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Portfolio Recovery Jobs (NOW HIRING)

The Portfolio Analyst supports the Asset Recovery, Collections, and Charge-Off departments at Connexus Credit Union. This role is responsible for aggregating and analyzing portfolio performance data ...

Recovery Specialist

Draper, UT · On-site

$22 - $24/hr

Portfolio Specialist - Asset Recovery & Remarketing Help Small Businesses Recover and Keep the Equipment They Need Own a portfolio, drive recovery outcomes, negotiate resolutions, and play a direct ...

Negotiate with tenants, borrowers and guarantors to arrive at best possible resolutions and recovery. * Prepare and present monthly performance of the assigned portfolio to Executive Leadership Team ...

... maximize portfolio recovery performance. This position requires a strategic leader with deep expertise in residential and business-purpose lending, foreclosure operations, default servicing ...

Portfolio Manager

Fresno, CA · On-site

$74K - $104K/yr

The Portfolio Manager manages borrower relationships, conducts financial analysis, completes the ... Coordinate and manage loan recovery efforts, including proper reporting of loan write-offs ...

Desktop Support Technician

Akron, OH · On-site

$50K - $60K/yr

Headquartered in Bonita Springs, the company partners with banks, debt buyers, government agencies, auto finance companies, and education lenders to optimize portfolio recovery performance through ...

Portfolio Manager

Fresno, CA · On-site

$74K - $104K/yr

The Portfolio Manager manages borrower relationships, conducts financial analysis, completes the ... Coordinate and manage loan recovery efforts, including proper reporting of loan write-offs ...

This Portfolio Analyst role sits at the intersection of Credit Risk and Enterprise Risk, driving ... Support executive and board level reporting requests on recoveries, risk exposure and trends as ...

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Portfolio Recovery information

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How much do portfolio recovery jobs pay per hour?

As of Jul 6, 2026, the average hourly pay for portfolio recovery in the United States is $26.35, according to ZipRecruiter salary data. Most workers in this role earn between $24.04 and $28.37 per hour, depending on experience, location, and employer.

What is portfolio recovery?

Portfolio recovery refers to the process of purchasing and collecting on delinquent or charged-off debt portfolios, usually by specialized companies. These firms buy large groups of defaulted accounts from original creditors at a discount and then attempt to recover as much of the unpaid debt as possible from consumers. The goal is to maximize recovery while staying within legal and ethical guidelines. Portfolio recovery specialists may contact debtors directly, negotiate settlements, or use legal means to collect outstanding balances.

What are the key skills and qualifications needed to thrive in Portfolio Recovery, and why are they important?

To thrive in Portfolio Recovery, you need strong analytical skills, attention to detail, and a background in finance, business, or collections-related fields. Familiarity with collections software, CRM systems, and relevant compliance certifications is often required. Excellent negotiation, communication, and problem-solving abilities help you effectively engage with clients and resolve outstanding debts. These skills are crucial for maximizing recovery rates while maintaining compliance and positive client relationships.

What are some common challenges faced by professionals in Portfolio Recovery, and how can they be managed?

Professionals in Portfolio Recovery often encounter challenges such as negotiating with reluctant debtors, managing high call volumes, and adhering to strict compliance regulations. Success in this role requires excellent communication skills, resilience, and a thorough understanding of legal guidelines governing debt collection. Many teams provide regular training and support to help staff handle difficult conversations and maintain compliance, while technology tools can streamline workflow and reduce stress. Building rapport with customers and staying organized are key to overcoming these challenges and succeeding in Portfolio Recovery.

What is the 7 7 7 rule for debt collectors?

The 7 7 7 rule in debt collection refers to a guideline where debt collectors are advised to contact debtors no more than seven times over seven days and wait at least seven days between contact attempts. This rule aims to prevent harassment and ensure compliance with the Fair Debt Collection Practices Act (FDCPA). As a portfolio recovery specialist, understanding such regulations helps maintain ethical collection practices and avoid legal issues.

What is the difference between Portfolio Recovery vs Debt Collector?

AspectPortfolio RecoveryDebt Collector
CredentialsTypically no specific certifications required, but knowledge of collections laws helpsOften no formal certifications, but familiarity with debt collection practices is common
Work EnvironmentOffice-based, handling portfolios of defaulted debts for third-party agenciesField or office-based, contacting debtors to recover overdue payments
Employer & IndustryThird-party debt recovery agencies, financial institutionsDebt collection agencies, financial services companies

Portfolio Recovery specialists focus on managing and recovering debts through structured portfolios, often working with legal and financial tools. Debt collectors typically engage directly with debtors to negotiate payments. While both roles involve debt recovery, Portfolio Recovery emphasizes portfolio management and legal processes, whereas debt collectors focus on direct contact and negotiation.

Is Portfolio Recovery Associates real or fake?

Portfolio Recovery Associates is a legitimate debt collection company that hires professionals for roles such as debt recovery specialists and account managers. The company operates within the legal framework of debt collection and requires knowledge of consumer rights and relevant regulations. Job seekers should verify openings through official channels and be cautious of scams.

Who do Portfolio Recovery Associates work for?

Portfolio Recovery Associates is a debt collection agency that works on behalf of creditors and lenders to recover unpaid debts. Employees in this role typically follow federal and state regulations, and may use collection software and negotiation skills to contact debtors and facilitate repayment.

