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Credit Risk Manager Jobs in Georgia (NOW HIRING)

Credit Review Team Leader Sr

Atlanta, GA · On-site +1

$125K - $255K/yr

As part of the respective credit risk focus area, develop and manage a credit review program which assesses the management framework in selecting, underwriting, and administering the direct and ...

Credit Review Team Leader Sr

Atlanta, GA · On-site +1

$125K - $255K/yr

As part of the respective credit risk focus area, develop and manage a credit review program which assesses the management framework in selecting, underwriting, and administering the direct and ...

Credit Review Team Leader Sr

Atlanta, GA · On-site +1

$125K - $255K/yr

As part of the respective credit risk focus area, develop and manage a credit review program which assesses the management framework in selecting, underwriting, and administering the direct and ...

Minimum Experience: minimum 5 years of experience in credit risk management, assurance, or financial services; Required Knowledge, Skills & Abilities: knowledge of credit risk frameworks, reporting ...

Showing results 21-40

Credit Risk Manager information

See Georgia salary details

$73K

$133.7K

$202.2K

How much do credit risk manager jobs pay per year?

As of Sep 9, 2026, the average yearly pay for credit risk manager in Georgia is $133,676.00, according to ZipRecruiter salary data. Most workers in this role earn between $112,700.00 and $149,900.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.

What are the most commonly searched types of Credit Risk jobs in Georgia?

The most popular types of Credit Risk jobs in Georgia are:

What are popular job titles related to Credit Risk Manager jobs in Georgia?

For Credit Risk Manager jobs in Georgia, the most frequently searched job titles are:

What job categories do people searching Credit Risk Manager jobs in Georgia look for?

The top searched job categories for Credit Risk Manager jobs in Georgia are:

What cities in Georgia are hiring for Credit Risk Manager jobs?

Cities in Georgia with the most Credit Risk Manager job openings:

Infographic showing various Credit Risk Manager job openings in Georgia as of September 2026, with employment types broken down into 79% Full Time, 15% Part Time, and 6% Contract. Highlights an 86% Physical, 2% Hybrid, and 12% Remote job distribution, with an average salary of $133,676 per year, or $64.3 per hour.

Director, Lending & Credit Risk Analytics

Alpharetta, GA • On-site

ValidiFI
Finance and Insurance • 11 - 50 employees

$125 - $150/hr

Other

Medical, Retirement

Re-posted 24 days ago


Job description

Director, Lending & Credit Risk Analytics

The Director of Lending & Credit Risk Analytics is a senior, customer-facing leader within ValidiFI’s Data Science organization, owning lending and credit risk interpretation across the company with a focus on non-prime and alternative credit use cases.

This role operates with significant autonomy, serving as the day-to-day owner of lending analytics while partnering closely with the VP of Data Science on strategy and priorities.

Responsibilities include overseeing analytics workflows across SQL-based data stores, Power BI reporting, and Excel-driven analysis, as well as driving insight-led enhancements to ValidiFI’s risk platform by shaping new features and models informed by lender needs, emerging data signals, and real-world decisioning gaps.

Key responsibilities

Lending & Credit Risk Leadership

  • Serve as ValidiFI’s internal authority on lending, underwriting, fraud, and credit‑risk
    analytics, with deep domain fluency in non-prime and alternative lending
  • Ensure analyses reflect how lenders actually evaluate risk, including loss exposure,
    fraud risk, approval and conversion lift, and early‑life performance indicators
  • Act as the final interpretive checkpoint for customer‑facing lending analyses prior to delivery
  • Review and approve analytical outputs for accuracy, relevance, and real‑world defensibility

Customer Analytics Management

  • Own prioritization, scoping, and execution of customer‑driven analytical requests
  • Lead, mentor, and develop Customer Analytics team members (current and future)
  • Establish repeatable analytical frameworks for common lending use cases (e.g.,
    approval optimization, fraud segmentation, early delinquency indicators)
  • Set standards for analytical rigor, documentation quality, and narrative consistency

Cross-Functional Partnership

  • Partner closely with Sales, Client Success, Product, and R&D on lender‑specific
    questions and insights
  • Translate lender feedback into structured input for R&D, highlighting gaps between
    model output, lender interpretation, and real‑world decision constraints
  • Influence product roadmap priorities and go‑to‑market messaging based on lender
    realities and market norms

Strategic Platform Ownership

  • Serve as the public and internal face of ValidiFI’s data studies and lending analytics strategy
  • Drive conversations and recommendations around new or enhanced risk model
    features and capabilities
  • Ensure consistency, credibility, and defensibility across all lender‑facing analytical
    work
Qualifications:
  • 7–10+ years of experience in lending, credit risk, fraud analytics, or financial risk
  • Direct experience supporting banks, fintech lenders, or non‑prime / alternative credit providers
  • Deep understanding of underwriting and credit policy design, fraud detection techniques, portfolio monitoring, and early‑risk indicators
  • Familiarity with regulatory and compliance considerations relevant to lending
  • Ability to combine quantitative outputs with real‑world lending judgment to produce
    conclusions that withstand scrutiny from both technical and business stakeholders
  • Strong ability to translate complex analytics into clear, lender‑ready narratives
  • Fluent in core data‑science concepts and metrics (e.g., AUC, KS, lift, stability, and model drift)
  • Familiarity with analytical languages such as R (and similar tools) is beneficial but not required
What you’ll get from us

A team where you can make an impact, and where you and your experience are valued. We offer comprehensive compensation and healthcare packages, 401k matching, and flexible time off.

No agencies please. ValidiFI provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity or national origin, citizenship, veteran’s status, age, disability status, genetics or any other category protected by federal, state, or local law.

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