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Portfolio Recovery Jobs (NOW HIRING)

Clayco

Application Portfolio Owner

Phoenix, AZ · On-site

Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation. * Partner with Application Portfolio Support Engineers and managed services teams to ensure ...

Clayco

Application Portfolio Owner

Phoenix, AZ

Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation. * Partner with Application Portfolio Support Engineers and managed services teams to ensure ...

Clayco

Application Portfolio Owner

Chicago, IL

Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation. * Partner with Application Portfolio Support Engineers and managed services teams to ensure ...

Clayco

Application Portfolio Owner

Chicago, IL · On-site

Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation. * Partner with Application Portfolio Support Engineers and managed services teams to ensure ...

Clayco

Application Portfolio Owner

Phoenix, AZ

Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation. * Partner with Application Portfolio Support Engineers and managed services teams to ensure ...

Clayco

Application Portfolio Owner

Chicago, IL

Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation. * Partner with Application Portfolio Support Engineers and managed services teams to ensure ...

Clayco

Application Portfolio Owner

Chicago, IL · On-site

$95K - $135K/yr

Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation. * Partner with Application Portfolio Support Engineers and managed services teams to ensure ...

Clayco

Application Portfolio Owner

Phoenix, AZ · On-site

Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation. * Partner with Application Portfolio Support Engineers and managed services teams to ensure ...

Clayco

Application Portfolio Owner

Phoenix, AZ · On-site

Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation. * Partner with Application Portfolio Support Engineers and managed services teams to ensure ...

Clayco

Application Portfolio Owner

Chicago, IL

Oversee version upgrades, module deployments, disaster recovery testing, and technical debt remediation. * Partner with Application Portfolio Support Engineers and managed services teams to ensure ...

Vizient

IT Portfolio Lead

Irving, TX · On-site

Conduct portfolio health assessments, proactively manage portfolio-level risks and dependencies, and lead recovery efforts for high-risk programs through structured corrective actions and continuous ...

Vizient, Inc.

IT Portfolio Lead

Irving, TX · On-site

Conduct portfolio health assessments, proactively manage portfolio-level risks and dependencies, and lead recovery efforts for high-risk programs through structured corrective actions and continuous ...

Vizient

IT Portfolio Lead

Irving, TX · On-site

Conduct portfolio health assessments, proactively manage portfolio-level risks and dependencies, and lead recovery efforts for high-risk programs through structured corrective actions and continuous ...

Libertas Funding

Head of Asset Recovery

Greenwich, CT · On-site

The Head of Asset Recovery leads the end-to-end resolution of problem loans, developing and ... Portfolio Reporting & Compliance: Prepares specific impairment analyses, criticized asset reports ...

SYUFY GROUP

Recovery Supervisor

Roseville, CA

$18.90 - $20.80/hr

Our portfolio includes clubs across multiple states, including California, Texas, Colorado, Idaho ... The Recovery Supervisor is responsible for driving Recovery Membership growth, engagement, and ...

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All JobsPortfolio Recovery Jobs

Portfolio Recovery information

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$38

How much do portfolio recovery jobs pay per hour?

As of Jul 6, 2026, the average hourly pay for portfolio recovery in the United States is $26.35, according to ZipRecruiter salary data. Most workers in this role earn between $24.04 and $28.37 per hour, depending on experience, location, and employer.

What is portfolio recovery?

Portfolio recovery refers to the process of purchasing and collecting on delinquent or charged-off debt portfolios, usually by specialized companies. These firms buy large groups of defaulted accounts from original creditors at a discount and then attempt to recover as much of the unpaid debt as possible from consumers. The goal is to maximize recovery while staying within legal and ethical guidelines. Portfolio recovery specialists may contact debtors directly, negotiate settlements, or use legal means to collect outstanding balances.

What are the key skills and qualifications needed to thrive in Portfolio Recovery, and why are they important?

To thrive in Portfolio Recovery, you need strong analytical skills, attention to detail, and a background in finance, business, or collections-related fields. Familiarity with collections software, CRM systems, and relevant compliance certifications is often required. Excellent negotiation, communication, and problem-solving abilities help you effectively engage with clients and resolve outstanding debts. These skills are crucial for maximizing recovery rates while maintaining compliance and positive client relationships.