What is the highest paying collection job?

In collection jobs, roles such as senior collections manager or specialized debt recovery supervisor tend to have the highest salaries, often exceeding $70,000 annually. These positions typically require experience, strong negotiation skills, and knowledge of debt collection laws and tools like collection software.
More about Portfolio Recovery jobs
What states have the most Portfolio Recovery jobs? States with the most job openings for Portfolio Recovery jobs include:
Infographic showing various Portfolio Recovery job openings in the United States as of June 2026, with employment types broken down into 2% As Needed, 88% Full Time, 6% Part Time, 1% Temporary, and 3% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $54,815 per year, or $26.4 per hour.
Director of Contact Center Collections Strategy

Director of Contact Center Collections Strategy

Concord Servicing

Scottsdale, AZ

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 26 days ago


Job description

Concord sits at the center of the credit market ecosystem. We provide loan servicing, backup servicing, and capital markets administration for specialty finance lenders, institutional investors, and asset managers. Our clients include originators across fintech, solar, home improvement, equipment finance, and other specialty asset classes. When a lender needs a trusted partner to service their portfolio or a trustee needs real-time reporting, they call Concord. 

About the role
The Director of Collections Strategy & Operations is a senior, non-agent-managing leadership role responsible for owning the end-to-end collections technology ecosystem, performance governance infrastructure, and long-range portfolio recovery strategy at Concord Servicing. This role requires a strategic operator with deep, hands-on expertise in Genesys Cloud platform architecture, a proven track record of driving measurable collections outcomes, and the ability to translate complex portfolio data into executable operational strategy.

Acting as the operational extension of the VP of Contact Center, this leader bridges enterprise strategy and dialing execution - architecting campaigns, governing performance standards, and steering technology roadmaps within an internally led near-shore (MXC) collections environment supported by BPO capacity.

This position requires regular in-office presence at our Scottsdale, AZ office. Candidates must be able to reliably commute. This is not a remote position.
Enterprise Collections Strategy & Portfolio Performance

  • Define and lead long-range outbound collections strategy across all delinquency stages, customer segments, and recovery phases - aligning portfolio philosophy with measurable business outcomes.
  • Build and continuously evolve portfolio segmentation frameworks and contact strategies that optimize recovery rates while preserving customer experience.
  • Identify macro delinquency trends, translate data-driven insights into strategic direction, and own portfolio-level recovery performance and continuous improvement roadmaps.
  • Partner with Analytics to define performance measurement standards, predictive scoring models, and portfolio health metrics that drive proactive decisioning.

Genesys Cloud Platform Governance & Technology Leadership

  • Serve as the executive business owner of the Genesys Cloud collections ecosystem - owning dialing strategy architecture, campaign orchestration, routing logic, and automation design end-to-end.
  • Apply hands-on Genesys Cloud expertise to configure, optimize, and govern platform performance, ensuring the technology infrastructure directly supports portfolio recovery objectives.
  • Establish governance standards across internal and BPO teams for disciplined platform execution, compliance adherence, and consistent methodology.
  • Partner with IT and Product on platform evolution, integrations roadmap, and long-term scalability planning to maintain competitive technological advantage.
  • Evaluate emerging collections technology, regulatory shifts, and recovery methodologies - translating industry advancements into actionable platform improvements.

Collections Performance Management & Leadership Alignment

  • Design and own KPI frameworks, performance scorecards, and accountability models that create transparency and drive consistent execution across the collections organization.
  • Monitor performance against recovery targets, identify structural risks, and develop enterprise-level mitigation strategies before they impact portfolio outcomes.
  • Deliver executive-ready insights, performance analyses, and strategic recommendations to senior leadership, translating operational data into business-level narratives.
  • Act as a trusted strategic advisor to the VP of Contact Center on portfolio performance trends, operational risk, technology investment, and growth opportunities.

BPO Strategy & Partnership Oversight

  • Define strategic expectations, governance models, and SLA frameworks for all BPO partnerships supporting collections operations.
  • Oversee performance standards, audit frameworks, and optimization strategy to ensure external partners align with enterprise collections methodology and compliance requirements.

Requirements

  • 10+ years of collections contact center leadership experience, with demonstrated progression in strategic and operational ownership.
  • Deep, hands-on Genesys Cloud expertise in a collections environment - including dialing architecture, campaign management, routing logic, and platform governance.
  • Strong command of collections performance management, including KPI framework design, portfolio analytics, and recovery optimization strategies.
  • Proven ability to partner with analytics teams to build predictive models, define performance standards, and translate data into operational execution.
  • Demonstrated experience leading collections strategy in regulated financial services or servicing environments, with a clear understanding of compliance requirements.
  • Track record of operating as a non-agent-managing strategic leader who drives outcomes through systems, architecture, and performance infrastructure rather than direct team supervision.

Benefits

  • Health Care Plan (Medical, Dental & Vision)
  • Retirement Plan (401k, IRA)
  • Life Insurance (Basic, Voluntary & AD&D)
  • Paid Time Off (Vacation, Sick & Public Holidays)
  • Family Leave (Maternity, Paternity)
  • Short-Term & Long-Term Disability
  • Wellness Resources