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Portfolio Recovery Jobs (NOW HIRING)

Biz2Credit Inc

Senior Litigation Counsel

Houston, TX · On-site

$180K - $200K/yr

Advise lenders, funding companies, and financial institutions on risk mitigation, portfolio recovery, and compliance with evolving state and federal commercial finance laws. Qualifications ...

Allied Solutions, LLC

Recovery Specialist

Carmel, IN · On-site

$55 - $75/hr

Regularly handles a partial skip claim portfolio while handling all salvage files Responsible for the initial review of recovery related Legal issues by facilitating the Allied Legal Referral form ...

Yamaha

Collection Manager

Kennesaw, GA · On-site

This role oversees team performance, workflow management, and escalated account resolution to support portfolio recovery goals ensuring strict adherence to internal policies, procedures, and ...

Biz2Credit Inc

Senior Litigation Counsel

Houston, TX · On-site

$180K - $200K/yr

Advise lenders, funding companies, and financial institutions on risk mitigation, portfolio recovery, and compliance with evolving state and federal commercial finance laws. Qualifications ...

Vizient

IT Portfolio Lead

Irving, TX · On-site

Conduct portfolio health assessments, proactively manage portfolio-level risks and dependencies, and lead recovery efforts for high-risk programs through structured corrective actions and continuous ...

Libertas Funding

Head of Asset Recovery

Greenwich, CT · On-site

The Head of Asset Recovery leads the end-to-end resolution of problem loans, developing and ... Portfolio Reporting & Compliance: Prepares specific impairment analyses, criticized asset reports ...

Libertas Funding

Head of Asset Recovery

Greenwich, CT · On-site

The Head of Asset Recovery leads the end-to-end resolution of problem loans, developing and ... Portfolio Reporting & Compliance: Prepares specific impairment analyses, criticized asset reports ...

Builders Capital

RTL Portfolio Manager

Cleveland, OH · On-site

This role is critical to protecting capital and maximizing recovery across a portfolio of Residential Transitional Loans. The ideal candidate brings deep expertise in loan workouts, collateral ...

Biz2Credit Inc

Senior Litigation Counsel

Houston, TX · Remote

$180K - $200K/yr

Advise lenders, funding companies, and financial institutions on risk mitigation, portfolio recovery, and compliance with evolving state and federal commercial finance laws. Qualifications ...

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Portfolio Recovery information

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How much do portfolio recovery jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for portfolio recovery in the United States is $26.35, according to ZipRecruiter salary data. Most workers in this role earn between $24.04 and $28.37 per hour, depending on experience, location, and employer.

What is portfolio recovery?

Portfolio recovery refers to the process of purchasing and collecting on delinquent or charged-off debt portfolios, usually by specialized companies. These firms buy large groups of defaulted accounts from original creditors at a discount and then attempt to recover as much of the unpaid debt as possible from consumers. The goal is to maximize recovery while staying within legal and ethical guidelines. Portfolio recovery specialists may contact debtors directly, negotiate settlements, or use legal means to collect outstanding balances.

What are the key skills and qualifications needed to thrive in portfolio recovery, and why are they important?

To thrive in Portfolio Recovery, you need strong analytical skills, attention to detail, and a background in finance, business, or collections-related fields. Familiarity with collections software, CRM systems, and relevant compliance certifications is often required. Excellent negotiation, communication, and problem-solving abilities help you effectively engage with clients and resolve outstanding debts. These skills are crucial for maximizing recovery rates while maintaining compliance and positive client relationships.

What are some common challenges faced by professionals in portfolio recovery, and how can they be managed?

Professionals in Portfolio Recovery often encounter challenges such as negotiating with reluctant debtors, managing high call volumes, and adhering to strict compliance regulations. Success in this role requires excellent communication skills, resilience, and a thorough understanding of legal guidelines governing debt collection. Many teams provide regular training and support to help staff handle difficult conversations and maintain compliance, while technology tools can streamline workflow and reduce stress. Building rapport with customers and staying organized are key to overcoming these challenges and succeeding in Portfolio Recovery.

