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Portfolio Recovery Jobs (NOW HIRING)

Clayco

Application Portfolio Owner

Saint Louis, MO · On-site

Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation. * Partner with Application Portfolio Support Engineers and managed services teams to ensure ...

Clayco

Application Portfolio Owner

Chicago, IL · On-site

Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation. * Partner with Application Portfolio Support Engineers and managed services teams to ensure ...

Clayco

Application Portfolio Owner

Chicago, IL · On-site

Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation. * Partner with Application Portfolio Support Engineers and managed services teams to ensure ...

Clayco

Application Portfolio Owner

Phoenix, AZ · On-site

Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation. * Partner with Application Portfolio Support Engineers and managed services teams to ensure ...

Clayco

Application Portfolio Owner

Saint Louis, MO · On-site

Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation. * Partner with Application Portfolio Support Engineers and managed services teams to ensure ...

Clayco

Application Portfolio Owner

Saint Louis, MO

Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation. * Partner with Application Portfolio Support Engineers and managed services teams to ensure ...

TRAKAmerica

Be Seen First

Accounts Receivable Specialist - SIGN ON BONUS & HYBRID SCHEDULE

Bonita Springs, FL · On-site

$42K - $50K/yr

Headquartered in Bonita Springs, the company partners with banks, debt buyers, government agencies, auto finance companies, and education lenders to optimize portfolio recovery performance through ...

SYUFY GROUP

Recovery Supervisor

Roseville, CA · On-site

$18.90 - $20.80/hr

Our portfolio includes clubs across multiple states, including California, Texas, Colorado, Idaho ... The Recovery Supervisor is responsible for driving Recovery Membership growth, engagement, and ...

SYUFY GROUP

Recovery Supervisor

Roseville, CA · On-site

$18.90 - $20.80/hr

Our portfolio includes clubs across multiple states, including California, Texas, Colorado, Idaho ... The Recovery Supervisor is responsible for driving Recovery Membership growth, engagement, and ...

Villa Sport

Recovery Supervisor

Roseville, CA

$18.90 - $20.80/hr

Our portfolio includes clubs across multiple states, including California, Texas, Colorado, Idaho ... The Recovery Supervisor is responsible for driving Recovery Membership growth, engagement, and ...

Villa Sport

Recovery Supervisor

Roseville, CA · On-site

$18.90 - $20.80/hr

Our portfolio includes clubs across multiple states, including California, Texas, Colorado, Idaho ... The Recovery Supervisor is responsible for driving Recovery Membership growth, engagement, and ...

Villa Sport

Recovery Supervisor

Roseville, CA

$18.90 - $20.80/hr

Our portfolio includes clubs across multiple states, including California, Texas, Colorado, Idaho ... The Recovery Supervisor is responsible for driving Recovery Membership growth, engagement, and ...

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All JobsPortfolio Recovery Jobs

Portfolio Recovery information

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$13

$26

$38

How much do portfolio recovery jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for portfolio recovery in the United States is $26.35, according to ZipRecruiter salary data. Most workers in this role earn between $24.04 and $28.37 per hour, depending on experience, location, and employer.

What is portfolio recovery?

Portfolio recovery refers to the process of purchasing and collecting on delinquent or charged-off debt portfolios, usually by specialized companies. These firms buy large groups of defaulted accounts from original creditors at a discount and then attempt to recover as much of the unpaid debt as possible from consumers. The goal is to maximize recovery while staying within legal and ethical guidelines. Portfolio recovery specialists may contact debtors directly, negotiate settlements, or use legal means to collect outstanding balances.

What are the key skills and qualifications needed to thrive in Portfolio Recovery, and why are they important?

To thrive in Portfolio Recovery, you need strong analytical skills, attention to detail, and a background in finance, business, or collections-related fields. Familiarity with collections software, CRM systems, and relevant compliance certifications is often required. Excellent negotiation, communication, and problem-solving abilities help you effectively engage with clients and resolve outstanding debts. These skills are crucial for maximizing recovery rates while maintaining compliance and positive client relationships.

What are some common challenges faced by professionals in Portfolio Recovery, and how can they be managed?

Professionals in Portfolio Recovery often encounter challenges such as negotiating with reluctant debtors, managing high call volumes, and adhering to strict compliance regulations. Success in this role requires excellent communication skills, resilience, and a thorough understanding of legal guidelines governing debt collection. Many teams provide regular training and support to help staff handle difficult conversations and maintain compliance, while technology tools can streamline workflow and reduce stress. Building rapport with customers and staying organized are key to overcoming these challenges and succeeding in Portfolio Recovery.

What is the difference between Portfolio Recovery vs Debt Collector?

AspectPortfolio RecoveryDebt Collector
CredentialsTypically no specific certifications required, but knowledge of collections laws helpsOften no formal certifications, but familiarity with debt collection practices is common
Work EnvironmentOffice-based, handling portfolios of defaulted debts for third-party agenciesField or office-based, contacting debtors to recover overdue payments
Employer & IndustryThird-party debt recovery agencies, financial institutionsDebt collection agencies, financial services companies

Portfolio Recovery specialists focus on managing and recovering debts through structured portfolios, often working with legal and financial tools. Debt collectors typically engage directly with debtors to negotiate payments. While both roles involve debt recovery, Portfolio Recovery emphasizes portfolio management and legal processes, whereas debt collectors focus on direct contact and negotiation.

