Credit Collections Manager Jobs in Arizona (NOW HIRING)

Job Title: AR Credit Analyst

Job Description

As an AR Credit Analyst, you will play a crucial role in evaluating the creditworthiness of customers by analyzing financial data, calculating financial ratios, and making informed recommendations. You will prepare comprehensive reports on customers' financial health and ensure compliance with lending practices. Additionally, you will assist in audits and communicate effectively with customers to resolve complaints and verify transactions.

Responsibilities

• Analyze financial data, including financial statements, income, and cash flow, to assess creditworthiness.
• Calculate financial ratios using computer programs to evaluate financial health.
• Make informed recommendations on loan approvals, denials, or interest rate changes.
• Prepare detailed reports summarizing customers' financial health and lending risks.
• Monitor compliance with bank's lending policies and guidelines.
• Assist with company and client audits.
• Communicate with customers to resolve complaints and verify financial transactions.

Essential Skills

• Proficiency in credit analysis and accounts receivable management.
• Experience in new account setup, collection, accounting, and credit & collections.
• Skills in reconciliation, cash application, credit risk assessment, and credit management.
• Construction Industry Experience.
• Experience in B2B collections.
• 3+ years of Credit Analyst experience.
• 2+ years in construction-related credit (B2B).
• 1+ years of experience with Excel.
• 1+ years of navigating multiple ERP systems in one job.

Additional Skills & Qualifications

• Ability to handle high volume/high-stress portfolios (1000 applications per month).

Work Environment

This position is fully onsite, with working hours from 8 AM to 5 PM. You will be part of a dynamic and fast-paced environment, handling a high volume of applications. The role requires effective time management and the ability to navigate multiple ERP systems.

This is a Permanent position based out of Phoenix, AZ.

The pay range for this position is $52000.00 - $62500.00/yr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: • Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave)

This is a fully onsite position in Phoenix,AZ.

This position is anticipated to close on Aug 20, 2026.

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® Platinum Award winner for both client and talent service.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com for other accommodation options.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.