ZipRecruiter

Log In

1

Charge Off Collector Jobs (NOW HIRING)

Veros Credit, LLC

30 Day Collections

Fort Worth, TX · On-site

$20 - $25/hr

... Collector, Collecting, Loss Recovery, Collateral Recovery, Post Charge Off, Negotiate, Negotiation, Negotiator, Call Center, Bilingual, Spanish, FDCPA, Noble Employment Type: FULL_TIME

Veros Credit, LLC

30 Day Collections

Ontario, CA

$20 - $25/hr

... Collector, Collecting, Loss Recovery, Collateral Recovery, Post Charge Off, Negotiate, Negotiation, Negotiator, Call Center, Bilingual, Spanish, FDCPA, Noble Employment Type: FULL_TIME

Veros Credit, LLC

30 Day Collections

Santa Ana, CA · On-site

$20 - $25/hr

... Collector, Collecting, Loss Recovery, Collateral Recovery, Post Charge Off, Negotiate, Negotiation, Negotiator, Call Center, Bilingual, Spanish, FDCPA, Noble Employment Type: FULL_TIME

next page

Showing results 1-20

All JobsCharge Off Collector Jobs

Charge Off Collector information

See salary details

$12

$20

$26

How much do charge off collector jobs pay per hour?

As of Jul 3, 2026, the average hourly pay for charge off collector in the United States is $20.99, according to ZipRecruiter salary data. Most workers in this role earn between $18.27 and $24.04 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Charge Off Collector, and why are they important?

To thrive as a Charge Off Collector, you need strong knowledge of collections processes, account management, and relevant regulations such as the Fair Debt Collection Practices Act, often supported by a high school diploma or equivalent. Familiarity with collections software, CRM systems, and payment processing tools is typically required. Excellent negotiation, active listening, and problem-solving skills help build rapport with debtors and achieve favorable outcomes. These skills and qualities are crucial for maximizing recoveries while maintaining compliance and customer relationships.

What are some common challenges faced by Charge Off Collectors, and how can they overcome them?

Charge Off Collectors often encounter challenges such as dealing with unresponsive or distressed customers and meeting recovery targets within strict timelines. To overcome these obstacles, it’s important to develop strong communication and negotiation skills, remain patient and empathetic, and stay organized with detailed records. Collaborating closely with team members and supervisors can also provide support and strategies for handling difficult cases. Ongoing training and adapting to regulatory changes are key to success in this role.

How to make 2000 a week working from home?

A Charge Off Collector working from home can increase earnings by handling a high volume of accounts, improving collection skills, and working overtime or extra shifts. Earning $2000 weekly typically requires consistent performance, experience, and possibly commission or bonuses based on recovered debts, depending on the employer's pay structure.

What jobs pay 4000 a week without a degree?

Charge Off Collectors can earn around $4,000 per week with experience and performance-based incentives, especially in high-volume debt recovery environments. These roles typically require strong communication skills, knowledge of debt collection laws, and sometimes certification, but they do not usually require a college degree. Earnings depend on commission, bonuses, and the employer's pay structure.

What is the 7 7 7 rule for debt collectors?

The 7-7-7 rule in debt collection refers to a guideline where debt collectors are advised to wait 7 days after initial contact before sending a written notice, then wait another 7 days before making a second contact, and finally wait 7 days before taking further collection actions. As a charge off collector, understanding this rule helps ensure compliance with the Fair Debt Collection Practices Act (FDCPA) and avoid harassment claims.

What are Charge Off Collectors?

Charge Off Collectors are professionals who work on recovering debts that have been written off as unlikely to be paid by the original lender. These collectors typically contact individuals or businesses whose debts have been charged off, negotiate payment arrangements, and try to collect as much of the outstanding balance as possible. Their work often involves working with delinquent accounts, understanding financial regulations, and using effective communication and negotiation skills to resolve debts. Charge Off Collectors may work for collection agencies, banks, or other financial institutions.

Can you collect on a charge off?

