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Debt Settlement Negotiator Jobs (NOW HIRING)

DebtBlue

Settlement Negotiator

Richardson, TX · On-site

Traditional Negotiator - Negotiations Department DebtBlue, LLC is a fastgrowing debt settlement organization committed to helping individuals and families regain financial stability. We serve with ...

DebtBlue

Settlement Negotiator

Richardson, TX · On-site

Traditional Negotiator - Negotiations Department DebtBlue, LLC is a fast‑growing debt settlement organization committed to helping individuals and families regain financial stability. We serve with ...

DebtBlue

Settlement Negotiator

Richardson, TX · On-site

$20/hr

Traditional Negotiator - Negotiations Department DebtBlue, LLC is a fast-growing debt settlement organization committed to helping individuals and families regain financial stability. We serve with ...

DebtBlue

Settlement Negotiator

Richardson, TX

$20/hr

Traditional Negotiator - Negotiations DepartmentDebtBlue, LLC is a fast‑growing debt settlement organization committed to helping individuals and families regain financial stability. We serve with ...

DebtBlue

Settlement Negotiator

Richardson, TX · On-site

$20/hr

Traditional Negotiator - Negotiations DepartmentDebtBlue, LLC is a fast‑growing debt settlement organization committed to helping individuals and families regain financial stability. We serve with ...

DebtBlue

Certified Debt Specialist

Richardson, TX · On-site

Experience in legal intake, debt settlement, negotiations, or administrative support is a plus Key Behaviors Aligned with DebtBlue Values * Growth Mindset Relentlessly pursue improvement and commit ...

DebtBlue

Certified Debt Specialist

Richardson, TX · On-site

$30K/yr

... debt settlement, negotiations, or administrative support is a plusKey Behaviors Aligned with ... DebtBlue ValuesGrowth Mindset Relentlessly pursue improvement and commit to becoming your best self.

DebtBlue

Certified Debt Specialist

Richardson, TX · On-site

$30K/yr

Experience in legal intake, debt settlement, negotiations, or administrative support is a plus Key Behaviors Aligned with DebtBlue Values * Growth Mindset Relentlessly pursue improvement and commit ...

DebtBlue LLC

Traditional Negotiator

Richardson, TX

$20/hr

DebtBlue, LLC is a fast-growing debt settlement organization committed to helping individuals and ... The Negotiation Specialist will report to the Negotiations Manager. Pay : $20hr plus Bonus Hours:

DebtBlue

Certified Debt Specialist

Richardson, TX · On-site

$30K/yr

... debt settlement, negotiations, or administrative support is a plusKey Behaviors Aligned with ... DebtBlue ValuesGrowth Mindset Relentlessly pursue improvement and commit to becoming your best self.

Coastaldebt

Retention Specialist

Fort Lauderdale, FL · On-site

$25/hr

... Debt Resolve products. • Maintain detailed notes in the CRM of client interactions, settlement qualifications, negotiations, and agreements. • Encourage and motivate clients to continue with ...

Better Debt Solutions

Client Advisor

Irvine, CA

$20K - $40K/mo

... negotiation, and client-building skills needed to consistently succeed in debt relief sales. Why ... We invest in the best debt settlement leads so you can focus on closing. * Monthly Bonuses, SPIFFS ...

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Debt Settlement Negotiator information

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$47.5K

$85.8K

$119K

How much do debt settlement negotiator jobs pay per year?

As of Aug 12, 2026, the average yearly pay for debt settlement negotiator in the United States is $85,750.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,500.00 and $115,000.00 per year, depending on experience, location, and employer.

What does a debt settlement negotiator do?

A Debt Settlement Negotiator works on behalf of individuals or companies to negotiate with creditors and reduce the total amount of debt owed. They communicate directly with creditors to reach agreements for lower payoffs, often helping clients avoid bankruptcy. Their goal is to settle debts for less than the full balance, providing financial relief to those struggling with unmanageable debt. Debt Settlement Negotiators may work for debt settlement companies, law firms, or independently.

What are some common challenges debt settlement negotiators face when working with creditors and clients?

Debt Settlement Negotiators often encounter challenges such as handling high-stress situations, managing clients' expectations about outcomes, and navigating difficult conversations with creditors. Negotiators must balance clients' financial limitations with creditor demands while adhering to legal and ethical guidelines. Success in this role requires strong communication skills, persistence, and the ability to remain calm and solution-focused under pressure, as negotiations can be complex and sometimes protracted.

