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Credit Card Product Manager Jobs (NOW HIRING)

As the Credit & Debit Card Product Manager, you'll own the strategy, performance, and vendor relationships for our consumer and business credit cards (Elan) and debit card programs (Mastercard). You ...

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Credit Card Product Manager information

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$51.5K

$159.4K

$197K

How much do credit card product manager jobs pay per year?

As of Jun 17, 2026, the average yearly pay for credit card product manager in the United States is $159,405.00, according to ZipRecruiter salary data. Most workers in this role earn between $141,000.00 and $197,000.00 per year, depending on experience, location, and employer.

What is the pay range for a credit card Product Manager?

The salary for a credit card Product Manager typically ranges from $80,000 to $150,000 annually, depending on experience, location, and company size. Senior roles or those in major financial hubs may offer higher compensation, often including bonuses and stock options.

What is the salary of a Product Manager in credit cards?

The salary of a Credit Card Product Manager typically ranges from $80,000 to $150,000 annually, depending on experience, location, and company size. Senior roles or those in major financial hubs can earn higher compensation, often including bonuses and stock options. Strong skills in product development, data analysis, and financial regulations are important for this role.

What are some common challenges faced by Credit Card Product Managers, and how can they be addressed?

Credit Card Product Managers often encounter challenges such as staying ahead of evolving regulatory requirements, managing risk, and differentiating their card offerings in a competitive market. Successfully addressing these requires close collaboration with compliance, risk management, and marketing teams to ensure products remain both attractive and compliant. Additionally, ongoing market research and customer feedback are essential to refine features and enhance customer satisfaction. Proactive communication and cross-functional teamwork are key strategies for overcoming these challenges.

How much do Goldman Sachs product managers make?

Goldman Sachs product managers typically earn between $100,000 and $180,000 annually, with senior roles and those in major markets earning higher compensation including bonuses and stock options. Compensation varies based on experience, location, and performance, and product managers often require strong technical and financial skills.

Which is better, PO or PM?

For a Credit Card Product Manager, the roles of Product Owner (PO) and Product Manager (PM) have different focuses; a PO typically manages the development team and backlog, ensuring features meet requirements, while a PM oversees the overall product strategy, market research, and business goals. Both roles require strong communication, analytical skills, and understanding of customer needs, but the PM often has broader responsibilities related to market positioning and revenue. The choice depends on the company's structure and the specific responsibilities assigned to each role.

What is the difference between Credit Card Product Manager vs Credit Card Analyst?

AspectCredit Card Product ManagerCredit Card Analyst
ResponsibilitiesOversees product development, strategy, and lifecycle management of credit card offerings.Analyzes credit card data, assesses risk, and provides insights to improve products and performance.
Required SkillsProduct management, strategic planning, market research, cross-functional collaboration.Data analysis, risk assessment, financial modeling, reporting skills.
Work EnvironmentCollaborates with marketing, design, and finance teams in a corporate setting.Works primarily with data, risk teams, and finance departments.
Common EmployerFinancial institutions, banks, credit card companies.Banking institutions, credit card issuers, financial services firms.

The main difference is that Credit Card Product Managers focus on developing and managing credit card products, while Credit Card Analysts analyze data and risk to support product decisions. Both roles are essential in the credit card industry but serve different functions within the product lifecycle.

What are the key skills and qualifications needed to thrive as a Credit Card Product Manager, and why are they important?

To thrive as a Credit Card Product Manager, you need expertise in product lifecycle management, financial analysis, and market research, typically supported by a degree in business, finance, or a related field. Familiarity with data analytics tools, CRM systems, and regulatory compliance certifications (such as PCI DSS) is often required. Strong communication, strategic thinking, and cross-functional collaboration skills help you effectively manage stakeholder relationships and drive product success. These skills are crucial for developing competitive credit card products that meet customer needs, ensure regulatory compliance, and achieve business growth.

What does a Credit Card Product Manager do?

A Credit Card Product Manager is responsible for overseeing the development, launch, and management of credit card products offered by a financial institution. They analyze market trends, customer needs, and competitor offerings to design attractive card features, rewards, and pricing strategies. Additionally, they collaborate with marketing, risk, operations, and technology teams to ensure the product meets regulatory requirements and aligns with the company's business goals. Their role is crucial in driving product growth, customer satisfaction, and profitability.
More about Credit Card Product Manager jobs
What cities are hiring for Credit Card Product Manager jobs? Cities with the most Credit Card Product Manager job openings:
What states have the most Credit Card Product Manager jobs? States with the most job openings for Credit Card Product Manager jobs include:
Infographic showing various Credit Card Product Manager job openings in the United States as of June 2026, with employment types broken down into 96% Full Time, 2% Part Time, and 2% Contract. Highlights an 75% In-person, 8% Hybrid, and 17% Remote job distribution, with an average salary of $159,405 per year, or $76.6 per hour.
Credit Card Product Manager (Remote in WA, OR, ID)

Credit Card Product Manager (Remote in WA, OR, ID)

GESA CREDIT UNION

Richland, WA • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago


Gesa Credit Union rating

8.4

Company rating: 8.4 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

Take a leap and join our team!

