down into 50% Full Time, and 50% Part Time. Highlights an 50% In-person, and 50% Remote job distribution, with an average salary of $45,864 per year, or $22.1 per hour.

Attorney - Debt Recovery Litigation

Scott & Associates, PC

Plano, TX • On-site

$70K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 23 days ago

Job description

Scott & Associates, P.C. is a well-established, multi-state legal recoveries law firm seeking a motivated Attorney to join our DFW-based team.


Since our founding in 2000, we’ve grown into a leading force in debt recovery litigation, providing trusted and comprehensive legal solutions for major banks and creditors nationwide.


Our teams are driven, collaborative, and committed to delivering results — and we’re looking for an attorney who shares that mindset.


Why Join Us?

  • No billable hours. Focus on outcomes, not time sheets.
  • Salary + Commission Opportunity. Earn additional compensation for attorney-negotiated settlements.
  • Supportive Environment. Training available for attorneys new to collections or debt recovery litigation.
  • Professional Autonomy. Manage your caseload and courtroom appearances independently, with the backing of a knowledgeable support team.


What You’ll Do

  • Negotiate and resolve pending litigation.
  • Prepare, review, and file pleadings, discovery, and motions.
  • Attend hearings and trials within Dallas and surrounding counties. (mileage and travel expenses reimbursed).
  • Collaborate with staff and opposing counsel to achieve fair, efficient case resolutions.


What We’re Looking For

  • Active law license in the State of Texas.
  • Strong organizational and case management skills.
  • Familiarity with courtroom and civil procedures.
  • Proficiency with Microsoft Office and comfort using technology.
  • Ability to work independently while maintaining professionalism in all interactions.
  • Collection or litigation experience preferred — industry training provided for the right candidate.


Minimum Qualifications

  • Active law license in the State of Texas.
  • Demonstrated ability to analyze cases and negotiate effective settlements.
  • Excellent written and verbal communication skills.
  • Strong attention to detail and the ability to manage multiple priorities.
  • Commitment to professionalism, confidentiality, and client service.


Benefits

Eligible for medical, dental, vision, and company paid life insurance on the first of the month following 60 days of employment.

401(k) with employer match

Please visit our website, www.spalaw.com,for more information on our Firm.


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