A Charge Off Collector is responsible for recovering debts from accounts that have been written off as uncollectible by the creditor. They use collection strategies, negotiation skills, and sometimes legal tools to recover owed funds. Successful collection depends on the age of the debt, debtor cooperation, and applicable laws.
More about Charge Off Collector jobs
What cities are hiring for Charge Off Collector jobs? Cities with the most Charge Off Collector job openings:
What states have the most Charge Off Collector jobs? States with the most job openings for Charge Off Collector jobs include:
What job categories do people searching Charge Off Collector jobs look for? The top searched job categories for Charge Off Collector jobs are:
Charge Off Collector jobs near you
Infographic showing various Charge Off Collector job openings in the United States as of June 2026, with employment types broken down into 3% As Needed, 41% Full Time, and 56% Part Time. Highlights an 93% Physical, and 7% Remote job distribution, with an average salary of $43,657 per year, or $21 per hour.
30 Day Collections

30 Day Collections

Veros Credit, LLC

Fort Worth, TX • On-site

$20 - $25/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Job description

About Us

Veros Credit is committed to making vehicle ownership possible for everyone. Through our vast network of independent and franchise dealers, we have helped countless customers with their financing needs, allowing them to drive off in the vehicle they deserve.

We realize that our greatest assets are our employees, which is why we strive to make work welcoming and fun but offer limitless opportunities for growth and advancement. At Veros Credit, you can look forward to company events, free meals quarterly, holiday activities, and more. You will be greeted by friendly, positive, and ambitious team members, and work alongside leaders who encourage and value your new ideas. We are proud to say that it is this sense of community that makes us excited to walk through the door every day.

Some of our benefit offerings include:

  • Medical, Dental, and Vision Insurance
  • Life Insurance
  • Flexible Spending Accounts (FSA)
  • Accident, Hospital, Indemnity Insurance
  • Short Term Disability (STD) and Long-Term Disability (LTD) Insurance
  • Employee Assistance Program (EAP)
  • 401(k) Plan
  • Tuition Reimbursement
  • Paid Holidays
  • Paid Time Off (PTO)
  • Transportation Reimbursement Benefit (Mass Transit, Carpool, and Plug-In Electric Vehicle)
  • Referral Bonus
  • Quarterly lunches
  • Daily fresh fruit
  • Office Starbucks Coffee/Latte/Espresso Machine
  • And a lot more!
About The Position

The Account Servicing Specialist (30 Days) will be responsible for servicing auto loan accounts that are 30-60 days delinquent and documenting all collection activities utilizing loan servicing software.

Essential Responsibilities:

  • Follow and ensure compliance with all company policies and procedures as well as the Fair Debt Collection Practices Act (FDCPA).
  • Negotiate payment arrangements with borrowers, including offering suggestions as to how they can meet their obligations, propose alternative payment methods, and establish payment procedures.
  • Assist borrowers in devising a strategy to allow them to keep their vehicle while meeting the obligations of the loan.
  • Accurately and professionally document account information and collection activities.
  • Utilize skip tracing tools and reference sources to identify and locate delinquent borrowers.
  • Other duties as assigned.

Essential Requirements:

  • 2+ year(s) of experience in the automotive collections field.
  • Effective communication, negotiation, and problem-solving skills.
  • Ability to read, interpret and apply federal, state, and local collections regulations.
  • Ability to interact with customers in a professional, tactful, and sensitive manner.
  • Ability to thrive in a fast-paced work environment and to work independently and as part of a team.
  • Available to work a flexible work schedule and overtime as needed.
  • High School Diploma or GED. 
  • Bilingual (English/Spanish) preferred.

Salary: $20.00 - $25.00 per hour + Bonus

#VHP

Veros Credit, LLC is an equal opportunity employer.

**This Organization Participates in E-Verify

Keywords:

Automotive, Auto Finance, Automobile, Subprime, Prime, Unsecure Loans, Dealerships, Independent Dealerships, Franchise Dealerships, Skip-tracing, Skip Tracer, Skip Trace, Auto Dialer, Auto Dialing, Vehicle Repossessions, Repayment Plans, Deficiency, Customer Service, Consumer Finance, Collections, Collector, Collecting, Loss Recovery, Collateral Recovery, Post Charge Off, Negotiate, Negotiation, Negotiator, Call Center, Bilingual, Spanish, FDCPA, Noble

Employment Type: FULL_TIME

Apply