What are some common challenges faced by professionals in Portfolio Recovery, and how can they be managed?

Professionals in Portfolio Recovery often encounter challenges such as negotiating with reluctant debtors, managing high call volumes, and adhering to strict compliance regulations. Success in this role requires excellent communication skills, resilience, and a thorough understanding of legal guidelines governing debt collection. Many teams provide regular training and support to help staff handle difficult conversations and maintain compliance, while technology tools can streamline workflow and reduce stress. Building rapport with customers and staying organized are key to overcoming these challenges and succeeding in Portfolio Recovery.

What is the 7 7 7 rule for debt collectors?

The 7 7 7 rule in debt collection refers to a guideline where debt collectors are advised to contact debtors no more than seven times over seven days and wait at least seven days between contact attempts. This rule aims to prevent harassment and ensure compliance with the Fair Debt Collection Practices Act (FDCPA). As a portfolio recovery specialist, understanding such regulations helps maintain ethical collection practices and avoid legal issues.

What is the difference between Portfolio Recovery vs Debt Collector?

AspectPortfolio RecoveryDebt Collector
CredentialsTypically no specific certifications required, but knowledge of collections laws helpsOften no formal certifications, but familiarity with debt collection practices is common
Work EnvironmentOffice-based, handling portfolios of defaulted debts for third-party agenciesField or office-based, contacting debtors to recover overdue payments
Employer & IndustryThird-party debt recovery agencies, financial institutionsDebt collection agencies, financial services companies

Portfolio Recovery specialists focus on managing and recovering debts through structured portfolios, often working with legal and financial tools. Debt collectors typically engage directly with debtors to negotiate payments. While both roles involve debt recovery, Portfolio Recovery emphasizes portfolio management and legal processes, whereas debt collectors focus on direct contact and negotiation.

Is Portfolio Recovery Associates real or fake?

Portfolio Recovery Associates is a legitimate debt collection company that hires professionals for roles such as debt recovery specialists and account managers. The company operates within the legal framework of debt collection and requires knowledge of consumer rights and relevant regulations. Job seekers should verify openings through official channels and be cautious of scams.

Who do Portfolio Recovery Associates work for?

Portfolio Recovery Associates is a debt collection agency that works on behalf of creditors and lenders to recover unpaid debts. Employees in this role typically follow federal and state regulations, and may use collection software and negotiation skills to contact debtors and facilitate repayment.

What is the highest paying collection job?

In collection jobs, roles such as senior collections manager or specialized debt recovery supervisor tend to have the highest salaries, often exceeding $70,000 annually. These positions typically require experience, strong negotiation skills, and knowledge of debt collection laws and tools like collection software.
More about Portfolio Recovery jobs
What states have the most Portfolio Recovery jobs? States with the most job openings for Portfolio Recovery jobs include:
What job categories do people searching Portfolio Recovery jobs look for? The top searched job categories for Portfolio Recovery jobs are:
Portfolio Recovery jobs near you
Infographic showing various Portfolio Recovery job openings in the United States as of June 2026, with employment types broken down into 2% As Needed, 88% Full Time, 6% Part Time, 1% Temporary, and 3% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $54,815 per year, or $26.4 per hour.
Portfolio Analytics Manager

