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Chief Loan Officer Jobs (NOW HIRING)

You will work alongside a team of Loan officers, where you will regularly report to CEO and Board of Directors. Job Responsibilities * Evaluate credit worthiness by processing loan applications and ...

Director of Credit

Springfield, MO · On-site

$100 - $125/hr

This position is responsible to and reports directly to the Executive Vice President, Chief Loan Officer. Qualifications A bachelor's degree in finance or accounting, as well as a CPA or formal ...

Title: Loan Officer Date: December 3, 2024 Location: Opelousas, LA. Salary: Commensurate with ... Occasional interaction with association senior management, and/or CEO. Occasional interaction with ...

Title: Loan Officer Date: December 3, 2024 Location: Opelousas, LA. Salary: Commensurate with ... Occasional interaction with association senior management, and/or CEO. Occasional interaction with ...

Loan Officer

Newport, OR · On-site

$53K - $88K/yr

Position Title - Loan Officer Department - Lending Reports To - Branch Manager and Chief Lending Officer · Meets with customers to determine needs and negotiate deals · Manages the loan processes ...

Recommends or approves loans in assigned territory within the limits of specific delegated ... Occasional interaction with association senior management, CEO, and/or board of directors.

Recommends or approves loans in assigned territory within the limits of specific delegated ... Occasional interaction with association senior management, CEO, and/or board of directors.

Occasional interaction with association senior management, CEO, and/or board of directors ... This job has been benchmarked to Loan Officer Associate Compliance with FCBT and Association ...

Occasional interaction with association senior management, CEO, and/or board of directors ... This job has been benchmarked to Loan Officer Associate Compliance with FCBT and Association ...

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Chief Loan Officer information

See salary details

$25.5K

$166.5K

$276.5K

How much do chief loan officer jobs pay per year?

As of Sep 7, 2026, the average yearly pay for chief loan officer in the United States is $166,511.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,000.00 and $195,000.00 per year, depending on experience, location, and employer.

What does a chief loan officer do?

A Chief Loan Officer is responsible for overseeing the lending operations of a financial institution, such as a bank or credit union. They set policies, approve high-value loans, and ensure compliance with regulations. Additionally, they lead loan officers, monitor portfolio performance, and develop strategies to minimize risk while maximizing profitability. Their role is crucial for maintaining the financial health and growth of the organization.

What are the key skills and qualifications needed to thrive as a chief loan officer?

To thrive as a Chief Loan Officer, you need deep expertise in credit analysis, risk management, and lending regulations, typically backed by a finance degree and substantial experience in commercial or consumer lending. Familiarity with loan origination systems, financial modeling software, and regulatory compliance tools is crucial. Exceptional leadership, strategic decision-making, and communication skills help you guide teams and build strong client relationships. These skills ensure prudent lending practices, regulatory compliance, and sustained business growth for financial institutions.

What are some common challenges faced by chief loan officers in managing lending portfolios?

Chief Loan Officers often face the challenge of balancing risk management with the need to grow the loan portfolio. They must ensure compliance with regulatory standards while also meeting organizational goals for loan volume and profitability. Additionally, they regularly collaborate with credit analysts, loan officers, and senior management to assess creditworthiness, develop new lending products, and respond to changing market conditions. Staying ahead of economic trends and adapting lending policies accordingly are also key aspects of the role.

What is the difference between Chief Loan Officer vs Loan Officer?

AspectChief Loan OfficerLoan Officer
CredentialsTypically requires a mortgage or banking license, relevant experience, and sometimes advanced degreesRequires licensing (e.g., NMLS), relevant experience, and industry certifications
Work EnvironmentOversees loan departments, develops policies, and manages senior staffWorks directly with clients to evaluate and process loan applications
Employer & Industry UsageBanking institutions, mortgage companies, financial firmsBanks, credit unions, mortgage brokers, lending companies

The main difference is that the Chief Loan Officer holds a leadership role overseeing loan operations and strategy, while the Loan Officer focuses on evaluating individual loan applications and client interactions. The Chief Loan Officer has broader responsibilities and typically more experience and credentials.

How much does a chief loan officer make?

A chief loan officer typically earns a median annual salary between $70,000 and $150,000, depending on experience, location, and the size of the financial institution. They often receive bonuses and commissions based on loan performance and may hold certifications such as the Mortgage Loan Originator license.
More about Chief Loan Officer jobs
Infographic showing various Chief Loan Officer job openings in the United States as of August 2026, with employment types broken down into 93% Full Time, and 7% Part Time. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $166,511 per year, or $80.1 per hour.

Director of Credit

AGFinancial

Springfield, MO • On-site

Full-time

Re-posted 9 days ago


Job description

Director of Credit

The Director of Credit will use analytical judgment and in-depth financial analysis to evaluate the risk and potential for loan requests ensuring sound underwriting, portfolio quality, regulatory compliance, and alignment with the organization’s strategic goals. This role provides oversight of specialty lending portfolios, with a strong emphasis on nonprofit financial analysis and accounting. The Director of Credit assists in establishing credit policy, helps manage credit risk, and partners with executive leadership to support responsible growth. A bachelor’s degree in finance or accounting, as well as a CPA or formal accounting background with nonprofit audit or advisory experience is required. Credit experience within a financial institution is preferred. This position is responsible to and reports directly to the Executive Vice President, Chief Loan Officer.