ZipRecruiter

Log In

1

Charge Off Collector Jobs (NOW HIRING)

Veros Credit, LLC

30 Day Collections

Ontario, CA

$20 - $25/hr

... Collector, Collecting, Loss Recovery, Collateral Recovery, Post Charge Off, Negotiate, Negotiation, Negotiator, Call Center, Bilingual, Spanish, FDCPA, Noble Employment Type: FULL_TIME

Veros Credit, LLC

30 Day Collections

Santa Ana, CA

$20 - $25/hr

... Collector, Collecting, Loss Recovery, Collateral Recovery, Post Charge Off, Negotiate, Negotiation, Negotiator, Call Center, Bilingual, Spanish, FDCPA, Noble Employment Type: FULL_TIME

previous page

Showing results 41-60

All JobsCharge Off Collector Jobs

Charge Off Collector information

See salary details

$12

$20

$26

How much do charge off collector jobs pay per hour?

As of Jul 24, 2026, the average hourly pay for charge off collector in the United States is $20.99, according to ZipRecruiter salary data. Most workers in this role earn between $18.27 and $24.04 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Charge Off Collector, and why are they important?

To thrive as a Charge Off Collector, you need strong knowledge of collections processes, account management, and relevant regulations such as the Fair Debt Collection Practices Act, often supported by a high school diploma or equivalent. Familiarity with collections software, CRM systems, and payment processing tools is typically required. Excellent negotiation, active listening, and problem-solving skills help build rapport with debtors and achieve favorable outcomes. These skills and qualities are crucial for maximizing recoveries while maintaining compliance and customer relationships.

What are some common challenges faced by Charge Off Collectors, and how can they overcome them?

Charge Off Collectors often encounter challenges such as dealing with unresponsive or distressed customers and meeting recovery targets within strict timelines. To overcome these obstacles, it’s important to develop strong communication and negotiation skills, remain patient and empathetic, and stay organized with detailed records. Collaborating closely with team members and supervisors can also provide support and strategies for handling difficult cases. Ongoing training and adapting to regulatory changes are key to success in this role.

How to make 2000 a week working from home?

A Charge Off Collector working from home can increase earnings by handling a high volume of accounts, improving collection skills, and working overtime or extra shifts. Earning $2000 weekly typically requires consistent performance, experience, and possibly commission or bonuses based on recovered debts, depending on the employer's pay structure.

What jobs pay 4000 a week without a degree?

Charge Off Collectors can earn around $4,000 per week with experience and performance-based incentives, especially in high-volume debt recovery environments. These roles typically require strong communication skills, knowledge of debt collection laws, and sometimes certification, but they do not usually require a college degree. Earnings depend on commission, bonuses, and the employer's pay structure.

What is the 7 7 7 rule for debt collectors?

The 7-7-7 rule in debt collection refers to a guideline where debt collectors are advised to wait 7 days after initial contact before sending a written notice, then wait another 7 days before making a second contact, and finally wait 7 days before taking further collection actions. As a charge off collector, understanding this rule helps ensure compliance with the Fair Debt Collection Practices Act (FDCPA) and avoid harassment claims.

What are Charge Off Collectors?

Charge Off Collectors are professionals who work on recovering debts that have been written off as unlikely to be paid by the original lender. These collectors typically contact individuals or businesses whose debts have been charged off, negotiate payment arrangements, and try to collect as much of the outstanding balance as possible. Their work often involves working with delinquent accounts, understanding financial regulations, and using effective communication and negotiation skills to resolve debts. Charge Off Collectors may work for collection agencies, banks, or other financial institutions.

Can you collect on a charge off?

A Charge Off Collector is responsible for recovering debts from accounts that have been written off as uncollectible by the creditor. They use collection strategies, negotiation skills, and sometimes legal tools to recover owed funds. Successful collection depends on the age of the debt, debtor cooperation, and applicable laws.
More about Charge Off Collector jobs
What cities are hiring for Charge Off Collector jobs? Cities with the most Charge Off Collector job openings:
What states have the most Charge Off Collector jobs? States with the most job openings for Charge Off Collector jobs include:
What job categories do people searching Charge Off Collector jobs look for? The top searched job categories for Charge Off Collector jobs are:
Charge Off Collector jobs near you
Infographic showing various Charge Off Collector job openings in the United States as of July 2026, with employment types broken down into 87% Full Time, and 13% Temporary. Highlights an 87% In-person, and 13% Remote job distribution, with an average salary of $43,657 per year, or $21 per hour.

