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Debt Settlement Negotiator Jobs (NOW HIRING)

DebtBlue

Debt Settlement Negotiator

Richardson, TX

$20/hr

Win DebtBlue is growing - and we're looking for driven, competitive Debt Settlement Negotiators who know how to communicate, negotiate, and get results. If you are the person who doesn't back down ...

New

DebtBlue

Debt Settlement Negotiator

Richardson, TX · On-site

$20/hr

Win DebtBlue is growing - and we're looking for driven, competitive Debt Settlement Negotiators who know how to communicate, negotiate, and get results. If you are the person who doesn't back down ...

New

DebtBlue

Settlement Negotiator

Richardson, TX · On-site

Traditional Negotiator | Negotiations Department DebtBlue, LLC - Richardson, TX | On-Site, 5 Days a ... DebtBlue, LLC is a fast-growing debt settlement organization committed to helping individuals and ...

DebtBlue

Settlement Negotiator

Richardson, TX · On-site

Traditional Negotiator | Negotiations Department DebtBlue, LLC - Richardson, TX | On-Site, 5 Days a ... DebtBlue, LLC is a fast-growing debt settlement organization committed to helping individuals and ...

DebtBlue LLC

Traditional Negotiator

Richardson, TX

$20/hr

DebtBlue, LLC is a fast-growing debt settlement organization committed to helping individuals and ... The Negotiation Specialist will report to the Negotiations Manager. Pay : $20hr plus Bonus Hours:

Coastaldebt

Retention Specialist

Fort Lauderdale, FL · On-site

$25/hr

... Debt Resolve products. Maintain detailed notes in the CRM of client interactions, settlement qualifications, negotiations, and agreements. Encourage and motivate clients to continue with their ...

Coastaldebt

Retention Specialist

Fort Lauderdale, FL · On-site

$25/hr

... Debt Resolve products. • Maintain detailed notes in the CRM of client interactions, settlement qualifications, negotiations, and agreements. • Encourage and motivate clients to continue with ...

Better Debt Solutions

Client Advisor

Irvine, CA

$20K - $40K/mo

... negotiation, and client-building skills needed to consistently succeed in debt relief sales. Why ... We invest in the best debt settlement leads so you can focus on closing. * Monthly Bonuses, SPIFFS ...

Better Debt Solutions

Client Advisor

Irvine, CA

$20K - $40K/mo

... negotiation, and client-building skills needed to consistently succeed in debt relief sales. Why ... We invest in the best debt settlement leads so you can focus on closing. * Monthly Bonuses, SPIFFS ...

Better Debt Solutions

Client Advisor

Irvine, CA · On-site

$20K - $40K/mo

... negotiation, and client-building skills needed to consistently succeed in debt relief sales. Why ... We invest in the best debt settlement leads so you can focus on closing. * Monthly Bonuses, SPIFFS ...

Vandelay Administrative Services LL

Be Seen First

Client Services Representative

Boynton Beach, FL · On-site

$15 - $20.50/hr

Serve as the main liaison between clients and the firm throughout their debt settlement program ... Collaborate with internal teams--negotiations, payments, legal, and support--to ensure smooth case ...

Vandelay Administrative Services LL

Be Seen First

Client Services Representative

Boynton Beach, FL · On-site

$15 - $20.50/hr

Serve as the main liaison between clients and the firm throughout their debt settlement program ... Collaborate with internal teams--negotiations, payments, legal, and support--to ensure smooth case ...

Shore Marketing Group LLC

Negotiator

Belmar, NJ · On-site

As a Debt Negotiator, you will be speaking directly to creditors in a courteous and professional manner to negotiate unsecured debts for a reduced settlement on behalf of our clients.

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Debt Settlement Negotiator information

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$47.5K

$85.8K

$119K

How much do debt settlement negotiator jobs pay per year?

As of Aug 23, 2026, the average yearly pay for debt settlement negotiator in the United States is $85,750.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,500.00 and $115,000.00 per year, depending on experience, location, and employer.

What does a debt settlement negotiator do?

A Debt Settlement Negotiator works on behalf of individuals or companies to negotiate with creditors and reduce the total amount of debt owed. They communicate directly with creditors to reach agreements for lower payoffs, often helping clients avoid bankruptcy. Their goal is to settle debts for less than the full balance, providing financial relief to those struggling with unmanageable debt. Debt Settlement Negotiators may work for debt settlement companies, law firms, or independently.

What are the key skills and qualifications needed to thrive as a debt settlement negotiator, and why are they important?

To thrive as a Debt Settlement Negotiator, you need strong negotiation abilities, a solid understanding of debt laws and financial products, and typically a background in finance or related fields. Familiarity with CRM software, debt management systems, and sometimes certification from credit counseling organizations is common. Exceptional communication, empathy, and problem-solving skills help build trust and achieve favorable outcomes for clients. These skills are crucial for effectively advocating for clients, managing high-stress negotiations, and ensuring compliance with industry regulations.

