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Credit Counselor Jobs in Indiana (NOW HIRING)

Financial Counselor

Indianapolis, IN

$18.25 - $23.75/hr

OR Two (2) years of experience in financial counseling, insurance verification, credit, collection and billing, including pre-admissions and admission registration, preferably in a hospital setting.

Financial Counselor (Suite)

Indianapolis, IN

$18.25 - $23.75/hr

Associates Degree, Bachelor's degree preferred or 2 years of experience in financial counseling, insurance verification, credit, collection and billing, including pre-admissions and admission ...

Responsibilities ASSESSMENT & REFERRAL COUNSELOR - FULL TIME NIGHT SHIFT The Assessment & Referral ... Number, credit card or bank information, etc.) from you via email. Our recruiters will not email ...

Posted today

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Credit Counselor information

See Indiana salary details

$18

$24

$34

How much do credit counselor jobs pay per hour?

As of Aug 28, 2026, the average hourly pay for credit counselor in Indiana is $24.09, according to ZipRecruiter salary data. Most workers in this role earn between $21.25 and $25.14 per hour, depending on experience, location, and employer.

What is a credit counselor?

A credit counselor helps people with poor credit ratings reduce their debt. As a credit counselor, your duties center on assisting clients resolve financial problems. You are also in charge of helping clients improve their finances. These duties include helping clients develop a debt management plan and strategies to pay off a loan, and negotiating with lenders on behalf of your clients. Credit counselors must be knowledgeable in business and finance and have excellent communication skills. Credit counselors may work for credit agencies or financial consulting firms. You spend much of your time in an office, but occasional travel may be required.

What does a credit counselor do?

Credit Counselors work closely with clients to assess their financial situation, review credit reports, and understand their goals. They often collaborate with creditors, negotiate repayment terms, and may work alongside financial advisors or social service organizations to provide comprehensive support. This role requires strong communication and empathy, as Credit Counselors guide clients through challenging financial situations while coordinating with various stakeholders to ensure the debt management plan is realistic and achievable.

What skills and qualifications are needed to be a credit counselor?

To thrive as a Credit Counselor, you need a solid understanding of personal finance, credit management, and debt resolution, often supported by a relevant degree or financial counseling certification. Familiarity with budgeting software, credit reporting systems, and financial analysis tools is typically required. Strong interpersonal skills, empathy, and effective communication help build trust and guide clients through sensitive financial situations. These skills enable Credit Counselors to provide tailored advice, empower clients to make informed decisions, and foster long-term financial stability.

What is the difference between Credit Counselor vs Debt Counselor?

AspectCredit CounselorDebt Counselor
CredentialsCertified Credit Counselor (e.g., AFCPE, NFCC)Same certifications as Credit Counselor
Work EnvironmentNonprofit agencies, financial institutions, government programsDebt management firms, nonprofit agencies, financial advisory services
Industry UsageCommonly used in credit and financial educationFocused on debt resolution and repayment plans
Search IntentSeeking credit advice, budgeting helpLooking for debt reduction strategies

Both Credit Counselors and Debt Counselors assist clients with financial issues, but Credit Counselors primarily focus on credit education and budgeting, while Debt Counselors specialize in debt management and repayment plans. The roles often overlap, and professionals may hold similar certifications. Understanding these differences helps in choosing the right service for your financial needs.

What do you need to be a credit counselor?

To become a credit counselor, individuals typically need a high school diploma or equivalent, along with relevant training or certification in credit counseling or financial education. Many employers prefer candidates with strong communication skills and knowledge of budgeting, debt management, and financial planning. Certification from organizations like the National Foundation for Credit Counseling (NFCC) can enhance job prospects and credibility.

What are the most commonly searched types of Credit Counselor jobs in Indiana?

The most popular types of Credit Counselor jobs in Indiana are:

Infographic showing various Credit Counselor job openings in Indiana as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $50,116 per year, or $24.1 per hour.

Commercial Credit Analyst

Mishawaka, IN • On-site

Notre Dame Federal Credit Union
Commercial Banking • 51 - 200 employees

Full-time

Re-posted 1 hour ago


Job description

PRIMARY FUNCTION:

Responsible for providing competent credit analysis for lending activities, assistance in the administration of borrowing accounts, conduct appraisal reviews, and assistance in completion of special projects and assignments. Processed credit applications; verifies credit references and information; and determines credit limits. Prepares reports on the status of credit and collections, and other operating systems.

ESSENTIAL DUTIES & RESPONSIBILITIES:

This position must effectively carry-out the essential duties in a manner that consistently demonstrates the core values of Notre Dame Federal Credit Union in a positive manner.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The duties identified below are the essential functions of the position and other duties may be assigned.

  • Completes a thorough, in-depth analysis of new commercial credit requests, credit change requests, renewals and annual relationship reviews. Recommend risk rating changes when analysis merits.
  • Prepare spreadsheets, reports, summaries and opinions for lenders on new, renewal and existing loans. Reports finds to Director of Commercial Credit that may have an adverse effect on the loan collateral or the borrows ability to repay the loan.
  • Completing loan application forms and submitting to loan committees for approval with notes and opinions. Ensures company credit exposures on assigned loans are within set risk bearing limits.
  • Completes loan work-ups and proper execution to ensure adequate enforceability of company's position for new and existing loans reviewed. This includes loan details, document review, financial copies, approvals, etc.
  • Determines that loan file documentation is complete and properly executed to ensure adequate enforceability of the company's position for all new loan reviewed.
  • Lead or assist with projects that will consist primarily of credit administration issues and may relate to possible changes in policies and procedure, possible changes as a result of examiner or auditor recommendations, peer group analysis, market studies, changes in compliance and regulations, software upgrades, monitoring or industry or borrower concentrations, risk assessments, and feasibility studies for efficiency gains such as out-sourcing, in-sourcing, centralization of duties/staff, etc.
  • Prepares various reports for the Board. Provides regulators and auditors with information needed to assess company's compliance with loan review policies and procedures and reserve adequacy methods.
  • Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

SUPERVISORY RESPONSIBILITIES:

No responsibility.

PERFORMANCE STANDARDS:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. This position will require the knowledge to effectively process Commercial loan applications, establishes and maintains internal controls, maintains security controls, controls loan quality, and analyzes loan products to attain the lending goals and objectives of the Credit Union. A professional appearance and attitude as well as the ability to communicate, coach, counsel, and motivate the staff to accomplish goals is necessary.