What are the key skills and qualifications needed to thrive as a debt settlement negotiator, and why are they important?

To thrive as a Debt Settlement Negotiator, you need strong negotiation abilities, a solid understanding of debt laws and financial products, and typically a background in finance or related fields. Familiarity with CRM software, debt management systems, and sometimes certification from credit counseling organizations is common. Exceptional communication, empathy, and problem-solving skills help build trust and achieve favorable outcomes for clients. These skills are crucial for effectively advocating for clients, managing high-stress negotiations, and ensuring compliance with industry regulations.

What is the difference between Debt Settlement Negotiator vs Debt Collector?

AspectDebt Settlement NegotiatorDebt Collector
CredentialsMay require certifications like CDF (Certified Debt Specialist)No specific certifications typically required
Work EnvironmentOffice-based, client-facing, negotiates with creditorsField or office-based, contacts debtors to recover owed funds
Employer & IndustryDebt settlement companies, financial servicesCollection agencies, debt recovery firms
Primary FocusNegotiating reduced debt settlements for clientsRecovering debts owed to creditors

While both roles involve dealing with debt, a Debt Settlement Negotiator focuses on negotiating reduced payments for clients, whereas a Debt Collector works to recover owed funds directly from debtors. The roles differ in their approach, environment, and employer types, but both require knowledge of debt laws and negotiation skills.

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What cities are hiring for Debt Settlement Negotiator jobs? Cities with the most Debt Settlement Negotiator job openings:
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Debt Settlement Negotiator jobs near you
Infographic showing various Debt Settlement Negotiator job openings in the United States as of August 2026, with employment types broken down into 90% Full Time, 9% Part Time, and 1% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $85,750 per year, or $41.2 per hour.

Debt Settlement Negotiator

28 Technologies LLC

Grand Rapids, MI • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

This job post has expired today. Applications are no longer accepted.

Job description

About Us: Stenger & Stenger, founded in 1994 in Grand Rapids, MI, is a fast-growing, dynamic law firm specializing in creditors' rights across multiple states. Our mission is to provide the highest quality legal services while ensuring fair and compassionate resolutions for consumers. Our success is driven by the highly effective use of legal remedies by dedicated and motivated team members. The firm offers a friendly, fast-paced work environment and is committed to facilitating professional growth for top talent in our collaborative, supportive, and technology-driven workplace. Our vision of setting the bar together through compliant, effective legal collections is done through our core values of:
  • Hard Work
  • Innovation
  • Teamwork
  • Performance
  • Excellence
The DSC Negotiator is responsible for managing and negotiating debt settlement opportunities with third-party debt settlement companies. This role requires strong communication skills, attention to detail, and the ability to build and maintain professional partnerships. The ideal candidate is confident on the phone, skilled in written communication, and experienced in negotiation strategies within a regulated environment. Key Responsibilities
  • Conduct outbound and inbound calls with debt settlement companies to negotiate account resolutions and settlement terms
  • Manage ongoing communication via email and phone to ensure timely follow-up and resolution
  • Build and maintain strong, professional relationships with debt settlement partners
  • Review and analyze account details to determine appropriate negotiation strategies
  • Track and document all account activity accurately within internal systems
  • Ensure all negotiations and communications comply with applicable regulations, including FDCPA guidelines
  • Meet or exceed performance metrics related to settlement rates, productivity, and quality standards
Qualifications
  • Previous experience in debt settlement or collections negotiations, or a related field preferred
  • Strong knowledge of FDCPA and other applicable compliance regulations
  • Excellent verbal communication skills.
  • Strong written communication skills, including professional email correspondence
  • Detail-oriented with strong organizational and multitasking skills
  • Customer service experience required
Preferred Skills
  • Experience working with debt settlement companies or agencies
  • Strong negotiation skills with a results-driven mindset
  • Ability to manage high-volume workloads while maintaining accuracy
  • Experience working with scripts.
  • Strong problem-solving and critical-thinking abilities
Why Join Us? At Stenger & Stenger, P.C., we foster a culture of collaboration and innovation, offering numerous opportunities for growth and development. Our team values dependability, strong work ethic, and a passion for achieving positive outcomes for our clients. We also offer:
  • Competitive compensation
  • Health, dental, and vision benefits after 90 days
  • 401k retirement plan after 6 months of service
  • Paid holidays and generous time off
  • Firm provided life and disability insurance
  • Employee Assistance Program to help navigate life's challenges

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