ZipRecruiter

Log In

1

Credit Card Operations Jobs (NOW HIRING)

DL Evans Bank

Credit Card Representative

Burley, ID

He or she ensures that the Credit Card and Money Line operations are completed in accordance with established Bank procedures. The Credit Card Representative performs miscellaneous duties as required ...

LAFCU

Card Services Manager

Lansing, MI · On-site

Partner with the VP Card Services to manage the debit and credit card programs, including issuance, processing, servicing, disputes, chargebacks, and rewards. * Oversee daily card operations to ...

Lead Bank

Card Operations Analyst

Kansas City, MO · On-site +1

The Card Operations Analyst will be responsible for ensuring the efficient, compliant, and secure operation of the bank's card products (debit, credit, and prepaid). This role supports daily ...

Murphy USA

Credit Card Administrator

El Dorado, AR · On-site

The Company Credit Card Administrator will be primarily responsible for the overall management and ... equipment operation, etc, plus 2 years related experience and/or training, or equivalent ...

Texas Dow Employees Credit Union

$45K - $61K/yr

Ensures credit card applications, limit increases and decreases, name/address changes and anything ... operational processes. Performs various routine clerical duties including copying, balancing ...

OnPath Credit Union

Card Services Manager

Metairie, LA

$58K - $73K/yr

Oversee all card dispute operations, including debit card, credit card, ATM, and ACH disputes where applicable. * Manage dispute management systems, ensuring timely case resolution, regulatory ...

Blend360

Credit Card Strategist

Colorado Springs, CO · On-site

$80K - $93K/yr

Analyze consumer credit card portfolio performance across the customer lifecycle, including ... Collaborate closely with Product Management, Marketing, Analytics, Operations, and Data teams to ...

Blend360

Credit Card Strategist

Minneapolis, MN

$85K - $98K/yr

Analyze consumer credit card portfolio performance across the customer lifecycle, including ... Collaborate closely with Product Management, Marketing, Analytics, Operations, and Data teams to ...

Blend360

Credit Card Strategist

Minneapolis, MN

$85K - $98K/yr

Analyze consumer credit card portfolio performance across the customer lifecycle, including ... Collaborate closely with Product Management, Marketing, Analytics, Operations, and Data teams to ...

next page

Showing results 1-20

All JobsCredit Card Operations Jobs

Credit Card Operations information

See salary details

$15

$32

$42

How much do credit card operations jobs pay per hour?

As of Jul 13, 2026, the average hourly pay for credit card operations in the United States is $32.54, according to ZipRecruiter salary data. Most workers in this role earn between $25.24 and $38.22 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in Credit Card Operations, and why are they important?

To excel in Credit Card Operations, you need a solid understanding of financial processes, attention to detail, and experience with banking or payment systems, often supported by a degree in finance or business. Familiarity with credit card management software, transaction processing platforms, and regulatory compliance systems is typically required. Strong analytical thinking, problem-solving, and effective communication are crucial soft skills for resolving issues and collaborating with teams. These skills ensure accurate transaction handling, regulatory adherence, and efficient customer service in a fast-paced financial environment.

What are credit card operations?

Credit card operations involve managing the processes related to credit card transactions, including authorization, processing, settlement, and fraud detection. Professionals in this field ensure smooth transaction flow, maintain security standards, and support customer accounts using specialized software and compliance protocols.

What are some common challenges faced in a Credit Card Operations role, and how can they be managed effectively?

Professionals in Credit Card Operations often encounter challenges such as managing high transaction volumes, ensuring compliance with evolving regulations, and promptly resolving discrepancies or customer disputes. Effective time management, attention to detail, and strong communication skills are essential for addressing these issues. Many teams use specialized software and collaborate closely with customer service, risk, and compliance departments to streamline workflows and maintain accuracy. Staying updated on industry best practices and participating in ongoing training can also help professionals navigate these challenges successfully.

What do credit operations do?

