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Credit Risk Modeler Jobs in Florida (NOW HIRING)

First Horizon Bank

Portfolio Manager II

Orlando, FL

  • Medical

  • Dental

  • Vision

  • Retirement

... credit risk trends at the customer and portfolio level; notifies manager of risk changes ... Model and prepares packages for approval on all new and existing credits. * Assist in the pricing ...

IDBNY

Portfolio Manager - Middle Markets C+I

Aventura, FL · On-site

$110K - $145K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... amortization modeling * Prepare clear and comprehensive credit memoranda to support renewals ... Strong credit judgment and risk acumen, with the ability to proactively identify emerging risk

BankUnited

Credit Products Officer II

Miami Lakes, FL · On-site

Determine borrower, guarantor and facility risk rating -- Complete all required risk rating models and analyses. * Complete Credit Approval Memorandum and electronic approval memorandum -- Draft ...

BankUnited

Credit Products Officer II

Miami Lakes, FL · On-site

Determine borrower, guarantor and facility risk rating -- Complete all required risk rating models and analyses. * Complete Credit Approval Memorandum and electronic approval memorandum -- Draft ...

Deloitte

Financial Risk Senior Consultant

Miami, FL · On-site

$111K/yr

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...

Td

Collections Strategy Manager

Jacksonville, FL

$120K - $145K/yr

Risk Management We are seeking a highly analytical and strategic Credit Card Collections Strategy ... Experience in data modeling and risk management either from a business administration, statistical ...

Bank of America

Credit Officer II

West Palm Beach, FL · On-site

$85 - $115/hr

Risk assessment * Portfolio management * Loan documentation and negotiation * Strong ... Strong technical skills, including financial statement analysis, underwriting, cash flow modeling ...

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All JobsCredit Risk Modeler JobsCredit Risk Modeler Jobs in Florida

Credit Risk Modeler information

See Florida salary details

$105.4K

$122.9K

$158.8K

How much do credit risk modeler jobs pay per year?

As of Aug 16, 2026, the average yearly pay for credit risk modeler in Florida is $122,895.00, according to ZipRecruiter salary data. Most workers in this role earn between $112,200.00 and $125,800.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a credit risk modeler?

To thrive as a Credit Risk Modeler, you need a solid background in quantitative finance, statistics, and data analysis, often supported by a degree in mathematics, finance, or a related field. Familiarity with programming languages such as Python, R, or SAS, as well as experience with risk modeling frameworks and regulatory requirements like Basel III, is typically required. Strong analytical thinking, attention to detail, and effective communication make a candidate stand out in this role. These skills are crucial for accurately predicting credit risk, ensuring regulatory compliance, and supporting informed decision-making in financial institutions.

How does a credit risk modeler typically collaborate with other departments within a financial institution?

Credit Risk Modelers frequently work alongside data scientists, underwriters, compliance teams, and business analysts to develop and refine risk assessment models. Collaboration with IT teams is common for implementing models into production systems, while regular interaction with regulatory and compliance groups ensures models meet legal standards. Effective communication with stakeholders is essential to translate technical findings into actionable business strategies, making cross-functional teamwork a key part of the role.

What does a credit risk modeler do?

A Credit Risk Modeler is responsible for developing statistical models and analytical tools to assess the likelihood that borrowers will default on their loans or credit obligations. They use data analysis, statistical techniques, and machine learning algorithms to predict credit risk and help financial institutions make informed lending decisions. Their work involves gathering and cleaning data, building predictive models, validating model performance, and ensuring compliance with regulatory standards. Credit Risk Modelers play a crucial role in managing a bank's or lender's exposure to financial risk and maintaining a healthy loan portfolio.

What is the difference between Credit Risk Modeler vs Credit Analyst?

AspectCredit Risk ModelerCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; often certifications like FRM or CFABachelor's degree in finance, accounting, or related field; certifications like CFA are common
Work EnvironmentQuantitative teams, risk management departments, financial institutionsBank branches, lending departments, credit departments
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that Credit Risk Modelers develop statistical models to assess and predict credit risk, focusing on quantitative analysis. Credit Analysts evaluate individual creditworthiness of borrowers, primarily through financial statement analysis and credit reports. Both roles require financial knowledge, but Modelers are more data and model-focused, while Analysts are more client and credit evaluation-focused.

