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Debt Recovery Officer Jobs (NOW HIRING)

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Debt Collection Manager

Phoenix, AZ · On-site

$40K - $80K/yr (+ commission)

Operations Director / CEO About Us We are a professional debt recovery agency dedicated to ethical, compliant, and effective collection practices. We partner with clients across industries to recover ...

Collaborate with the finance department, COO, and attorneys to implement tailored collection ... collections, debt recovery or a similar legal field. * Proven ability to manage the full ...

Chief Legal Officer

Harrington, DE · On-site

$72 - $96/hr

... to lending, debt collection, and asset-based finance activities. * Manage risk across the ... Oversee asset recovery and collateral recovery strategies, including legal processes and credit ...

... to lending, debt collection, and asset-based finance activities. * Manage risk across the ... Oversee asset recovery and collateral recovery strategies, including legal processes and credit ...

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Debt Recovery Officer information

See salary details

$30.5K

$50.1K

$88K

How much do debt recovery officer jobs pay per year?

As of Sep 9, 2026, the average yearly pay for debt recovery officer in the United States is $50,074.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,500.00 and $55,500.00 per year, depending on experience, location, and employer.

What is the difference between Debt Recovery Officer vs Credit Controller?

AspectDebt Recovery OfficerCredit Controller
CredentialsTypically requires financial or debt collection certificationsOften holds finance or accounting qualifications
Work EnvironmentFieldwork and office-based tasks, often dealing with overdue accountsPrimarily office-based, managing credit limits and payment terms
Employer & IndustryFinancial institutions, debt collection agencies, lending companiesBusinesses across various industries, including retail and manufacturing

While both roles focus on managing overdue payments, a Debt Recovery Officer primarily handles the collection process, often involving fieldwork, whereas a Credit Controller manages credit policies and payment schedules within the company. Understanding these differences helps in choosing the right career path or job search focus.

How to become a debt recovery officer?

To become a debt recovery officer, candidates typically need a high school diploma or equivalent, with some roles preferring post-secondary education or relevant experience in finance or collections. Developing skills in communication, negotiation, and understanding of debt collection laws is important, and some employers may require certification or training in debt recovery procedures. Gaining experience in customer service or finance can also improve job prospects in this field.

What is the role of a debt recovery officer?

A debt recovery officer is responsible for contacting debtors to collect overdue payments, negotiating repayment plans, and maintaining records of collection efforts. They often use communication skills, negotiation techniques, and debt management software to recover funds efficiently and ensure compliance with relevant regulations.
More about Debt Recovery Officer jobs

What states have the most Debt Recovery Officer jobs?

States with the most job openings for Debt Recovery Officer jobs include:

What are popular job titles related to Debt Recovery Officer jobs?

For Debt Recovery Officer jobs, the most frequently searched job titles are:

Infographic showing various Debt Recovery Officer job openings in the United States as of September 2026, with employment types broken down into 1% Internship, 92% Full Time, and 7% Part Time. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $50,074 per year, or $24.1 per hour.

Revenue Recovery Officer II

San Bernardino, CA

$54K - $77K/yr

Full-time

Re-posted 9 days ago


Key responsibilities

  • Manage large caseloads of delinquent accounts and investigate, analyze, and determine the best course of action to resolve debt.

  • Establish payment schedules, conduct field calls, and appear in court to ensure compliance with court orders and laws.

  • Use a variety of methods to collect delinquent revenues due to the County.


San Bernardino County rating

7.5

Company rating: 7.5 out of 10

Based on 81 frontline employees who took The Breakroom Quiz

549th of 857 rated public administrative organizations


Job description

The Job San Bernardino County is recruiting for Revenue Recovery Officers II to work in a fast-paced, high-volume collections environment and using a variety of methods to collect delinquent revenues due the County. Revenue Recovery Officers II manage large caseloads of delinquent accounts and investigate, analyze, and determine the best course of action to resolve debt; establish payment schedules; conduct field calls; appear in court; and interpret court orders and laws to ensure compliance. For more detailed information, please refer to the Revenue Recovery Officer II job description.

Applications are also being accepted for Revenue Recovery Officer Trainee and Revenue Recovery Officer I which requires a separate application. The eligible list established by this recruitment may also be used to fill vacancies in the San Bernardino County Fire Protection District. Applicants will be asked to indicate their availability and preference for referral to the different agencies in the Supplemental Questionnaire.

The San Bernardino County Fire Protection District is a separate entity from San Bernardino County, and as such, compensation and benefits for their positions are set forth in a different compensation plan. The salary for San Bernardino County Fire Protection District (Revenue Recovery Officer II (Fire) is $26.84- $37.01 hourly (range N27)). For additional details, refer to the Fire Auxiliary Services Unit MOU and Benefits Summary

EXCELLENT BENEFITS To review job-specific benefits, refer to: Summary of Benefits and Memorandum of Understanding (MOU). CONDITIONS OF EMPLOYMENT Travel: A valid California Class C Driver License may be required to carry out the essential job-related functions of this position. Mileage reimbursement and proof of automobile liability insurance must be maintained.

