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Debt Recovery Jobs in Alabama (NOW HIRING)

Davies

Invoicing and billing clients, including debt recovery * Dealing with enquiries from clients via telephone and email * Accurate data entry of client information and maintaining records * Review all ...

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Rider Levett Bucknall

Strong understanding of credit risk management, debt recovery, cash collection and account reconciliations. * Experience of producing financial and management information reports. * Advanced Excel ...

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All JobsDebt Recovery JobsDebt Recovery Jobs in Alabama

Debt Recovery information

See Alabama salary details

$32.1K

$40.6K

$47.5K

How much do debt recovery jobs pay per year?

As of Aug 8, 2026, the average yearly pay for debt recovery in Alabama is $40,626.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,600.00 and $44,700.00 per year, depending on experience, location, and employer.

What are some common challenges faced in a debt recovery role and how can they be managed?

Professionals in debt recovery often encounter challenges such as handling difficult conversations with clients, meeting collection targets, and navigating complex regulatory requirements. To manage these, it's important to develop strong communication and negotiation skills, stay informed about relevant laws, and maintain detailed records of all interactions. Many teams offer regular training and support, and collaboration with legal or compliance departments can help ensure best practices are followed while maintaining positive client relationships.

What is debt recovery?

Debt recovery is the process of pursuing payments from individuals or businesses who have failed to pay their outstanding bills or debts. This typically involves contacting the debtor, negotiating repayment terms, and, if necessary, taking legal action to recover the owed funds. Debt recovery can be performed by the original creditor or by a specialized debt collection agency. The goal is to recover as much of the outstanding debt as possible while complying with relevant laws and regulations.

What is the difference between Debt Recovery vs Debt Collection?

AspectDebt RecoveryDebt Collection
CredentialsTypically no specific certifications, but knowledge of finance and law helpsOften requires knowledge of collections laws and sometimes certifications
Work EnvironmentOffice-based, sometimes fieldwork for asset recoveryPrimarily office-based, with phone and email communication
Employer & IndustryFinancial institutions, law firms, specialized recovery agenciesBanks, credit card companies, collection agencies

Debt Recovery involves legally pursuing unpaid debts, often through legal channels or asset recovery, while Debt Collection focuses on contacting debtors to secure payments through calls and negotiations. Both roles require understanding of financial laws, but Debt Recovery typically involves more legal procedures. The choice depends on whether the focus is on legal enforcement or direct debtor contact.

What are the key skills and qualifications needed to thrive as a debt recovery specialist, and why are they important?

To thrive as a Debt Recovery Specialist, you need a solid understanding of financial regulations, negotiation techniques, and debt collection laws, usually supported by a background in finance, business, or related certifications. Familiarity with debt management systems, CRM software, and legal compliance platforms is typically required. Strong communication, resilience, and problem-solving skills help you effectively interact with clients and overcome objections. These abilities are crucial for maximizing debt recovery rates while maintaining ethical standards and positive customer relations.
What are popular job titles related to Debt Recovery jobs in Alabama? For Debt Recovery jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Debt Recovery jobs in Alabama look for? The top searched job categories for Debt Recovery jobs in Alabama are:
What cities in Alabama are hiring for Debt Recovery jobs? Cities in Alabama with the most Debt Recovery job openings:
Debt Recovery jobs near you
Infographic showing various Debt Recovery job openings in Alabama as of August 2026, with employment types broken down into 86% Full Time, and 14% Contract. Highlights an 100% In-person job distribution, with an average salary of $40,626 per year, or $19.5 per hour.

Debt Recovery Specialist National Associates, Inc -

National Associates, Inc.

Birmingham, AL • On-site

$22 - $22.50/hr

Contractor

Medical, Life, Retirement, PTO

Re-posted 15 days ago

Job description

Review correspondence and documents to include, not limited to documents, statements and hardship letters. Understanding of emails, excellent computer skills

Follow procedures and guidelines using the telephone systems in order to ensure accurately respond to inquires from agencies.

Knowledge of customer services and support, provide assistance and resolve problems to satisfy expectations.

§ Weekly Hours: 40-Mon-Friday

§ 11 Paid Federal Holidays

§ 2 Weeks Paid Vacation after one year of service

§ Health

§ Bi-Weekly Pay

§ Direct Deposit

Job Types: Full-time, Contract

Benefits:

  • 401(k)
  • Health insurance
  • Paid time off
  • 2 weeks paid vacation

Schedule:

  • 8 hour shift
  • Monday to Friday

Education:

  • High school

Experience:

Company Description

National Associates, Inc. (NAI) is a full-service Staffing and Human Resources Management firm. We represent clients and candidates across various industries and geographic locations. With over 20+ years experience, we recruit and hire hundreds of candidates who enjoy working in a wide range of administrative, technical and professional positions. NAI is dedicated to helping clients to have a high-quality workforce.