What are some common challenges debt settlement negotiators face when working with creditors and clients?

Debt Settlement Negotiators often encounter challenges such as handling high-stress situations, managing clients' expectations about outcomes, and navigating difficult conversations with creditors. Negotiators must balance clients' financial limitations with creditor demands while adhering to legal and ethical guidelines. Success in this role requires strong communication skills, persistence, and the ability to remain calm and solution-focused under pressure, as negotiations can be complex and sometimes protracted.

What is the difference between Debt Settlement Negotiator vs Debt Collector?

AspectDebt Settlement NegotiatorDebt Collector
CredentialsMay require certifications like CDF (Certified Debt Specialist)No specific certifications typically required
Work EnvironmentOffice-based, client-facing, negotiates with creditorsField or office-based, contacts debtors to recover owed funds
Employer & IndustryDebt settlement companies, financial servicesCollection agencies, debt recovery firms
Primary FocusNegotiating reduced debt settlements for clientsRecovering debts owed to creditors

While both roles involve dealing with debt, a Debt Settlement Negotiator focuses on negotiating reduced payments for clients, whereas a Debt Collector works to recover owed funds directly from debtors. The roles differ in their approach, environment, and employer types, but both require knowledge of debt laws and negotiation skills.

More about Debt Settlement Negotiator jobs

What are the most commonly searched types of Debt Settlement Negotiator jobs?

The most popular types of Debt Settlement Negotiator jobs are:

What states have the most Debt Settlement Negotiator jobs?

States with the most job openings for Debt Settlement Negotiator jobs include:

What job categories do people searching Debt Settlement Negotiator jobs look for?

The top searched job categories for Debt Settlement Negotiator jobs are:

Debt Settlement Negotiator jobs near you
Infographic showing various Debt Settlement Negotiator job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 87% Full Time, 11% Part Time, and 1% Contract. Highlights an 86% Physical, 4% Hybrid, and 10% Remote job distribution, with an average salary of $85,750 per year, or $41.2 per hour.

Debt Settlement Negotiator

DebtBlue

Richardson, TX

$20/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted yesterday

New

Job description

Are you hungry for success - or just looking for a job?

Negotiate. Advocate. Win

DebtBlue is growing - and we're looking for driven, competitive Debt Settlement Negotiators who know how to communicate, negotiate, and get results. If you are the person who doesn't back down from a tough conversation, thrives under pressure and gets satisfaction from turning a challenging situation into a win, we want you on our team!

Duties and Responsibilities:

  • Negotiate directly with creditors and collection agencies on behalf of our clients.
  • Own your pipeline - manage a queue of client accounts, hitting monthly production goals that keep the department (and your paycheck) strong
  • Develop strategic settlement approaches based on each client's financial situation.
  • Work toward favorable settlement agreements while protecting the clients' interests.
  • Maintain accurate documentation and follow company processes and compliance requirements
  • Manage multiple negotiations while consistently meeting performance and productivity goals.

Qualifications and Educational Requirements:

  • Debt Settlement Experience not required - We will train!
  • High school diploma or GED (preferred)
  • Effective communication skills (verbal and written)
  • A high degree of initiative with the ability to meet and exceed monthly goals
  • Proficiency in Microsoft Office
  • Bilingual (Spanish) is a plus.

Compensation & Incentives:

DebtBlue Account Executives are paid on a base + uncapped variable model, built to reward production without a ceiling

  • Hourly Pay - $20/hour, paid Biweekly
  • Monthly Bonus – tiered structure based on monthly production

Average negotiators are earning $65,000 - $75,000

Top Performers are earning $90,000 +

Overtime opportunities available!

Benefits:

  • Medical (PPO), dental, and vision coverage is available
  • Group term life, AD&D, and long-term disability (LTD) insurance is available
  • Virtual doctor and Employee Assistance Program (EAP) benefits are available
  • Voluntary life and short-term disability (STD) insurance is available
  • 401(k) retirement plan
  • Paid time off (PTO)

Work Environment:

This is an in-office, high-energy call floor in Richardson, TX - not remote. Expect a fast-paced, metric-driven floor with daily call volume targets, live coaching, and a culture that rewards direct results over tenure.

DebtBlue, LLC is an equal opportunity employer. DebtBlue considers applicants for all positions without discrimination on the basis of race, color, religion, sex, national origin, genetic information (GINA), age, disability, marital status or veteran status, or any other legally protected status. No question on this application is used for the purpose of limiting or excluding any applicant's consideration for employment on any basis prohibited by local, state, or federal law.

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