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Credit Card Operations Jobs in Florida (NOW HIRING)

Blossom

Project Manager, Card Program Implementations

FL · On-site +1

$85K - $100K/yr

Guide credit union clients in adapting card operations, dispute workflows, and member-facing communications to ensure smooth cutover and adoption. * Interpret and validate contractual and scheme ...

Space Coast Credit Union

Card Specialist I

Melbourne, FL · On-site

$37K - $39K/yr

... operations. Card Specialist I Requirements * 1 to 12 months of prior experience in credit and debit card services or a similar field preferred. * High school diploma or equivalent required. Basic ...

SCCU

Card Specialist I

Melbourne, FL · On-site

$37K - $39K/yr

... operations. Card Specialist I Requirements * 1 to 12 months of prior experience in credit and debit card services or a similar field preferred. * High school diploma or equivalent required. * Basic ...

SCCU

Card Specialist I

Melbourne, FL · Hybrid

$37K - $39K/yr

... operations. Card Specialist I Requirements * 1 to 12 months of prior experience in credit and debit card services or a similar field preferred. * High school diploma or equivalent required. * Basic ...

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Credit Card Operations information

See Florida salary details

$11

$24

$31

How much do credit card operations jobs pay per hour?

As of Sep 14, 2026, the average hourly pay for credit card operations in Florida is $24.32, according to ZipRecruiter salary data. Most workers in this role earn between $18.85 and $28.56 per hour, depending on experience, location, and employer.

What are some common challenges faced in credit card operations, and how can they be managed effectively?

Professionals in Credit Card Operations often encounter challenges such as managing high transaction volumes, ensuring compliance with evolving regulations, and promptly resolving discrepancies or customer disputes. Effective time management, attention to detail, and strong communication skills are essential for addressing these issues. Many teams use specialized software and collaborate closely with customer service, risk, and compliance departments to streamline workflows and maintain accuracy. Staying updated on industry best practices and participating in ongoing training can also help professionals navigate these challenges successfully.

What are the key skills and qualifications needed to thrive in credit card operations, and why are they important?

To excel in Credit Card Operations, you need a solid understanding of financial processes, attention to detail, and experience with banking or payment systems, often supported by a degree in finance or business. Familiarity with credit card management software, transaction processing platforms, and regulatory compliance systems is typically required. Strong analytical thinking, problem-solving, and effective communication are crucial soft skills for resolving issues and collaborating with teams. These skills ensure accurate transaction handling, regulatory adherence, and efficient customer service in a fast-paced financial environment.

What is the difference between Credit Card Operations vs Credit Card Customer Service?

AspectCredit Card OperationsCredit Card Customer Service
Primary FocusProcessing transactions, managing account systems, and ensuring operational efficiencyAssisting customers with inquiries, disputes, and account issues
Required SkillsTechnical knowledge, attention to detail, process managementCommunication skills, problem-solving, customer service
Work EnvironmentBack-office, operational departments within banks or financial institutionsCall centers, customer support centers, or branch offices
CertificationsOften requires banking or finance certifications, familiarity with banking softwareCustomer service certifications, communication training

While both roles are integral to credit card services, Credit Card Operations focuses on the backend processing and system management, ensuring smooth transaction flow. Credit Card Customer Service centers on direct customer interactions, resolving issues and providing support. Understanding these differences helps job seekers target the right roles within the credit card industry.

What does a credit card operations manager do?

A credit card operations manager oversees the daily activities involved in processing credit card transactions, ensuring compliance with regulations and security standards. They manage teams, optimize processes, and coordinate with departments like fraud prevention and customer service to maintain efficient card operations.

What is a credit card operations?

Credit card operations involve managing the processes related to credit card transactions, including authorization, processing, settlement, and fraud prevention. Professionals in this field ensure smooth transaction flow, maintain security standards, and often work with payment processing systems and compliance regulations.

What are popular job titles related to Credit Card Operations jobs in Florida?

For Credit Card Operations jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Credit Card Operations jobs in Florida look for?

The top searched job categories for Credit Card Operations jobs in Florida are:

Credit Card Operations jobs near you
Infographic showing various Credit Card Operations job openings in Florida as of September 2026, with employment types broken down into 1% As Needed, 80% Full Time, 15% Part Time, 1% Temporary, 1% Contract, and 2% Nights. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $50,580 per year, or $24.3 per hour.

Credit Union Card Services & Accounting

Clearwater, FL • On-site

ECU Credit Union
Finance and Insurance • 11 - 50 employees
Learn more about ECU Credit Unionexternal

$19.50 - $26.50/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 19 days ago

Job description

Location: St. Petersburg / Clearwater Area  

Employment Type: Full-Time

Position Summary

We are seeking a detail-oriented and dependable Card Services & Accounting Specialist to join our Credit Union operations team. This position is responsible for overseeing debit and credit card operations, processing daily reports, completing general ledger (GL) postings, and supporting the efficient functioning of back-office duties. The ideal candidate will possess strong analytical skills, a commitment to accuracy, and a dedication to providing exceptional member service.

Essential Duties and Responsibilities

  • Manage daily debit and credit card operational activities, including maintenance, research, dispute support, and processing.
  • Review and process morning credit union reports, ensuring accuracy and timely completion of required actions.
  • Perform General Ledger (GL) postings and balancing functions as needed.
  • Monitor and reconcile operational accounts and identify discrepancies for resolution.
  • Research and resolve member account issues related to card transactions and account processing.
  • Process account adjustments, chargebacks, and exception items in accordance with credit union policies and procedures.
  • Maintain accurate records and documentation for audits and regulatory compliance.
  • Assist with month-end and year-end operational tasks.
  • Support internal departments with operational inquiries and transaction research.
  • Ensure compliance with all applicable regulations, policies, and security procedures.
  • Perform additional duties as assigned.

Qualifications

  • High school diploma or equivalent required; associate degree in business, accounting, or finance preferred.
  • Minimum of 2 years of credit union or banking operations experience preferred.
  • Experience with debit and credit card processing and support.
  • Knowledge of General Ledger (GL) entries, balancing, and reconciliation procedures.
  • Strong attention to detail and accuracy.
  • Excellent organizational and time-management skills.
  • Proficiency with Microsoft Office Suite, particularly Excel.
  • Ability to handle confidential information with discretion.
  • Strong communication and problem-solving abilities.

Benefits

  • Competitive salary
  • Health, dental, and vision insurance
  • Paid time off and holidays
  • Retirement plan with employer contribution
  • Professional development opportunities
  • Supportive team environment

How to Apply

Interested candidates should submit their resume and cover letter outlining their qualifications and experience for consideration.

Join our team and help support the financial success of our members through efficient and accurate back-office operations.