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Credit Card Operations Jobs in Florida (NOW HIRING)

Serves as the primary point of contact for all credit card-related matters, delivering operational support to business units. Over sees and manages the outsourced service provider, ensuring ...

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Credit Card Operations information

See Florida salary details

$11

$24

$31

How much do credit card operations jobs pay per hour?

As of Jul 31, 2026, the average hourly pay for credit card operations in Florida is $24.32, according to ZipRecruiter salary data. Most workers in this role earn between $18.85 and $28.56 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in Credit Card Operations, and why are they important?

To excel in Credit Card Operations, you need a solid understanding of financial processes, attention to detail, and experience with banking or payment systems, often supported by a degree in finance or business. Familiarity with credit card management software, transaction processing platforms, and regulatory compliance systems is typically required. Strong analytical thinking, problem-solving, and effective communication are crucial soft skills for resolving issues and collaborating with teams. These skills ensure accurate transaction handling, regulatory adherence, and efficient customer service in a fast-paced financial environment.

What are credit card operations?

Credit card operations involve managing the processes related to credit card transactions, including authorization, processing, settlement, and fraud detection. Professionals in this field ensure smooth transaction flow, maintain security standards, and support customer accounts using specialized software and compliance protocols.

What are some common challenges faced in a Credit Card Operations role, and how can they be managed effectively?

Professionals in Credit Card Operations often encounter challenges such as managing high transaction volumes, ensuring compliance with evolving regulations, and promptly resolving discrepancies or customer disputes. Effective time management, attention to detail, and strong communication skills are essential for addressing these issues. Many teams use specialized software and collaborate closely with customer service, risk, and compliance departments to streamline workflows and maintain accuracy. Staying updated on industry best practices and participating in ongoing training can also help professionals navigate these challenges successfully.

What do credit operations do?

Credit card operations involve managing daily activities related to credit card processing, including transaction authorization, fraud detection, account maintenance, and reconciliation. Professionals in this field ensure smooth transaction flow, compliance with regulations, and accurate record-keeping using specialized software. Strong attention to detail and knowledge of banking systems are essential for success in this role.

What jobs make $3,000 a month without a degree?

In credit card operations, roles such as customer service representatives, collections agents, or fraud analysts can sometimes earn around $3,000 monthly without a degree, especially with experience or specialized skills. These jobs often require strong communication skills, attention to detail, and familiarity with financial software but typically do not mandate formal higher education.

What is the difference between Credit Card Operations vs Credit Card Customer Service?

AspectCredit Card OperationsCredit Card Customer Service
Primary FocusProcessing transactions, managing account systems, and ensuring operational efficiencyAssisting customers with inquiries, disputes, and account issues
Required SkillsTechnical knowledge, attention to detail, process managementCommunication skills, problem-solving, customer service
Work EnvironmentBack-office, operational departments within banks or financial institutionsCall centers, customer support centers, or branch offices
CertificationsOften requires banking or finance certifications, familiarity with banking softwareCustomer service certifications, communication training

While both roles are integral to credit card services, Credit Card Operations focuses on the backend processing and system management, ensuring smooth transaction flow. Credit Card Customer Service centers on direct customer interactions, resolving issues and providing support. Understanding these differences helps job seekers target the right roles within the credit card industry.

What is the lowest position at a bank?

In credit card operations, the lowest positions are typically entry-level roles such as clerks or customer service representatives, which require basic skills and often involve routine tasks. These roles serve as starting points for career advancement within banking and financial services environments.
What are popular job titles related to Credit Card Operations jobs in Florida? For Credit Card Operations jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Credit Card Operations jobs in Florida look for? The top searched job categories for Credit Card Operations jobs in Florida are:
Infographic showing various Credit Card Operations job openings in Florida as of July 2026, with employment types broken down into 1% As Needed, 83% Full Time, 14% Part Time, and 2% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $50,580 per year, or $24.3 per hour.

Commercial Credit Card Reconciliation Analyst

MUFG

Tampa, FL • Hybrid

$72K - $87K/yr

Full-time

Medical, Retirement, PTO

Posted 16 days ago


MUFG rating

8.1

Company rating: 8.1 out of 10

Based on 7 frontline employees who took The Breakroom Quiz


Job description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

We are seeking a highly skilled and detail-oriented Operations Analyst to support Commercial Card Operations. This role is responsible for ensuring data integrity, performing financial reconciliations, and driving operational efficiency across processes.

The ideal candidate will possess strong analytical and problem-solving abilities, demonstrate ownership of deliverables, and effectively collaborate with Corporate Finance, Front Office, and Risk & Control partners. This position requires the ability to operate in a fast-paced, deadline-driven environment while maintaining a high degree of accuracy and control awareness.

Key Responsibilities

Account Reconciliation & Problem-Solving - Perform financial reconciliations, investigate discrepancies, and implement sustainable resolutions.
Operational Analysis & Data Integrity - Analyze complex financial datasets, troubleshoot variances, and ensure integrity of reporting outputs.
Process Improvement & Efficiency Initiatives - Support system testing, automation efforts, ad hoc reporting, and procedural documentation to strengthen operational controls.
Risk, Compliance & Financial Governance - Maintain adherence to regulatory requirements, internal controls, and data governance standards.
Stakeholder Engagement - Partner with Corporate Finance, Front Office, and Risk & Control teams; confidently participate in and lead discussions where appropriate.
Deadline-Driven Execution - Deliver accurate and timely outputs in a high-volume, fast-paced environment with competing priorities.

Qualifications

Reconciliation & Problem-Solving Expertise - Strong ability to analyze financial data, identify discrepancies, and execute resolution strategies.
Project Management & Prioritization - Ability to manage multiple priorities independently while maintaining organization and accountability.
Influential Collaboration - Effective communication skills with the ability to work cross-functionally and drive outcomes.
Financial Industry Knowledge - Familiarity with financial systems, payment processes, and commercial card or loan-related transactions.
Data Analysis & Research Skills - Ability to extract insights and support operational decision-making through data analysis.
Attention to Detail - High level of accuracy in processing and validating financial information.

Technical & Systems Proficiency

Required: Proficiency to advanced skills in Microsoft Excel (pivot tables, VLOOKUP, macros, etc.).
Preferred: Experience with IntelliMatch, TSYS systems, MasterCard Connect, and IBM Content Navigator.
Preferred: Experience working with TSYS Greenscreen (TS2 Mainframe) within a commercial credit card environment, including transaction research, navigation, and operational support activities.

Additional Qualifications (Preferred)

Credit Card Operations & Business Knowledge - Experience or familiarity with commercial credit card operations is a strong plus.
Credit Card Rebate Processing - Insight or experience with rebate processing is highly desirable.
Experience working on ad hoc projects to improve operational efficiencies, including system testing, automation, and procedural documentation.
Experience with Microsoft Power Platform tools (Power Apps and Power Query) to support data transformation, reporting enhancements, and process automation initiatives.
Familiarity with risk, internal control, and financial governance frameworks to support compliance and oversight.
Ability to perform with proficiency and accuracy in a deadline-driven environment while managing multiple priorities.
Ability to adapt quickly in a fast-paced environment and take ownership of tasks with minimal supervision.

Education

Bachelor's degree preferred or a closely-related discipline, or an equivalent combination of formal education and experience

The typical base pay range for this role is between $72K - $87K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonuses and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law.

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About MUFG

Sourced by ZipRecruiter

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 6th largest financial group in the world. Across the globe, we're 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

New York, NY, US

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