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Entry Level Debt Recovery Specialist Jobs (NOW HIRING)

RSI

Recovery Specialist

Sterling, VA · On-site

The Recovery Specialist will also need to skip trace for the correct location of debtors and properly follow up on all correspondence. There are occasions the Recovery Specialist will also have to ...

RSI ENTERPRISES INC

Bad Debt Collector

Glendale, AZ · Remote

$17/hr

As a Recovery Specialist, you're involved with dialing out and taking calls, all in the mission to ... You'll flex your skills in skip tracing to track down those debtors and make sure you're on top of ...

RSI ENTERPRISES INC

Recovery Specialist

Sterling, VA

The Recovery Specialist will also need to skip trace for the correct location of debtors and properly follow up on all correspondence. There are occasions the Recovery Specialist will also have to ...

RSI

Bad Debt Collector

Glendale, AZ · On-site

$17/hr

As a Recovery Specialist, you're involved with dialing out and taking calls, all in the mission to ... You'll flex your skills in skip tracing to track down those debtors and make sure you're on top of ...

Recovery Solutions Group LLC

Debt Collections

Milford, DE · On-site

$42K/yr

Recovery Solutions Group LLC is looking for a driven and professional Debt Collections Specialist to join our team in Milford, DE. This is a great opportunity to build a rewarding career in financial ...

Snap-on Inc

Recovery Specialist

Libertyville, IL · On-site

$44K - $48K/yr

Recovery Specialists are responsible for notifying customers of their defaulted accounts primarily ... Responsible for collecting on bad debt accounts * Achieve monthly goals * Make outbound calls and ...

Snap-on Inc

Recovery Specialist

Libertyville, IL · On-site

$44K - $48K/yr

Recovery Specialists are responsible for notifying customers of their defaulted accounts primarily ... Locate customers to resolve bad debt accounts Qualifications Requirements: * College degree ...

Snap-on Inc

Recovery Specialist

Libertyville, IL · On-site

$44K - $48K/yr

Recovery Specialists are responsible for notifying customers of their defaulted accounts primarily ... Locate customers to resolve bad debt accounts Qualifications Requirements: * College degree ...

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All JobsDebt Recovery Specialist JobsEntry Level Debt Recovery Specialist Jobs

Entry Level Debt Recovery Specialist information

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$26

$52

How much do entry level debt recovery specialist jobs pay per hour?

As of Jul 30, 2026, the average hourly pay for entry level debt recovery specialist in the United States is $26.29, according to ZipRecruiter salary data. Most workers in this role earn between $16.59 and $34.38 per hour, depending on experience, location, and employer.

What is the difference between Entry Level Debt Recovery Specialist vs Collections Associate?

AspectEntry Level Debt Recovery SpecialistCollections Associate
Required CredentialsHigh school diploma, basic financial knowledgeHigh school diploma, customer service skills
Work EnvironmentCall centers, offices, remote optionsCall centers, offices, remote options
Employer & IndustryFinancial institutions, debt recovery agenciesBanks, credit card companies, collection agencies

Both roles involve contacting debtors to recover outstanding payments, often requiring similar skills and environments. The main difference lies in terminology and specific job focus, with 'Debt Recovery Specialist' emphasizing recovery processes and 'Collections Associate' often focusing on customer interactions and account management.

More about Entry Level Debt Recovery Specialist jobs
What are the most commonly searched types of Debt Recovery Specialist jobs? The most popular types of Debt Recovery Specialist jobs are:
What job categories do people searching Entry Level Debt Recovery Specialist jobs look for? The top searched job categories for Entry Level Debt Recovery Specialist jobs are:
Entry Level Debt Recovery Specialist jobs near you
Infographic showing various Entry Level Debt Recovery Specialist job openings in the United States as of July 2026, with employment types broken down into 91% Full Time, 8% Part Time, and 1% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $54,689 per year, or $26.3 per hour.

Debt Recovery Specialist

Cedar Point Federal Credit Union

Lexington Park, MD

$26.48/hr

Other

Re-posted 6 days ago

Job description

Description

Primary Functions: Using Keystone Collections, prepare basic information on delinquent loans, master cards, mortgages and/or overdrawn accounts, make and answer phone calls, follow up on worked accounts, research accounts to correct deficiencies caused by error, make interest and principal adjustments as required, prepare payment or extension agreements at member's request, keep records on delinquent loans, master cards, mortgages, and/or overdrawn accounts, file documentation as needed, write up and post daily mail, check current addresses in computer to ensure correct information.


Duties and Responsibilities:

  • Research and purify accounts from queues within Keystone Collections to include but not limited to overdrawn accounts, delinquent loans, master cards, and mortgages.
  • Assist with the processing of bankruptcy claims.
  • Contact members on accounts assigned to resolve errors and produce payments. Record all member contacts along with any promise to pay.
  • Post payments to accounts, including posting and recording of payments to charged-off accounts.
  • Maintain complete and accurate records of attempted recovery activity as directed by the Debt Recovery Manager.
  • Prepare correspondence to delinquent members and use certified mail when desirable to ensure member notification.
  • Must maintain knowledge of all credit union products to aid in the research, correction or collection of accounts.
  • Research and correct credit report disputes within E-Oscar. Report negative charged off accounts to Efunds.
  • Prepare delinquent accounts for legal action.
  • Assist with the creation and maintenance of all debt recovery reports.
  • Complete required and recommended educational courses; Follow all rules and regulations as applicable to the job function, including but not limited to the Bank Secrecy Act.
  • Perform all other duties as assigned.

Requirements


  • High School graduate
  • Two or more years of experience in a financial institution or in debt collection. 
  • Knowledge of all credit union products and services.
  • Knowledge of general office procedures and organizational skills.
  • Ability to work in a fast-paced environment and be flexible with schedule.
  • Ability to communicate well with members and staff.
  • Microsoft Office experience helpful.
  • Previous experience with debt recovery is helpful.

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