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$35K

$98K

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How much do credit recovery officer jobs pay per year?

As of Aug 29, 2026, the average yearly pay for credit recovery officer in the United States is $98,014.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,000.00 and $120,500.00 per year, depending on experience, location, and employer.

How do you become a credit recovery officer?

To become a credit recovery officer, candidates typically need a high school diploma or equivalent, with some roles preferring an associate's or bachelor's degree in finance, accounting, or a related field. Relevant skills include strong communication, attention to detail, and knowledge of credit reporting systems; obtaining certifications such as the Certified Credit and Collection Professional (CCCP) can enhance job prospects.

Is a credit recovery officer a stressful job?

A credit recovery officer's job can be stressful due to the need to handle sensitive financial information, meet collection targets, and manage difficult conversations with clients. The role often requires strong communication skills, attention to detail, and the ability to work under pressure, especially in high-volume environments. However, stress levels vary depending on the workplace and individual resilience.
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Credit Recovery Officer jobs near you
Infographic showing various Credit Recovery Officer job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $98,014 per year, or $47.1 per hour.

Senior Special Credits Recovery Officer

Global Credit Union

Anchorage, AK • On-site

$69K - $112K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 16 days ago

Global Credit Union rating

8.4

Company rating: 8.4 out of 10

Based on 17 frontline employees who took The Breakroom Quiz

Job description

Overview
Reports To: SC Recovery Manager
This is a Supervisory Position
Functions Supervised: Recovery
Primary Functions: Perform collection activity on assigned accounts.
Duties and Responsibilities:
  1. Perform all duties of a Special Credits Recovery Officer III.
  2. Responsible for the review of Recovery collection and associated work and for making recommendations regarding the need for adjustment in work routines.
  3. Responsible for daily management of work flow, responsible for general ledger accounting, preparation of monthly reports / portfolio analysis, daily processing / calendars, and processing collection agency assignment reports.
  4. Responsible for management of assignments and recalls to and from collection agencies and/or legal actions on collection accounts in order to optimize recoveries and minimize expenses.
  5. Develop and train staff to understand and comply with all policies, laws and procedures as they relate to collections.
  6. Perform other duties as assigned.

Qualifications
Education: High school graduate or equivalent.
Creditable Experience in Lieu of Education: Not Applicable
Experience/Skills: Must have at least four years experience in the consumer collection field with proven ability to effectively collect delinquent accounts. Must have advanced knowledge of all office equipment and systems used for collections to include credit card and active collection software products for daily, weekly, and monthly collection operations. Must have a proven ability to evaluate difficult situations and exercise good judgment. Must have good human relation skills and a strong personality to effectively handle adverse situations routinely.
Tenure: Not Applicable
Compensation
Starting base salary will be determined based on candidate experience, qualifications, education, and applicable local or state wage requirements, and will fall within the range provided below. In accordance with our Salary Administration policy, new hire base salaries generally fall between the minimum and midpoint of the listed range.
Salary Pay Range: 09
$69,557 - $112,677 annually
Benefits
  • Short-term and long-term incentives
  • Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
  • 401(k) plan with a 5% match
  • Employee Assistance Program (EAP)
  • Life and disability coverage
  • Voluntary cash benefits for accident, hospitalization and critical illness
  • Tuition Reimbursement
  • Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
  • Click here to view Global's comprehensive Benefits Programs

Equal Opportunity Employer

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