What is the difference between Portfolio Recovery vs Debt Collector?

AspectPortfolio RecoveryDebt Collector
CredentialsTypically no specific certifications required, but knowledge of collections laws helpsOften no formal certifications, but familiarity with debt collection practices is common
Work EnvironmentOffice-based, handling portfolios of defaulted debts for third-party agenciesField or office-based, contacting debtors to recover overdue payments
Employer & IndustryThird-party debt recovery agencies, financial institutionsDebt collection agencies, financial services companies

Portfolio Recovery specialists focus on managing and recovering debts through structured portfolios, often working with legal and financial tools. Debt collectors typically engage directly with debtors to negotiate payments. While both roles involve debt recovery, Portfolio Recovery emphasizes portfolio management and legal processes, whereas debt collectors focus on direct contact and negotiation.

More about Portfolio Recovery jobs

What states have the most Portfolio Recovery jobs?

States with the most job openings for Portfolio Recovery jobs include:

What job categories do people searching Portfolio Recovery jobs look for?

The top searched job categories for Portfolio Recovery jobs are:

Portfolio Recovery jobs near you
Infographic showing various Portfolio Recovery job openings in the United States as of August 2026, with employment types broken down into 91% Full Time, 6% Part Time, and 3% Contract. Highlights an 84% Physical, 5% Hybrid, and 11% Remote job distribution, with an average salary of $54,815 per year, or $26.4 per hour.

Senior Litigation Counsel

Biz2Credit Inc

Houston, TX • On-site

$180K - $200K/yr

Full-time

Posted 13 days ago

Job description

Job Type
Full-time
Description
This position is remote. Candidates must be licensed in the state of Texas and live in Houston or surrounding areas.
Description
At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward.
As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible.
But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work.
So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit.
About the Role
We are seeking a Senior Commercial Litigation Counsel with at least 5+ years of experience in commercial litigation, ideally with an emphasis on Merchant Cash Advance (MCA) enforcement, alternative commercial finance, and creditors' rights. The ideal candidate will manage a high-volume, fast-paced caseload involving breach of contract, confession of judgment enforcement, fraudulent conveyance, and asset recovery across state and federal courts.
Requirements
• Litigation & Case Management: Direct all phases of commercial litigation from pre-suit investigation through pleading, discovery, trial, and post-judgment enforcement.
• MCA & Contract Enforcement: Handle complex disputes arising from MCA agreements, commercial guarantees, merchant default, stacking issues, and payment processor disputes.
• Creditors' Rights & Asset Recovery: Formulate and execute aggressive recovery strategies, including bank restraints, property liens, wage garnishments, fraudulent conveyance actions, and post-judgment subpoenas.
• Motion Practice & Briefing: Draft high-quality pleadings, emergency motions (injunctions, TROs, attachments), summary judgment motions, and appellate briefs.
• Court Appearances: Represent clients at oral arguments, hearings, depositions, mediations, and trial proceedings.
• Client Consultation: Advise lenders, funding companies, and financial institutions on risk mitigation, portfolio recovery, and compliance with evolving state and federal commercial finance laws.
Qualifications & Requirements
• Juris Doctor (JD): Degree from an accredited law school; active bar admission in good standing in the primary operating jurisdiction.
• Experience: 5+ years of dedicated experience in commercial litigation, specifically focusing on MCA litigation, debt collection, and creditors' rights.
• Precedent Knowledge: In-depth understanding of Uniform Commercial Code (UCC) Articles 3 and 9, state enforcement of judgment procedures, and commercial contract law.
• Courtroom Skills: Demonstrated track record of motion practice, trial experience, and emergency relief hearings.
• Efficiency: Ability to manage a robust caseload independently while maintaining high attention to detail in a fast-paced environment.
Preferred Experience
• Familiarity with bankruptcy proceedings (representing secured and unsecured creditors in Chapter 7, 11, and 13 cases, including adversary proceedings and motions for relief from stay).
• Experience navigating regulatory updates affecting the MCA and alternative finance industry (e.g., disclosure laws, usury recharacterization claims).
Salary Description
$180,000-$200,000

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