Pre-Employment Process: A successful background check, including credit, is required prior to assignment. Sponsorship: San Bernardino County is not able to consider candidates who will require visa sponsorship at the time of application or in the future. Minimum Requirements CANDIDATES MUST MEET THE FOLLOWING REQUIREMENT: EXPERIENCE Must possess two (2) years of full-time experience collecting on a large caseload of delinquent accounts for a governmental or third-party collection agency, hospital, or closely related environment.

Primary duties MUST include full-time responsibility initiating and receiving collection calls, investigating financial information to determine debtor's ability to pay, applying skip tracing techniques, and recommending and expediting legal action. Qualifying experience includes collecting on one or more of the following: government debt, medical bills, credit card, unsecured/secured retail debt, OR personal loans. Note: Accounts receivable collections experience is not considered qualifying.

All work experience must be clearly detailed and demonstrated on the application AND supplemental questionnaire to ensure qualifications are properly considered (resumes are not reviewed). All information must be current and up to date. Desired Qualifications The ideal candidate's background includes knowledge and understanding of the Fair Credit Reporting Act, Fair Debt Collection Practices Act, legal codes, court procedures, precedents, current laws, and governmental regulations pertaining to the collection of delinquent accounts (i.e., unsecured/secured debt, personal loans, medical bills, or government debt)

The ideal candidate will be a self-assured and persuasive individual with excellent interpersonal and public contact skills, have the ability to successfully handle conflicts, multi-task, work well under pressure, have experience handling a high volume of delinquent accounts, and public sector collections experience. Experience utilizing multiple on-line skip tracing resources for the purposes of debt collection is highly desirable. The ideal candidate's background for the Auditor-Controller/Treasurer Tax Collector includes knowledge and understanding of the Fair Credit Reporting Act, Fair Debt Collections Practices Act, legal codes, court procedures, precedents, current laws, and government regulations pertaining to the collection of delinquent accounts (i.e., unsecured/secured debt, personal loans, medical bills, or government debt)

The ideal candidate will be a self-assured and persuasive individual with excellent interpersonal and public contact skills, have the ability to successfully handle conflicts, multi-task, work well under pressure, have experience handling a high volume of delinquent accounts, and public sector collections experience. Experience utilizing multiple on-line skip tracing resources for the purposes of debt collection and substantial experience in determining appropriate course of action in case management is highly desired. The ideal candidate's background for Arrowhead Regional Medical Center includes practical knowledge with health insurance billing forms, utilization review, governmental and health plan billing requirements and reimbursement methodologies.

Additionally, experience with various insurance payors including Commercial, Managed Care, Worker's Compensation, Medicare, and Medi-cal is also highly desired. Bilingual Skills (Spanish/English) and Computer Skills are highly desirable and should be noted on the application. Candidates who wish to be considered for bilingual (Spanish/English) positions must indicate bilingual skills on the application and pass the Spanish Bilingual Test.

Bilingual compensation is available; additional testing may be required. Selection Process Examination Procedure: There will be a competitive evaluation of qualifications based on a review of the Application and Supplemental Questionnaire; therefore, it is to your advantage to provide as much relevant and detailed work experience as possible, as resumes will not be reviewed in lieu of the application materials. Application Procedure: Complete and submit the online employment application and supplemental questionnaire as soon as possible as this recruitment may close at any time.

To ensure timely and successful submission of your online application, please allow ample time to complete and submit your application as soon as possible. Applicants will be automatically logged out if they have not submitted the application and all required materials prior to the posted deadline. Once your application has been successfully submitted, you will receive an onscreen confirmation and an email.

We recommend that you save and/or print these for your records. Please note, if you do not receive an onscreen confirmation and an email acknowledging our receipt of your application, we have not received your application. If you require technical assistance, follow this link to review the Government Jobs online application guide or contact their Toll-Free Applicant Support line at (855) 524-5627.

Please note that Human Resources is not responsible for any issues or delays caused by your internet connection, computer, or browser when submitting an application. EEO/ADA: San Bernardino County is an Equal Employment Opportunity (EEO) and Americans with Disabilities Act (ADA) compliant employer, dedicated to ensuring equal employment opportunities for all employees and applicants. ADA Accommodation: If you have a disability and need accommodations during the testing process, please submit the Special Testing Accommodations Request Form within one week of a recruitment filing deadline.

Veterans' Preference: Eligible veterans, their spouses, or widows/widowers who are not current County employees may receive additional Veterans' Preference points. For details and instructions on how to request these points, please refer to the Veterans' Preference Policy. (All Veterans Preference documentation (originals not required) must be submitted within 48 hours of submitting your application.) For important details about the employment and application process, including helpful tips, review the links below: Employment Hiring Process Information SBC LevelUp - The Hiring Journey Guide to Completing a County Job Application


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