What are popular job titles related to Credit Risk Modeler jobs in Florida?

For Credit Risk Modeler jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Credit Risk Modeler jobs in Florida look for?

The top searched job categories for Credit Risk Modeler jobs in Florida are:

What cities in Florida are hiring for Credit Risk Modeler jobs?

Cities in Florida with the most Credit Risk Modeler job openings:

What are popular job titles related to Credit Risk Modeler jobs in FL?

For Credit Risk Modeler jobs in FL, the most frequently searched job titles are:

Credit Risk Modeler jobs near you
Infographic showing various Credit Risk Modeler job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 87% Full Time, 9% Part Time, and 3% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $122,895 per year, or $59.1 per hour.

VP of Credit & Business Intelligence (FL)

One Park Financial

Miami, FL • On-site

$180 - $260/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago

Job description

About One Park Financial

One Park Financial, a leading provider of financing solutions for small and mid-sized businesses, has been consistently recognized as a top workplace for seven consecutive years, earning both the Best Place to Work and Sun Sentinel's Top Places to Work awards. As a fast-paced and innovative financial services company, we take immense pride in disrupting the industry and positively impacting the lives of business owners nationwide. At One Park Financial, excellence and results are celebrated, and your skills and passion will be recognized and rewarded, providing opportunities for both professional and personal growth.

About the VP of Credit & Business Intelligence

Reporting directly to the SVP of Credit & Analytics, the successful candidate will oversee the Credit Policy & Analytics function for small business financing and emerging embedded finance products. This pivotal role aims to empower small businesses by managing the risk appetite through advanced decisioning models, growth strategies, reporting, and analytics vital to the organization.

Job Responsibilities
  • Own Credit Policy & Analytics across the organization – Credit Origination, Account Management, Portfolio monitoring, Collections and Loss/Growth Forecasting.
  • Lead development, validation and implementation of advanced AI/ML models and strategies to expand small business access to finance, taking intelligent risks.
  • Develop and maintain the key portfolio KPIs and inventory of periodic analysis to continuously identify risk and growth opportunities.
  • Support effective challenge of Business Operations through Data & Data Science based Business Intelligence rhythms.
  • Partner with Product, Engineering and Operations to productionize strategies in decision engines, while ensuring data quality, monitoring and controls.
  • Leverage Open Banking (Plaid), Credit (Commercial & Personal), Business Identity, Fraud and validation sources to evaluate improvements in our Credit strategy and merchant experience.
  • Identify areas to reshape user flows, reduce customer friction and optimize the credit funnel.
  • Manage Analytics infrastructure needs for proactive highlighting of issues that need to be addressed and prioritized in the organization.
  • Manage Executive discussions on Analytics prioritization for the most pressing business needs.
  • Coach, Mentor and Develop the Analytics team to turn into effective Credit & Business Intelligence champions and credit policy owners.
Job Requirements
  • 8-10 years of credit and/or analytics experience at Fintechs or Credit institutions, with 3+ years of direct merchant / SMB risk experience preferred.
  • Deep knowledge of underwriting using bank & cash-flow analysis, bureau & alternate data, bureaus etc. with a focus on unsecured credit risk.
  • 5+ years of leading teams (data science, analytics, risk policy) and scaling analytics functions at a growing organization.
  • Proven track record of implementing business intelligence-based optimization strategies (reporting & alerting) with P&L impact.
  • Fluency in SQL and Python or R; experience with BI tools (PowerBI/Tableau) and cloud data platforms (Snowflake/AWS/Databricks).
  • Outstanding leadership, communication, and interpersonal skills, with the innate ability to inspire and motivate a team.
  • Bachelors in a quantitative field; advanced MS/PhD qualifications are a plus.
  • Dental Insurance
  • Health insurance
  • Vision insurance
  • Paid time off
  • 401k with Match
  • Company Paid ID Protection
  • Company Paid Life Insurance
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