Portfolio Analytics Manager

Sandia Laboratory Federal Credit Union

Albuquerque, NM • On-site

$83K - $104K/yr

Full-time

Posted 21 days ago

Job description

Job Type
Full-time
Description
Job Summary:
Responsible for the analysis and performance of Sunward's loan portfolio. Assists with the development of data-driven strategies to assess and enhance loan performance. Collaborates with various departments to provide insight into loan portfolio trends and performance metrics that align with the credit union's strategic goals to become the economic engine of the Southwest.
Essential Job Duties:
Portfolio Analysis:
  • Analyze loan product performance, identifying trends related to delinquency, charge-offs, and overall portfolio health.
  • Evaluate portfolio segmentation (e.g., loan types, geographies, credit scores) to identify areas of strength and risk, providing data insights for lending strategy adjustments.
  • Collaborate with Finance to ensure accurate forecasting of charge-offs and CECL calculations to support the Allowance for Loan Loss.
  • Conduct and communicate standard and ad hoc stress testing scenarios to determine portfolio vulnerabilities and resilience to various economic scenarios.
  • Develop and maintain key risk metrics, including delinquency ratios, net charge-off ratios, and early-stage delinquency trends.
  • Establish thresholds for key risk indicators and provide breach monitoring and escalation procedures for corrective action.
  • Build dashboards to monitor risk factors and present these insights to management and key stakeholders, enabling real-time decisions.
  • Support remediation efforts by partnering with relevant risk leaders to provide portfolio risk mitigation strategies.
  • Present portfolio performance insights and recommendations to relevant committees, including Credit Portfolio Analysis Meeting.
  • Benchmark Sunward's portfolio performance against peers and competitors to identify performance gaps and propose actionable underwriting adjustments.
  • Monitor borrower and portfolio trends in response to changes in economic conditions, including interest rate movements, unemployment trends, and housing market dynamics.
  • Provide data-driven insights to support the review of underwriting guidelines, credit risk policies, and loan pricing strategies.
  • Assist with the design and development of dashboards for risk management and reporting, including interactive tools for loan portfolio visualization.
  • Build and maintain quantitative models for scenario analysis, credit risk modeling, and forecasting, utilizing statistical methods (e.g., correlation, regression).
  • Enhance scenario analysis and market forecasting tools to optimize business strategies and capital planning.
  • Monitor portfolio concentration risk (e.g., geographic concentration, borrower segments) and recommend adjustments to mitigate exposure.

Collaboration, Reporting and Project Management:
  • Partner with business users to interpret data findings, providing risk insights and suggesting potential adjustments to business strategies.
  • Support Special Assets with financial reporting and effectiveness metrics.
  • Assist in identifying and testing robust data and modeling solutions for stress testing and credit analytics.
  • Build and maintain a forecasting framework for portfolio performance metrics.
  • Serve as admin for the Akuvo platform in creating or generating tickets to enhance metrics, systems, and efficiencies.
  • Manage project onboarding for new vendors that support technology efficiencies for Special Assets.
  • Perform other duties as assigned.
  • Work with Project Management Officer (PMO) to facilitate the effective scoping, reporting, and management/implementation of the projects.
  • Directly and indirectly supports cross-functional teams of business unit leaders, analysts, internal stakeholders, and external partners (vendors) to facilitate the on-time.

Requirements
Required Skills/Abilities:
  • Strong proficiency in Microsoft Office applications, particularly Word and Excel.
  • Advanced analytical, quantitative, and problem-solving skills.
  • Proven ability to analyze loan portfolio performance and communicate risks effectively.

Knowledge:
  • Strong knowledge of regulatory requirements, including FDCPA, FCRA, SCRA, and others.
  • Familiarity with loan underwriting, collections, and financial statement analysis.
  • Solid understanding of asset recovery and liquidation including applicable regulatory reporting requirements.
  • Strong knowledge of consumer lending, and related collection practices
  • Strong financial acumen with experience in budgeting, forecasting, and P&L management.
  • Familiar with Allowance for Loan Loss calculation under Current Expected Credit Loss ("CECL") standard
  • Familiar with statistical methods (e.g correlation, regressing, clustering, etc.)
  • Knowledge of data visualization tools like Tableau or PowerBI, Oracle Business Intelligence, or similar tools.

Education and Experience:
  • Minimum six years' combined experience in financial portfolio analysis, consumer and commercial loan underwriting requirements, collections, or a closely related field
  • Minimum bachelor's degree in business administration, finance, accounting, data science or related field, or more than six years of related experience.

Physical Requirements:
Frequent periods of sitting at a desk and working on a computer.
Must be able to lift 20 pounds at times.
Salary Description
$83,524.00 - $104,405.00

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