More about Portfolio Recovery jobs
What states have the most Portfolio Recovery jobs? States with the most job openings for Portfolio Recovery jobs include:
What job categories do people searching Portfolio Recovery jobs look for? The top searched job categories for Portfolio Recovery jobs are:
Portfolio Recovery jobs near you
Infographic showing various Portfolio Recovery job openings in the United States as of May 2026, with employment types broken down into 3% As Needed, 68% Full Time, 25% Part Time, and 4% Contract. Highlights an 85% Physical, 5% Hybrid, and 10% Remote job distribution, with an average salary of $54,815 per year, or $26.4 per hour.
Application Portfolio Owner

Application Portfolio Owner

Clayco

Saint Louis, MO • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago

Job description

About Us
Clayco is a full-service, turnkey real estate development, master planning, architecture, engineering, and construction firm that safely delivers clients across North America the highest quality solutions on time, on budget, and above and beyond expectations. With $8.1 billion in revenue for 2025, Clayco specializes in the "art and science of building," providing fast track, efficient solutions for mission critical, industrial, life sciences, power & energy, aviation, commercial, institutional, residential and sports & entertainment related building projects.
The Role We Want You For
The Application Portfolio Owner (APO) manages a portfolio of enterprise software applications to ensure alignment with business strategy, delivery of measurable value, and effective oversight of cost, performance, and risk. The APO serves as a key partner to business leaders, IT teams, architects, vendors, and managed service providers, guiding application decisions and the long-term direction of the portfolio. This role focuses on the People Operations and Financial Operations portfolios, which include applications supporting core people, financial, and operational functions across the organization. The portfolio includes platforms such as Deltek, Cornerstone, Concur, LinkedIn Talent Solutions, and Laserfiche. Reporting to the Application Portfolio Manager, the APO acts as a liaison between business and technical teams to ensure the portfolio supports the company's strategic objectives.
The Specifics of the Role
  • Maintain and evolve a strategic roadmap for the People and Financial Operations Portfolio aligned with business objectives and IT strategy.
  • Lead application rationalization efforts to reduce redundancy, minimize technical debt, and improve return on investment.
  • Define and enforce application governance standards, including ownership, support models, performance metrics, and accuracy of CMDB/system of record.
  • Facilitate structured reviews of applications with expiring contracts
  • Evaluate functional fit, adoption, licensing levels, training needs, and future requirements.
  • Partner with Enterprise Business Architecture to define capabilities and requirements for potential successor applications.
  • Lead risk mitigation planning related to application exits, including data retention, business continuity, and timing constraints.
  • Work with vendors to evaluate renewal options and support contract negotiations.
  • Maintain accurate contract and service agreement documentation for all portfolio applications.
  • Forecast and manage costs related to licensing, maintenance, support, and upgrades across the portfolio.
  • Facilitate annual application reviews with stakeholders to identify enhancement, optimization, or retirement opportunities.
  • Collaborate with vendors and internal IT teams to develop cost estimates and forecasts.
  • Ensure application spending aligns with approved budgets, business priorities, and IT strategy.
  • Manage enhancement and demand backlogs for applications within the portfolio.
  • Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation.
  • Partner with Application Portfolio Support Engineers and managed services teams to ensure clear requirements, testing readiness, and successful delivery.
  • Ensure compliance with licensing, contractual, security, and data governance requirements.
  • Coordinate deployment activities including unit testing, user acceptance testing, go-live execution, rollback planning, and hyper care support.
  • Support evaluation of successor applications in collaboration with Enterprise Business Architecture.
  • Remain engaged throughout implementation of replacement platforms to ensure continuity and alignment.
  • Lead decommissioning of legacy applications and ensure data is retained or archived in accordance with company policies.
  • Collaborate with business units to understand operational needs, pain points, and future requirements.
  • Communicate application health, performance, risks, and roadmap status to IT and executive stakeholders.
  • Work closely with security, compliance, and data governance teams to ensure policy alignment.
  • Stay informed of emerging technologies and assess their potential impact on the Enterprise Operations Portfolio.
  • Identify opportunities to consolidate, modernize, automate, or integrate applications within the portfolio.
  • Collaborate with application/software support engineers to evaluate new functionality/enhancements.

Requirements
  • Bachelor's degree in Information Systems, Business Administration, or a related field (or equivalent experience)
  • 5+ years of experience in application management, IT portfolio management, or enterprise systems ownership
  • Experience managing SaaS and enterprise platforms across finance, HR, operations, and compliance domains
  • Strong understanding of application lifecycle management, vendor management, and IT governance
  • Demonstrated ability to partner effectively with business stakeholders and technical teams
  • Experience with financial, recruiting, or talent management platforms
  • Familiarity with enterprise architecture practices, application rationalization, and TCO analysis
  • Experience working in regulated or compliance-focused environments
  • Strong communication, documentation, and change management skills

Some Things You Should Know
  • No other builder can offer the collaborative design-build approach that Clayco does.
  • We work on creative, complex, award-winning, high-profile jobs.
  • The pace is fast!

Why Clayco?
  • 2025 Best Places to Work - St. Louis Business Journal, Los Angeles Business Journal, and Phoenix Business Journal.
  • 2025 ENR Top 400 - Top Data Center Contractor (Top 3).
  • 2025 ENR Top 100 Design-Build Firms - Design-Build Contractor (Top 5).
  • 2025 ENR Top 100 Green Contractors - Green Contractor (Top 3).

Benefits
  • Discretionary Annual Bonus: Subject to company and individual performance.
  • Comprehensive Benefits Package Including: Medical, dental and vision plans, 401k, generous PTO and paid company holidays, employee assistance program, flexible spending accounts, life insurance, disability coverage, learning & development programs and more!

Compensation
  • The salary range for this position considers a wide range of factors in making compensation decisions including but not limited to: Education, qualifications, skills, training, experience, certifications, internal equity, and location. Compensation decisions are dependent on the facts and circumstances of each case.

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