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Commission Final Expense Telesales information

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$10

$18

$30

How much do commission final expense telesales jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for commission final expense telesales in the United States is $18.63, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $22.36 per hour, depending on experience, location, and employer.

What is a commission final expense telesales agent?

Commission Final Expense Telesales refers to the role of selling final expense insurance policies over the phone, where the salesperson earns income primarily through commissions on each policy sold. Final expense insurance is a type of life insurance designed to cover end-of-life expenses like funeral costs. Telesales agents in this field contact potential clients, explain policy options, and guide them through the application process entirely over the phone, often working for insurance agencies or as independent agents. Success in this job relies on strong communication skills, persistence, and knowledge of insurance products.

What are the most common challenges faced in commission final expense telesales, and how can new agents overcome them?

One of the most common challenges in commission-based final expense telesales is handling frequent rejections and building rapport with clients over the phone. New agents may also struggle with time management and maintaining motivation without a guaranteed base salary. Success in this role often depends on persistence, continuous learning, and effective follow-up with leads. Joining a supportive team, seeking mentorship from experienced agents, and utilizing company-provided sales scripts and training resources can help overcome these hurdles and lead to consistent sales performance.

What are the key skills and qualifications needed to thrive as a commission final expense telesales agent?

To thrive as a Commission Final Expense Telesales Agent, you need strong sales acumen, knowledge of insurance products, and typically a valid life insurance license. Familiarity with CRM systems, auto-dialers, and quoting software is important for managing leads and streamlining the sales process. Excellent communication, resilience, and active listening skills help build trust and overcome objections with clients over the phone. These abilities are vital for meeting sales targets, ensuring compliance, and providing clients with appropriate insurance solutions in a competitive market.

What is the difference between Commission Final Expense Telesales vs Commission Life Insurance Agent?

AspectCommission Final Expense TelesalesCommission Life Insurance Agent
CredentialsLicensing varies by state, often requires life insurance licenseRequires state-specific life insurance license
Work EnvironmentRemote, telesales-basedOffice or remote, in-person or telesales
Employer & IndustryInsurance companies, telesales firmsInsurance agencies, brokerages
Sales FocusFinal expense insurance policiesVarious life insurance products

Both roles involve selling life insurance policies and require licensing. Final Expense Telesales focuses on small, simplified policies via phone, while Life Insurance Agents may sell a broader range of products, often in person or through multiple channels.

More about Commission Final Expense Telesales jobs
What cities are hiring for Commission Final Expense Telesales jobs? Cities with the most Commission Final Expense Telesales job openings:
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Commission Final Expense Telesales jobs near you
Infographic showing various Commission Final Expense Telesales job openings in the United States as of August 2026, with employment types broken down into 86% Full Time, 7% Part Time, and 7% Contract. Highlights an 69% In-person, and 31% Remote job distribution, with an average salary of $38,742 per year, or $18.6 per hour.

Final Expense Sales Agent | Unlimited Income Potential

Golden Memorial Insurance Services

Miami, FL • On-site

$100 - $2.5K/wk

Other

Medical, Dental, Retirement

Re-posted 27 days ago

Job description

Job Description:

At GM Nation, we believe success is built through hard work, consistency, and a proven system. As a Final Expense Insurance Agent, you'll meet with families who have requested information about life insurance and help them find coverage that fits their needs. This is a field-based sales opportunity where your effort directly impacts your income and growth.

Position: Final Expense Insurance Agent | 10-99 Commission Only

Who We Are:

GM Nation is the #1 Final Expense agency in the nation. We have built a winning culture centered around opportunity, leadership, mentorship, and personal growth. Whether you're licensed, newly licensed, or looking for a new career path, we provide the tools, training, and support to help you succeed.

Why Join GM Nation?

• Unlimited earning potential with competitive commissions and bonuses

• Exclusive lead opportunities from individuals who have requested information

• One product. One-page application. Unlimited opportunity.

• Industry-leading training and mentorship from proven leaders

• Leadership and career advancement opportunities

• Company & Agency sponsored trips, contests, recognition, and incentives

• A supportive culture focused on helping agents win

Key Responsibilities:

• Meet with families to discuss their life insurance needs

• Present Final Expense coverage options and explain policy benefits

• Help clients select a plan that fits their goals and budget

• Build strong relationships through exceptional service

• Follow up with prospects and maintain client relationships

• Participate in ongoing training, coaching, and team meetings

Qualifications:

• Strong communication and people skills

• Self-motivated and goal-oriented

• Positive attitude and willingness to learn

• Ability to work independently and manage your time effectively

• Sales experience is helpful but not required

• Willing to obtain a Life Insurance License if not currently licensed — we'll help guide you through the process

If you're looking for more than just a job and want the opportunity to build a career with unlimited growth potential, GM Nation is the place for you. Join a team that is changing lives, helping families, and creating opportunities every day.

Apply today and see why so many agents have chosen to build their future with GM Nation.

Company Description

Golden Memorial is the #1 Final Expense agency in the nation, helping families protect what matters most while creating life-changing opportunities for agents across the country. With a simple one-product approach, a one-page application, industry-leading training, and a proven system, we make it easy for motivated individuals to build a rewarding career, grow their income, and achieve long-term success. Whether you're experienced or just getting started, Golden Memorial provides the support, mentorship, and opportunity to help you reach your full potential.