ZipRecruiter

Log In

1

Auto Insurance Underwriter Jobs (NOW HIRING)

Auto-Owners Insurance

Underwriter

Montgomery, AL · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Lexington, KY · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Mesa, AZ · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Lakeland, FL · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Columbia, MO · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Marion, IN · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team in Marion, Grant County, Indiana. This job performs and applies insurance coverage ...

Auto-Owners Insurance

Underwriter

Tallahassee, FL · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Broomfield, CO · On-site

$59K - $89K/yr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Draper, UT · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

previous page

Showing results 41-60

All JobsAuto Insurance Underwriter Jobs

Auto Insurance Underwriter information

See salary details

$28K

$62.3K

$105K

How much do auto insurance underwriter jobs pay per year?

As of Aug 20, 2026, the average yearly pay for auto insurance underwriter in the United States is $62,283.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,000.00 and $83,500.00 per year, depending on experience, location, and employer.

What does an auto insurance underwriter do?

An Auto Insurance Underwriter evaluates applications for auto insurance coverage to determine the risk of insuring a driver or vehicle. They review information such as driving records, vehicle details, and claims history to decide whether to approve, modify, or decline an insurance policy. Underwriters also set premium rates based on their risk assessment and ensure that policies comply with company guidelines and regulations. Their decisions help insurance companies maintain profitability while offering fair coverage to customers.

What skills and qualifications are needed to be an auto insurance underwriter?

To thrive as an Auto Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AINS is typically required. Excellent communication, decision-making, and negotiation skills help underwriters interact effectively with agents, clients, and colleagues. These skills are vital for accurately assessing risk, setting appropriate premiums, and ensuring the profitability and compliance of insurance policies.

How does an auto insurance underwriter collaborate with agents and adjusters during policy evaluation?

Auto Insurance Underwriters work closely with insurance agents and claims adjusters to ensure accurate risk assessment and policy issuance. Agents often provide initial client information and documentation, which underwriters review to determine eligibility and appropriate coverage. Underwriters may consult with adjusters when evaluating past claims history or clarifying risk factors. This collaboration helps underwriters make informed decisions, tailor policies to individual needs, and maintain clear communication with both internal teams and clients.

What is the difference between Auto Insurance Underwriter vs Claims Adjuster?

AspectAuto Insurance UnderwriterClaims Adjuster
Primary RoleEvaluates insurance applications and determines coverage and premiumsInvestigates and settles insurance claims after incidents
Required CredentialsInsurance licenses, underwriting certifications, bachelor’s degree often preferredClaims handling licenses, relevant certifications, bachelor’s degree often preferred
Work EnvironmentOffice-based, analytical, risk assessment focusField and office-based, investigative and customer service focus
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies during claims processing

While both roles are integral to the insurance industry, an Auto Insurance Underwriter primarily assesses risks and determines policy terms, whereas a Claims Adjuster handles claims after an incident occurs. Understanding these differences helps job seekers identify the right career path within auto insurance.

More about Auto Insurance Underwriter jobs

What cities are hiring for Auto Insurance Underwriter jobs?

Cities with the most Auto Insurance Underwriter job openings:

What states have the most Auto Insurance Underwriter jobs?

States with the most job openings for Auto Insurance Underwriter jobs include:

What job categories do people searching Auto Insurance Underwriter jobs look for?

The top searched job categories for Auto Insurance Underwriter jobs are:

Auto Insurance Underwriter jobs near you
Infographic showing various Auto Insurance Underwriter job openings in the United States as of August 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 54% In-person, 29% Hybrid, and 17% Remote job distribution, with an average salary of $62,283 per year, or $29.9 per hour.

Personal Lines Underwriter I

Alfa Insurance Corporate Careers

Montgomery, AL • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted yesterday

Job description

Company Overview
Alfa Insurance® is an A-rated insurance carrier that offers an excellent array of auto, home, life, farm and business insurance products. Since its humble beginnings in 1946, Alfa and its affiliates now serve more than 1 million customers across 14 states.
Are you interested in a career path and not just a job? Working as Personal Lines Underwriter for Alfa Insurance® is more than just underwriting new business. It’s maintaining relationships and becoming part of a well-respected company that is based on faith, family, community and integrity. This means you will be able to contribute to the big picture! Become part of the Alfa family where you can discover your purpose and help make a difference in the lives of our policyholders and your community.
Job Summary
At Alfa, we are looking for talented and motivated individuals who share our passion for excellence and customer satisfaction. As a Personal Lines Underwriter, you will be part of a dynamic team that works closely with our sales force to provide them with the best service possible. You will have the opportunity to apply your skills and knowledge to evaluate and underwrite various personal lines products. You will also be able to make quick and thoughtful decisions, handle multiple tasks, and adapt to changing situations in a fast-paced work environment.
Alfa is committed to your professional development and career growth. We offer on-the-job training and mentoring to help you succeed in your role and prepare you for future opportunities. 
Responsibilities 
  • Underwrite personal lines new business, rewrite new terms, and policy changes while maintaining an acceptable loss ratio.
  • Select, classify, and monitor insurance risks to maintain adequate rate for risk and ensure a profitable book of business.
  • Maintain acceptable customer service standards and be thorough, consistent, and accurate in underwriting.

Qualifications
  • Bachelor’s Degree required or CPCU designation and 5 years of insurance experience.
  • Excellent communication skills. 
  • Possess basic mathematical skills. 
  • Proficient in Microsoft Excel and Microsoft Word.
  • The ability to understand policy language, underwriting rates, rules, guidelines, and make independent decisions.
  • Must be able to apply all knowledge to underwriting personal lines business.
Benefits/Perks
  • Opportunity for annual performance bonus
  • Discounts on your auto insurance (underwriting approval required)
  • Benefits include: Health, dental, supplemental cancer, vision insurance and 401(k) plan
  • Paid Time Off Bank to include 3 days PTO available after first 80 hours worked for New Hires
  • Short-term and long-term disability
  • Flexible Healthcare and Childcare spending accounts for tax savings
  • Opportunities for advancement
  • Continuous training and support throughout your career with Alfa
  • College tuition discounts at various colleges in Alabama
  • Fitness center
  • Onsite cafeteria