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Debt Recovery Jobs in Alabama (NOW HIRING)

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Debt Recovery information

See Alabama salary details

$32.1K

$40.6K

$47.5K

How much do debt recovery jobs pay per year?

As of Aug 8, 2026, the average yearly pay for debt recovery in Alabama is $40,626.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,600.00 and $44,700.00 per year, depending on experience, location, and employer.

What are some common challenges faced in a debt recovery role and how can they be managed?

Professionals in debt recovery often encounter challenges such as handling difficult conversations with clients, meeting collection targets, and navigating complex regulatory requirements. To manage these, it's important to develop strong communication and negotiation skills, stay informed about relevant laws, and maintain detailed records of all interactions. Many teams offer regular training and support, and collaboration with legal or compliance departments can help ensure best practices are followed while maintaining positive client relationships.

What is debt recovery?

Debt recovery is the process of pursuing payments from individuals or businesses who have failed to pay their outstanding bills or debts. This typically involves contacting the debtor, negotiating repayment terms, and, if necessary, taking legal action to recover the owed funds. Debt recovery can be performed by the original creditor or by a specialized debt collection agency. The goal is to recover as much of the outstanding debt as possible while complying with relevant laws and regulations.

What is the difference between Debt Recovery vs Debt Collection?

AspectDebt RecoveryDebt Collection
CredentialsTypically no specific certifications, but knowledge of finance and law helpsOften requires knowledge of collections laws and sometimes certifications
Work EnvironmentOffice-based, sometimes fieldwork for asset recoveryPrimarily office-based, with phone and email communication
Employer & IndustryFinancial institutions, law firms, specialized recovery agenciesBanks, credit card companies, collection agencies

Debt Recovery involves legally pursuing unpaid debts, often through legal channels or asset recovery, while Debt Collection focuses on contacting debtors to secure payments through calls and negotiations. Both roles require understanding of financial laws, but Debt Recovery typically involves more legal procedures. The choice depends on whether the focus is on legal enforcement or direct debtor contact.

What are the key skills and qualifications needed to thrive as a debt recovery specialist, and why are they important?

To thrive as a Debt Recovery Specialist, you need a solid understanding of financial regulations, negotiation techniques, and debt collection laws, usually supported by a background in finance, business, or related certifications. Familiarity with debt management systems, CRM software, and legal compliance platforms is typically required. Strong communication, resilience, and problem-solving skills help you effectively interact with clients and overcome objections. These abilities are crucial for maximizing debt recovery rates while maintaining ethical standards and positive customer relations.
What are popular job titles related to Debt Recovery jobs in Alabama? For Debt Recovery jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Debt Recovery jobs in Alabama look for? The top searched job categories for Debt Recovery jobs in Alabama are:
What cities in Alabama are hiring for Debt Recovery jobs? Cities in Alabama with the most Debt Recovery job openings:
Debt Recovery jobs near you
Infographic showing various Debt Recovery job openings in Alabama as of August 2026, with employment types broken down into 86% Full Time, and 14% Contract. Highlights an 100% In-person job distribution, with an average salary of $40,626 per year, or $19.5 per hour.

Physical Therapist - Full-time

Select Specialty Hospital - Birmingham

Birmingham, AL • On-site

$33 - $51/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 18 days ago

Select Specialty Hospital rating

7.5

Company rating: 7.5 out of 10

Based on 91 frontline employees who took The Breakroom Quiz

299th of 1,055 rated hospitals

Job description

Overview

Position: Physical Therapist (PT)

Location: Birmingham, AL (3rd floor of Brookwood Baptist Medical Center)

Schedule: Full-Time, Monday - Friday, no weekends or holidays Compensation: $33.00 - $51.00 per hour, based on years of experience 

Select Specialty Hospital Birmingham is a critical illness recovery hospital committed to providing world-class inpatient post-ICU services to chronic, critically ill patients who require extended healing and recovery. We help patients during some of the most vulnerable, painful moments of their lives - and Physical Therapists (PT) play a central role in providing compassionate, excellent treatment every step of the way.

 

Why Join Us:

  • Start Strong: Extensive and thorough Physical Therapist (PT) orientation program to ensure a smooth transition into our setting.
  • Advance Your Career: Tuition reimbursement, and continuing education opportunities.
  • Elevate Your Skills: Clinical ladder program.
  • Ease the Burden: Student debt benefit program.
  • Your Health Matters: Comprehensive medical/RX, health, vision, and dental plan offerings
  • Recharge & Refresh: Generous PTO to maintain a healthy work-life balance
  • Invest in Your Future: Company-matching 401(k) retirement plan, as well as life and disability protection
  • Your Impact Matters: Join a team of over 44,000 nationwide committed to providing exceptional care.
Responsibilities
  • Performing initial and ongoing systematic patient assessment.
  • Promoting continuous quality improvement.
  • Teaching and counseling patients/families.
  • Setting goals and developing treatment plans.
  • Working cooperatively to identify and solve patient-specific and facility-wide needs.
  • Participating in discharge planning for each patient, including placement, patient/family education and adaptive equipment.
  • Supervising Physical Therapy Assistants, as well as supervising PT and PTA students.
  • Conducting individual patient therapy regimens.
  • Monitoring patient's response to treatment and modifying treatment during sessions, as needed.
  • Completing appropriate documentation according to department policies and procedures.
  • Participating in departmental, hospital, and community continuing education seminars and in-services.
Qualifications

Minimum Qualifications

  • Current state licensure as a Physical Therapist required.
  • Certified BLS or completion in first 90 days of employment required.
Additional Data

Equal Opportunity Employer/including Disabled/Veterans

Employment Type: OTHER

What Select Specialty Hospital employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

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About Select Specialty Hospital

Sourced by ZipRecruiter

Select Specialty Hospital is a top-tier healthcare services provider situated in Mechanicsburg, PA, US. Operating under the wider umbrella of the healthcare industry, Select Specialty Hospital is a part of a network of specialized acute care hospitals energized to provide superior, patient-centered treatment. Since its establishment, it has been a pioneer in providing long-term acute care (LTAC) services to patients transitioning from intensive care or requiring concentrated care for ongoing recovery.

Industry

Health care and social assistance

Company size

10,000+ Employees

Headquarters location

Mechanicsburg, PA, US

Social media

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