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Credit Strong Jobs (NOW HIRING)

Horizon Farm Credit

Credit Analyst

Mechanicsburg, PA · On-site

$51K - $86K/yr

Strong analytical and computer skills. * Adaptable and flexible to a changing work environment. * Prolonged periods of sitting at a desk and working on a computer. Who are we? Horizon Farm Credit is ...

Horizon Farm Credit

Credit Analyst

Winchester, VA · Hybrid

$51K - $86K/yr

Strong analytical and computer skills. * Adaptable and flexible to a changing work environment. * Prolonged periods of sitting at a desk and working on a computer. Who are we? Horizon Farm Credit is ...

Horizon Farm Credit

Credit Analyst

Frederick, MD · On-site

$51K - $86K/yr

Strong analytical and computer skills. * Adaptable and flexible to a changing work environment. * Prolonged periods of sitting at a desk and working on a computer. Who are we? Horizon Farm Credit is ...

3Rivers Federal Credit Union

Credit Analyst

Fort Wayne, IN · On-site

$51K - $123K/yr

Strong analytical and problem-solving skills. * Ability to interpret financial and account data. * Effective communication and customer service skills. * Proficiency in Microsoft Office and credit ...

3Rivers Federal Credit Union

Credit Analyst

Fort Wayne, IN · On-site

$51K - $123K/yr

Strong analytical and problem-solving skills. * Ability to interpret financial and account data. * Effective communication and customer service skills. * Proficiency in Microsoft Office and credit ...

Commercial Credit Group

Credit Analyst

Hartford, CT · On-site

KEF has a Credit Analyst position available in the West Hartford office. This position has ... Strong communication, interpersonal, and analytical skills required. * A positive and ...

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How much do credit strong jobs pay per hour?

As of Jun 7, 2026, the average hourly pay for credit strong in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What are some common challenges faced by professionals working in credit analysis, and how can they be addressed?

Professionals in credit analysis often encounter challenges such as evaluating incomplete financial information, managing tight deadlines for loan decisions, and staying updated with ever-changing regulations. These challenges can be addressed by developing strong analytical skills, maintaining effective communication with clients and internal teams, and participating in ongoing professional development. Leveraging collaborative tools and staying organized can also help streamline the review process and ensure accurate risk assessments.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or economics, often supported by a relevant degree. Proficiency with financial modeling tools, spreadsheets (like Excel), and credit risk assessment software is typically required. Strong communication, problem-solving abilities, and sound judgment help you present findings and make recommendations effectively. These skills ensure accurate credit evaluations and informed lending decisions that minimize financial risk for organizations.

What is the difference between Credit Strong vs Mortgage Loan Officer?

AspectCredit StrongMortgage Loan Officer
Required CredentialsCredit builder certifications, financial knowledgeLoan originator license, financial background
Work EnvironmentOnline, financial servicesBank, mortgage brokerage, in-person/remote
Industry UsageCredit improvement, personal financeReal estate, lending

Credit Strong focuses on helping individuals build or improve their credit scores through financial products, often working in online or financial services settings. Mortgage Loan Officers assist clients in obtaining mortgage loans, working within banks or mortgage companies, and require specific licensing. While both roles involve finance, Credit Strong centers on credit building, whereas Mortgage Loan Officers specialize in home financing.

What is Credit Strong and how does it work?

Credit Strong is a financial service that helps individuals build or improve their credit by offering credit builder loans. When you open a Credit Strong account, a small loan is placed in a locked savings account and you make monthly payments toward the loan. These payments are reported to the major credit bureaus, helping you establish a positive payment history. Once the loan is paid off, you receive the savings, minus interest and fees. This process can help improve your credit score if you make all payments on time.
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Credit Strong jobs near you
Infographic showing various Credit Strong job openings in the United States as of May 2026, with employment types broken down into 36% Full Time, 53% Part Time, 10% Contract, and 1% Nights. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.
Credit Analyst

Credit Analyst

Horizon Farm Credit

Mechanicsburg, PA • On-site

$51K - $86K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 15 days ago

Job description

Job Description
Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance?
Overview: Horizon Farm Credit is actively recruiting for an experienced Credit Analyst to join our team. Qualified candidate may work in the Mechanicsburg, PA, Reedsville, PA, Frederick, MD or Winchester, VA branch locations. The hours of operation are typically, Monday to Friday from 8 a.m. to 4:30 p.m. This position is eligible for hybrid work schedule after 6 months of successful employment. Our ideal candidate is an experienced, organized, detail-oriented, and analytical Credit Analyst with agricultural or commercial credit analysis experience. This is a great opportunity to make a difference for agriculture and rural communities.
Position Description: In this position, you will serve as a confident financial professional through the delivery of sound credit and financial services within regulations and policies. You will accurately and efficiently analyze and underwrite loans in a sound manner to prospective and existing borrowers. You will work closely with Relationship Managers to structure, condition, and approve credits for our borrowers. Develop relationships with large and/or complex customers to more accurately and efficiently analyze the credit. Promotes related services, participates in credit decisions, and maintains a favorable Farm Credit image.
Areas of Responsibility Include but not limited to:
Based on Size, Scope, and Risk in the overall credit facility; complete the following:
  • Analyze financial information - accurately complete historical trends, pro-forma projections, debt repayment schedules, consolidations, stress testing, Probability of Default and Loss Given Default, source and use table, commodity worksheets, and any other necessary schedules, worksheets, and/or template tools available to adequately support the overall credit recommendation.
  • Prepare a loan narrative that provides an adequate summary of the financial analysis, addressing the applicable five C's of credit, highlighting credit strengths and documenting credit weaknesses to support the credit recommendation.
  • Actively collaborate with Relationship Managers to finalize credit recommendations.
  • Obtain necessary delegated authority for loan approvals.
  • Continue to study and be familiar with internal credit practices, loan products and compliance standards to ensure sound and eligible credit decisions.
  • Effectively manage loan underwriting pipeline and meet targeted turnaround time for loan decisions. Maintain high level of communication with lending and operations.
  • Assist as needed in the preparation of larger loan packages. Help monitor larger accounts for compliance to loan covenants and other on-going conditions of the loan approval.
  • Participate in continued education of agricultural industry trends/news.
  • Participates in association initiatives and engages regularly with cross-functional teams.
  • Other projects and/or research as assigned.

REQUIREMENTS:
  • Bachelor's degree in Business Administration, Agriculture, Economics, or Finance.
  • Generally, a minimum of three plus years of agricultural or commercial credit analysis/underwriting experience is preferred.
  • Must possess sound credit judgment and differential credit skills to complete accurate and timely credit package.
  • Ability to effectively communicate (verbal and written) with a large, geographically diverse team of co-workers.
  • Strong analytical and computer skills.
  • Adaptable and flexible to a changing work environment.
  • Prolonged periods of sitting at a desk and working on a computer.

Who are we?
Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference for agriculture and rural communities.
What can we offer you?
We offer competitive compensation and benefits packages for full-time employees including:
  • Medical insurance with dental and vision care options
  • 401 (k) with significant employer matching
  • Paid time off, holidays and volunteer time to support work/life balance
  • Tuition reimbursement and training opportunities
  • Student loan reimbursement
  • Leadership and career development opportunities
  • Paid parental leave and short-term disability
  • Fun and inclusive work environment

Salary Range: $51,900 - $86,400, depending on previous experience. Opportunity to earn additional incentive.
Equal Opportunity Employer including veterans and individuals with disabilities.

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