Recovery Representative II (Repossession)

Schoolsfirstfcu

Riverside, CA

$16.75 - $20.75/hr

Full-time

Posted 15 days ago

Job description

We're always looking for diverse, talented, service-oriented people to join our exceptional team.

Recovery Representative II (Repossession)

The pay range for this position is listed below. Our pay ranges are built to allow for candidates with various levels of skill and experience to be considered, as well as for room for growth and tenure achieved in a role over time. Typical new hire salary offers fall within the minimum to midpoint of a pay range for many candidates. Any offer extended to a candidate will be based upon their unique set of knowledge, skills, education, and experience as well as internal equity.

Pay Range:

$22.33 - $32.38

Scheduled Weekly Hours:

40
What You'll Be Doing
Responsible for resolving delinquency on vehicle loans where timely payments are not being received. Provide direct assistance to our Members by working with them to identify the true cause of non-payment in order to provide personalized options. Position may focus on one or more of the functions described below (Charge-Off or Repossession).
  • Charge-Off Functions
  • Work on charged-off loans through inbound/out-bound calls, written and electronic correspondence, and other approved methods.
  • Responsible for working specialized queues for defaulted repayment plans.
  • Work with our Members and 3rd parties to set up repayment plans, negotiate settlements, re-establish Membership services, and perform account maintenance in order to accurately reflect the approved arrangements.
  • Review charged-off loans for possible collection agency placement. Partner with team and management to refer accounts for litigation review.
  • Assist management and team with miscellaneous projects and reporting including 1099-C tax form filings, monthly audits, and collection agency placements.
  • Repossession Functions
  • Works on delinquent vehicle loans through inbound/out-bound calls, written and electronic correspondence, and other approved methods.
  • Responsible for working specialized queues for vehicle loans
  • Reviews accounts to generate Final Demand Letters, Notices of Intent to Sell, and Deficiency Balance letters.
  • Reviews accounts for repossession efforts and assists with reinstatement requirements
  • Handles impounded vehicles and follows up as needed. This includes contacting tow yards and government agencies, negotiating fees, and handling Lien Objections and disposition paperwork
  • Reviews, audits, and submits for approval vendor invoices
  • Assists management and team with monthly audits and reports, as needed

Additional Job Functions
  • Performs other duties as assigned
  • Complies with regulatory compliance and assigned training requirements including but not limited to BSA regulations corresponding to their specific job duties. Failure to do so may result in disciplinary and other employment related actions.

Qualifications
  • High School Diploma or GED required
  • 1-3 years of prior related experience required
Knowledge, Skills, and Abilities
  • Previous financial institution or credit union experience Preferred
  • Knowledge of FDCPA, TCPA and SCRA
  • Excellent verbal and written skills
  • Conflict resolution and negotiation skills
  • Active listening skills
  • Experience with inbound/outbound phone system preferred
  • Intermediate computer and typing skills
  • Basic skip tracing skills
    • Additional Knowledge, Skills, and Abilities

      SchoolsFirst FCU is committed to Diverse, Equitable, and Inclusive Hiring

      At SchoolsFirst FCU we are dedicated to building and growing a diverse, inclusive, and authentic Dream Team, so if you're excited about a position or wanting to make a career change but your past experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. Many skills are transferrable and you may be just the right candidate for the position, or for other roles we are working on.

      SchoolsFirst Federal Credit Union is committed to fostering, cultivating, and preserving a culture of diversity and inclusion. SchoolsFirst FCU is an equal opportunity employer and prohibits discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibits discrimination against all individuals based on their race, color, religion, sex, national origin, age, sexual orientation, gender identity or expression, political affiliation, or genetic information.

      This organization participates in E-Verify.

      Apply