At Gesa, we believe in the power of our people. Coming from all walks of life, our team members’ individual stories and unique experiences are our most valuable asset. But it’s how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.

Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.

Get to know us:  About - Gesa Credit Union

*The Credit Card Product Manager position has the ability to work fully remote within Washington, Oregon or Idaho.*

Role Summary:

Credit Card Product Manager builds and directs credit card product strategies. Develop and implement marketing plans to drive business growth to meet business targets. Conducts regular review on market trends and studies competitor activities to identify opportunities. Initiate product ideas and ongoing features/benefits tailored for each target segment. Analyze data to optimize credit card portfolio performance.

What You Will Be Doing:
  1. Serve as the Card’s Product Owner and strategic thought leader of the credit union’s credit card program. This includes working with all levels of staff to proactively generate new ideas and tactics, drive program changes and ensure that credit union card offerings are best in class.
  2. Maintain awareness of card products and services in the market.
  3. Support the implementation of new products, service, or enhancements to existing offerings to ensure that Gesa’s product and services remain competitive and appealing while growing program profitability.
  4. Work with internal and external stakeholders to develop performance models for Gesa’s credit card programs.
  5. Work with Marketing, Underwriting, IT, Collections to align strategies and launch new products and initiatives.
  6. Analyze credit card portfolio risk including changes in credit quality, overall credit risk, and risk of fraud-related loss.
  7. Prepare performance reports for senior leadership, highlighting key metrics and strategic progress.
  8. Develop and present recommendations to senior leadership regarding tactics and strategies to improve efficiency, growth, and financial performance across the credit card portfolios.
  9. Display leadership values such as trust, dignity, respect, and acting in the best interest of the credit union.
  10. Lead by example by displaying solid ethics and integrity at all times.
  11. Control risk and operate in a safe and sound manner.
  12. Attend credit union training sessions, conferences, or seminars as approved by supervisor.
  13. Maintain awareness of policies and regulations related to duties and responsibilities.
  14. Serve as the central contact for vendor communications. This may include taking a role in service contract negotiations.
  15. Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism.
About You:
  1. Strong understanding of Credit Union credit card portfolios.
  2. Strong leadership, interpersonal, and listening skills.
  3. Effectively communicate ideas and information, both verbally and in writing.
  4. Ability to work independently and make informed decisions. Must consider multiple factors such as user experience, risk, and financial impact, to determine the best possible outcome in a given scenario.
  5. Ability to complete work reliably and with great accuracy to minimize negative member impact and potential risk to credit union.
  6. Ability to quickly grasp and adapt to changes in business models and new technologies.
  7. Strong knowledge of troubleshooting skills, techniques, and tools.
  8. Strong knowledge of IT technologies, processes, and procedures.
  9. Ability to be innovative and contribute to process improvement efforts.
  10. Strong organizational skills and the ability to adhere to schedules and project deadlines.
What You Will Need:
  1. Bachelor’s degree in Business or Finance strongly preferred. Equivalent related work experience may be substituted in lieu of education requirements.
  2. Minimum seven (7) years of experience in the financial industry. Credit card portfolio management experience is preferred.
  3. Minimum of five (5) years product ownership/product management experience.
  4. Experienced in creating and formatting documents in Microsoft Office programs such as Word, Excel, and Power Point.
Our Team Member Value Proposition:

In exchange for bringing your talent to Gesa, here are a just a few of the benefits and perks we offer:

  • Competitive Pay
  • Medical, Dental, Vision, and Life Insurance
  • 20 days/year of Paid Time Off – Plus 10 Paid Holidays!
  • 401(k) Match
  • Incentive Program
  • Tuition Assistance and Student Loan Repayment
  • Commuter Benefits
  • Paid Time Off to Volunteer in the Community
  • Product discounts
  • Engaging Work Environment
  • Rewards and Recognition Programs
Full Salary Range:
Centralia, WA: $80,168.40-$131,498.25
Richland, WA: $83,450.81-$139,084.69
Spokane, WA: $83,450.81-$139,084.69
Renton, WA: $100,899.62-$168,166.03

*While our full pay range is listed, most new team members typically start between the minimum and midpoint based on their experience and qualifications.  This approach gives room to grow within the role as your career progresses with us!"

Get wise to what’s possible with a career at Gesa. Join us!

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact the HR Department at (509) 378-3100 or hrmail@gesa.com to request an accommodation.

Gesa Credit Union reserves the right to revise or change the job description as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment.

Selected candidate(s) must be able to pass a pre-employment credit/background check.

Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.

Equal Employment Opportunity (gesa.com)