Credit card operations involve managing daily activities related to credit card processing, including transaction authorization, fraud detection, account maintenance, and reconciliation. Professionals in this field ensure smooth transaction flow, compliance with regulations, and accurate record-keeping using specialized software. Strong attention to detail and knowledge of banking systems are essential for success in this role.

What jobs make $3,000 a month without a degree?

In credit card operations, roles such as customer service representatives, collections agents, or fraud analysts can sometimes earn around $3,000 monthly without a degree, especially with experience or specialized skills. These jobs often require strong communication skills, attention to detail, and familiarity with financial software but typically do not mandate formal higher education.

What is the difference between Credit Card Operations vs Credit Card Customer Service?

AspectCredit Card OperationsCredit Card Customer Service
Primary FocusProcessing transactions, managing account systems, and ensuring operational efficiencyAssisting customers with inquiries, disputes, and account issues
Required SkillsTechnical knowledge, attention to detail, process managementCommunication skills, problem-solving, customer service
Work EnvironmentBack-office, operational departments within banks or financial institutionsCall centers, customer support centers, or branch offices
CertificationsOften requires banking or finance certifications, familiarity with banking softwareCustomer service certifications, communication training

While both roles are integral to credit card services, Credit Card Operations focuses on the backend processing and system management, ensuring smooth transaction flow. Credit Card Customer Service centers on direct customer interactions, resolving issues and providing support. Understanding these differences helps job seekers target the right roles within the credit card industry.

What is the lowest position at a bank?

In credit card operations, the lowest positions are typically entry-level roles such as clerks or customer service representatives, which require basic skills and often involve routine tasks. These roles serve as starting points for career advancement within banking and financial services environments.
More about Credit Card Operations jobs
What are the most commonly searched types of Credit Card Operations jobs? The most popular types of Credit Card Operations jobs are:
What states have the most Credit Card Operations jobs? States with the most job openings for Credit Card Operations jobs include:
What job categories do people searching Credit Card Operations jobs look for? The top searched job categories for Credit Card Operations jobs are:
Credit Card Operations jobs near you
Customer Service Specialist (Credit Card Lending) In-Office

Customer Service Specialist (Credit Card Lending) In-Office

Inficare Technologies

Carrollton, TX • On-site

Full-time

Posted 8 days ago

Job description

Job description:
Job title: Customer Service Specialist (Credit Card Lending)
Duration: Full Time/ Permanent
Location: Carrollton, TX 75007
Job Summary:
Role is 100% in-office from day one.
Schedule:
4 weekdays + 1 weekend day
Shift:
9 hours between 7:00 AM - 10:15 AM CST start (1 hour lunch included)
Position Overview:
The Credit Card lending team is responsible for assessing a loan applicant's ability to repay the loan and recommending that it be approved or denied. The role includes analyzing, negotiating, pricing and documenting lines of credit as per the lender judgment ,it also includes the review of other transactions that have an element of credit risk , Evaluating the borrower's application and using prior experience dealing with similar applicants to regulate credit approval & Process credit line increase request using credit bureaus, spend/payment history on savings/checking/ investment accounts, and deposits to accommodate customer spend as well as capture spend from competitor credit cards
Essential Job Functions
Skills:
Due diligence - Attention for Details and being a quick learner
Problem solving skills
Ability & knowledge to evaluate risk management
Knowledge of industry, Background in Finance. College graduates
Excellent Communication skills.
Requirements:
**Must be able to work onsite at our Carrollton, TX office**
Candidates should have minimum 2 years of experience in credit cards operations with experience & understanding of judgmental lending
Detail oriented, while still providing reliable and consistent results Dependable problem-solving skills
General understanding of financial markets & exposure to credit card operations will be an advantage
Strong communication and interpersonal skills
Good organizational skills and ability to work with minimal supervision in a high production and fast-paced environment
Ability to work well in an integrated team alongside a range of personality types.

Apply